4900 E 4th St Unit A Panama City, FL 32404
Estimated payment $1,334/month
Highlights
- Community Boat Dock
- Boat Lift
- Bay View
- Home fronts a seawall
- Boat Slip
- Covered Patio or Porch
About This Home
This unique waterfront hideaway is tucked away on the bay in a charming, 6-unit complex. Every home here enjoys its own private boat slip, and the surprisingly low HOA covers your slip, some utilities, and exterior insurance, making it as worry-free as it is beautiful. All exteriors units have new hardi-board siding and paint. The entire dock and pilings have been replaced with composite decking since these photos were taken. This is just the neatest place and a must see!
Perfect for the avid angler or island hopper, Mariners Cove offers easy access to Shell Island, the pass and out to deep-water fishing. Your 16' x 50' slip is equipped with a 10,000 lb lift.
The inside was completely updated in 2019 with a new roof and Pella windows, expanded upstairs living area, water heater, two mini-split units, vinyl plank flooring, paint, recessed lighting and a generator quick connect. The kitchen was done very simple as the owner wanted but cabinets can easily be added. The new Pella windows have built in blinds so they can be completely open with unobstructive views from every room and level of this unit. There are hurricane shutters made for each window, this are easy to put up and they stack to store. Mariners Cove has approx. 185 feet of waterfront, a pavilion for grilling the days catch right on the water and storage area for kayaks. There is a storage area and workshop for storing of tools and boating equipment on the property. After a day on the water, there's a community bathroom for guests and a shared laundry room to make clean-up a breeze, all just steps from your door.
Don't miss out on this waterfront living at this price! Month to month rentals are allowed per HOA.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $887
Year Built
- Built in 1986
Lot Details
- Home fronts a seawall
- Property fronts a bayou
Parking
- Parking Lot
Property Views
- Bay
- Bayou
Home Design
- Shingle Roof
- HardiePlank Type
Interior Spaces
- 1-Story Property
- Living Room
Kitchen
- Electric Oven
- Electric Cooktop
Bedrooms and Bathrooms
- 1 Bedroom
Outdoor Features
- Boat Lift
- Boat Slip
- Docks
- Covered Patio or Porch
Schools
- Parker Elementary School
- Rutherford Middle School
- Rutherford High School
Utilities
- Ductless Heating Or Cooling System
- Heating Available
- Electric Water Heater
Community Details
Overview
- Property has a Home Owners Association
- 4 Units
- Mariners Cove Subdivision
Amenities
- Laundry Facilities
- Community Storage Space
Recreation
- Community Boat Dock
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $887 | $107,019 | -- | -- |
| 2024 | $858 | $104,003 | -- | -- |
| 2023 | $858 | $100,974 | $0 | $0 |
| 2022 | $626 | $98,033 | $0 | $0 |
| 2021 | $621 | $95,178 | $28,200 | $66,978 |
| 2020 | $1,011 | $95,097 | $27,680 | $67,417 |
| 2019 | $900 | $84,783 | $26,880 | $57,903 |
| 2018 | $818 | $75,812 | $0 | $0 |
| 2017 | $840 | $76,299 | $0 | $0 |
| 2016 | $872 | $76,785 | $0 | $0 |
| 2015 | $911 | $77,272 | $0 | $0 |
| 2014 | $916 | $77,758 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/23/2026 02/23/26 | Price Changed | $234,000 | -2.1% | $304 / Sq Ft |
| 02/08/2026 02/08/26 | Price Changed | $239,000 | -2.4% | $310 / Sq Ft |
| 01/06/2026 01/06/26 | Price Changed | $245,000 | -1.2% | $318 / Sq Ft |
| 11/10/2025 11/10/25 | Price Changed | $248,000 | -0.4% | $322 / Sq Ft |
| 08/12/2025 08/12/25 | For Sale | $249,000 | -- | $323 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $127,500 | Constitution Title Llc | |
| Warranty Deed | $120,000 | Lawyers Title Agency Of Nort | |
| Interfamily Deed Transfer | -- | -- | |
| Quit Claim Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $108,000 | Unknown | |
| Previous Owner | $71,500 | No Value Available |
Source: Central Panhandle Association of REALTORS®
MLS Number: 777534
APN: 25925-060-000
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Ask me questions while you tour the home.