$549,000
COMING SOON

490 Morro Ave Morro Bay, CA 93442

Estimated payment $3,820/month

1 Bed
1 Bath
530 Sq Ft
531 Sq Ft Lot Lot

Highlights

  • Golf Course Community
  • Fishing
  • Primary Bedroom Suite
  • Del Mar Elementary School Rated A-
  • Bay View
  • Across the Road from Lake or Ocean

About This Home

Set on the edge of the Embarcadero, this turnkey Morro Bay condo puts you just a one-minute walk from the waterfront and minutes from the best of Morro Bay. Step out to the front of the complex and take in beautiful views of Morro Rock, with Franklin Riley Park across the street, Tidelands Park and playground nearby, and easy access to the harbor, waterfront dining, coffee shops, art galleries, kayaking, paddleboarding, coastal trails, the Main Street Farmers Market, Morro Bay Golf Course, Morro Bay State Park, and the Museum of Natural History. Inside, this 1-bedroom end-unit condo is bright, inviting, and in excellent condition, with abundant natural light and peekaboo views of the bay and Black Hill. The living area features an electric fireplace, creating a comfortable place to unwind after a day by the water. The kitchen is well appointed with custom cabinetry, soft-close drawers, a large single-basin sink, and an Electrolux range with induction cooktop. The bedroom includes a walk-in closet, while the bathroom features a large walk-in shower and a stacked washer and dryer for everyday convenience. The condo also includes a designated covered carport directly below the unit, offering easy access, plus private storage space for beach gear, golf clubs, bikes, or weekend essentials. The HOA has been well managed, with recent exterior improvements including fresh paint, a new roof, new railings, and other updates throughout the property. Whether you’re looking for a low-maintenance coastal getaway, a convenient second home, or a quiet Morro Bay retreat to escape the heat of the valley or the pace of the city, this condo is ready to enjoy from day one.

Listing Agent

Ian Chandler

Home & Ranch Sotheby's Intl Brokerage Phone: 530 545-9561 License #01955407 Listed on: 05/23/2026

Home & Ranch Sotheby's Intl

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1978

HOA Fees

  • $300 Monthly HOA Fees

Property Views

  • Bay
  • Peek-A-Boo
  • Hills
  • Neighborhood

Home Design

  • Entry on the 2nd floor
  • Turnkey

Interior Spaces

  • 530 Sq Ft Home
  • 1-Story Property
  • Electric Fireplace
  • Double Pane Windows
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave

Bedrooms and Bathrooms

  • 1 Main Level Bedroom
  • Primary Bedroom Suite
  • Walk-In Closet
  • 1 Full Bathroom

Parking

  • 1 Car Garage
  • 1 Carport Space
  • Parking Storage or Cabinetry
  • Parking Available
  • Assigned Parking

Utilities

  • Radiant Heating System
  • Water Heater
  • Phone Available
  • Cable TV Available

Additional Features

  • Ocean Side of Highway 1
  • 1 Common Wall
  • Across the Road from Lake or Ocean

Listing and Financial Details

  • Earthquake Insurance Required
  • Tax Lot A
  • Tax Tract Number 655
  • Assessor Parcel Number 066179005
  • Seller Considering Concessions

Community Details

Overview

  • Master Insurance
  • 7 Units
  • Rusty Anchor Homeowners Association, Phone Number (661) 619-7661
  • Embarcadero Subdivision
  • Maintained Community

Recreation

  • Golf Course Community
  • Fishing
  • Water Sports
  • Hiking Trails
  • Bike Trail

Property Details

Home Type

Condominium

Year Built

Built in 1978

Lot Details

531 Sq Ft Lot

HOA Fees

$300 per month

Listing Details

  • Structure Type: Multi Family
  • Assessments: Yes
  • Property Attached: Yes
  • Subdivision Name Other: Embarcadero(750)
  • View: Yes
  • Property Condition: Turnkey
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 066179005
  • Year Built: 1978
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: ComingSoon

Interior Features

  • Fireplace: Yes
  • Living Area: 530.00 Square Feet
  • Stories: 1
  • Common Walls: 1 Common Wall
  • Appliances: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Eating Area: In Living Room
  • Entry Level: 2
  • Fireplace Features: Electric, Living Room
  • Levels: One
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 1035.85
  • Room Type: Walk-In Closet, Kitchen, Living Room, Primary Suite
  • Window Features: Double Pane Windows

Exterior Features

  • View: Bay, Neighborhood, Hills, Peek-A-Boo
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Carport Spaces: 1.00
  • Parking: Yes
  • Parking Features: Assigned, Carport, Built-In Storage
  • Total Parking Spaces: 1.00

Utilities

  • Utilities: Phone Available, Sewer Connected, Cable Available, Electricity Connected, Water Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Water Heater, Microwave, Refrigerator, Electric Range
  • Heating Type: Radiant
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Insurance, Trash, Earthquake Insurance, Maintenance Grounds
  • Association Fee: 300.00
  • Association Fee Frequency: Monthly
  • Association Name: Rusty Anchor Homeowners Association
  • Phone: 661-619-7661
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Watersports, Golf, Biking, Hiking, Fishing
  • Association Management: Rusty Anchor Homeowners Association

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Size Sq Ft: 530.00
  • Lot Size Acres: 0.0122

Multi Family

  • Lease Considered: No
  • Lot Size Area: 530.0000 Square Feet
  • Number Of Units In Community: 7
  • Number Of Units Total: 1
  • Waterfront Features: Ocean Side Of Highway 1, Across the Road from Lake/Ocean

Tax Info

  • Tax Lot: A
  • Tax Tract Number: 655

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: NS26112425

California Regional Multiple Listing Service (CRMLS)
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