490 S Alfred Ave Elgin, IL 60123
Sunset Park Neighborhood
3
Beds
1
Bath
1,320
Sq Ft
0.25
Acres
Highlights
- Cape Cod Architecture
- Cul-De-Sac
- Walk-In Closet
- Lower Floor Utility Room
- Attached Garage
- Patio
About This Home
As of July 2020Charming cape cod home in Sunset Park! Large fenced in yard, attached garage, hardwood floors on the main level, finished basement, and much more! All ready for you to move in, quick closing possible. Shed being sold as-is. Home is owned by Illinois licensed broker.
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475185674 Listed on: 06/06/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,217
Year Built | Renovated
- 1948 | 2018
Parking
- Attached Garage
- Driveway
- Garage Is Owned
Home Design
- Cape Cod Architecture
- Slab Foundation
- Frame Construction
- Asphalt Shingled Roof
- Aluminum Siding
Interior Spaces
- Walk-In Closet
- Entrance Foyer
- Lower Floor Utility Room
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Laundry
- Dryer
- Washer
Outdoor Features
- Patio
- Fire Pit
Utilities
- Central Air
- Heating System Uses Gas
Additional Features
- Cul-De-Sac
- Property is near a bus stop
Listing and Financial Details
- $1,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 6, 2020
Closed on
Jul 20, 2020
Sold by
Oranski Monica and Pratt Stephen I
Bought by
Patano Thomas and Nolasco Karen
Seller's Agent
Monica Pratt
Coldwell Banker Real Estate Group
Buyer's Agent
Galya Georgieva
Coldwell Banker Realty
List Price
$190,000
Sold Price
$183,000
Premium/Discount to List
-$7,000
-3.68%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$98,827
Avg. Annual Appreciation
8.93%
Original Mortgage
$179,685
Outstanding Balance
$161,855
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$119,972
Purchase Details
Closed on
Apr 21, 2020
Sold by
Cranski Michael
Bought by
Oranski Monica
Purchase Details
Listed on
Sep 21, 2018
Closed on
Oct 29, 2018
Sold by
Bernasek Adam L
Bought by
Oranski Mechael
Seller's Agent
Lori Cromie
Haus & Boden, Ltd.
Buyer's Agent
Christopher Davis
Inspire Realty Group LLC
List Price
$184,900
Sold Price
$175,000
Premium/Discount to List
-$9,900
-5.35%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.29%
Original Mortgage
$175,000
Interest Rate
4.7%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Jan 2, 2013
Closed on
Mar 25, 2013
Sold by
Us Bank Na
Bought by
Bernasek Adam L
Seller's Agent
Joseph Mueller
Tanis Group Realty
Buyer's Agent
Mollie Mallett
List Price
$58,500
Sold Price
$73,000
Premium/Discount to List
$14,500
24.79%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.13%
Original Mortgage
$2,190
Interest Rate
3.56%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Nov 19, 2012
Sold by
Hertel Jason and Hertel Diamond
Bought by
Us Bank Na and Bank Of America Na
Purchase Details
Closed on
Mar 2, 2007
Sold by
Macdonald Andrew F and Macdonald Kathleen H
Bought by
Hertel Jason and Diamond Courtney M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,500
Interest Rate
9.4%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Elgin, IL
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $183,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $175,000 | Fidelity National Title | |
| Special Warranty Deed | $73,000 | Parks Title | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $179,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $179,685 | FHA | |
| Previous Owner | $175,000 | Purchase Money Mortgage | |
| Previous Owner | $85,000 | New Conventional | |
| Previous Owner | $2,190 | Stand Alone Second | |
| Previous Owner | $70,810 | New Conventional | |
| Previous Owner | $70,810 | New Conventional | |
| Previous Owner | $179,500 | Purchase Money Mortgage | |
| Previous Owner | $166,500 | Unknown | |
| Previous Owner | $32,000 | Unknown | |
| Previous Owner | $76,295 | Unknown | |
| Previous Owner | $25,140 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/20/2020 07/20/20 | Sold | $183,000 | -2.1% | $139 / Sq Ft |
| 06/19/2020 06/19/20 | Pending | -- | -- | -- |
| 06/17/2020 06/17/20 | Price Changed | $187,000 | -1.6% | $142 / Sq Ft |
| 06/06/2020 06/06/20 | For Sale | $190,000 | +8.6% | $144 / Sq Ft |
| 11/02/2018 11/02/18 | Sold | $175,000 | -5.4% | $106 / Sq Ft |
| 10/07/2018 10/07/18 | Pending | -- | -- | -- |
| 09/21/2018 09/21/18 | For Sale | $184,900 | +153.3% | $112 / Sq Ft |
| 04/23/2013 04/23/13 | Sold | $73,000 | +24.8% | $62 / Sq Ft |
| 01/10/2013 01/10/13 | Pending | -- | -- | -- |
| 01/02/2013 01/02/13 | For Sale | $58,500 | -- | $50 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,217 | $73,191 | $17,372 | $55,819 |
| 2023 | $4,955 | $66,122 | $15,694 | $50,428 |
| 2022 | $4,708 | $60,292 | $14,310 | $45,982 |
| 2021 | $4,494 | $56,369 | $13,379 | $42,990 |
| 2020 | $4,361 | $53,813 | $12,772 | $41,041 |
| 2019 | $4,227 | $51,260 | $12,166 | $39,094 |
| 2018 | $4,543 | $45,951 | $11,461 | $34,490 |
| 2017 | $4,468 | $43,440 | $10,835 | $32,605 |
| 2016 | $4,298 | $40,301 | $10,052 | $30,249 |
| 2015 | -- | $36,940 | $9,214 | $27,726 |
| 2014 | -- | $36,484 | $9,100 | $27,384 |
| 2013 | -- | $37,446 | $9,340 | $28,106 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2020
Monica Pratt
Coldwell Banker Real Estate Group
(630) 797-0744
25 Total Sales
-
Buyer's Agent in 2020
Galya Georgieva
Coldwell Banker Realty
(630) 965-7328
132 Total Sales
-
Seller's Agent in 2018
Lori Cromie
Haus & Boden, Ltd.
(312) 848-8191
134 Total Sales
-
Buyer's Agent in 2018
Christopher Davis
Inspire Realty Group LLC
(847) 489-3476
1 in this area
347 Total Sales
-
Seller's Agent in 2013
Joseph Mueller
Tanis Group Realty
(847) 514-4506
86 Total Sales
-
M
Buyer's Agent in 2013
Mollie Mallett
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10738117
APN: 06-22-278-026
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