$249,000

4900 E 4th St Unit A Panama City, FL 32404

Estimated payment $1,424/month

Total Views 2,433
1 Bed
1.5 Baths
771 Sq Ft
$323 Price per Sq Ft

Highlights

  • Boat Dock
  • Boat Lift
  • Bay View
  • Home fronts a seawall
  • Boat Slip
  • Covered Patio or Porch

About This Home

This unique waterfront hideaway is tucked away on the bay in a charming, 6-unit complex. Every home here enjoys its own private boat slip, and the surprisingly low HOA covers your slip, some utilities, and exterior insurance, making it as worry-free as it is beautiful. All exteriors units have new hardi-board siding and paint. The entire dock and pilings have been replaced with composite decking since these photos were taken. This is just the neatest place and a must see!
Perfect for the avid angler or island hopper, Mariners Cove offers easy access to Shell Island, the pass and out to deep-water fishing. Your 16' x 30' slip is equipped with a 10,000 lb lift.
The inside was completely updated in 2019 with a new roof and Pella windows, expanded upstairs living area, water heater, two mini-split units, vinyl plank flooring, paint, recessed lighting and a generator quick connect. The kitchen was done very simple as the owner wanted but cabinets can easily be added.
The new Pella windows have built in blinds so they can be completely open with unobstructive views from every room and level of this unit. There are hurricane shutters made for each window, this are easy to put up and they stack to store. Mariners Cove has approx. 185 feet of waterfront, a pavilion for grilling the days catch right on the water and storage area for kayaks. There is a storage area and workshop for storing of tools and boating equipment on the property. After a day on the water, there's a community bathroom for guests and a shared laundry room to make clean-up a breeze, all just steps from your door.
Don't miss out on this waterfront living at this price!

Listing Agent

Celia Bush

Think Real Estate License #3091483 Listed on: 08/12/2025

Think Real Estate

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $887

Year Built

  • Built in 1986

Lot Details

  • Home fronts a seawall
  • Property fronts a bayou
  • Street terminates at a dead end

HOA Fees

  • $35 Monthly HOA Fees

Property Views

  • Bay
  • Bayou

Home Design

  • HardiePlank Type

Interior Spaces

  • 1-Story Property
  • Recessed Lighting
  • Living Room

Bedrooms and Bathrooms

  • 1 Bedroom

Parking

  • Oversized Parking
  • Parking Lot
  • Assigned Parking

Outdoor Features

  • Boat Lift
  • Boat Slip
  • Docks
  • Covered Patio or Porch

Schools

  • Parker Elementary School
  • Rutherford Middle School
  • Rutherford High School

Utilities

  • Ductless Heating Or Cooling System
  • Heating Available

Community Details

Overview

  • Association fees include electricity, laundry, legal/accounting, ground maintenance, trash, water
  • 4 Units
  • Mariners Cove Subdivision

Amenities

  • Laundry Facilities
  • Community Storage Space

Recreation

  • Boat Dock

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$887

Year Built

Built in 1986

Lot Details

0

HOA Fees

$35 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1986
  • Property Sub Type: Attached
  • Road Frontage Type: City Street
  • Road Surface Type: Gravel
  • Subdivision Name: Mariners Cove
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Structure Type: Townhouse
  • Property Sub Type Additional: Attached,Townhouse
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Refrigerator
  • Interior Amenities: Interior Steps, Recessed Lighting
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Living Room, Primary Bedroom
  • Stories: 1

Exterior Features

  • View: Bay, Bayou
  • View: Yes
  • Waterfront Features: Bay Access, Bayou, Deeded Access, Seawall, Waterfront
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Exterior Features: Boat Lift, Boat Slip, Dock
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Parking Features: Assigned, Oversized, Parking Lot
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available, Trash Collection
  • Cooling: Ductless
  • Heating: Ductless, Electric
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee: 425.0
  • Community Features: Dock, Laundry Facilities, Waterfront
  • Senior Community: No
  • Amenities: Dock, Barbecue, Boat Slip, Storage
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Electricity, Laundry, Legal/Accounting, Maintenance Grounds, Trash, Water

Schools

  • Middle Or Junior School: Rutherford Middle

Lot Info

  • Lot Features: Dead End, Waterfront
  • Land Lease: No
  • Mobile Dim Units: Feet
  • Zoning Description: County, Resid Multi-Family

Multi Family

  • Number Of Units Total: 4

Tax Info

  • Tax Annual Amount: 887.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Parker
  • High School: Rutherford

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 For Sale $249,000 -- $323 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $127,500 Constitution Title Llc
Warranty Deed $120,000 Lawyers Title Agency Of Nort
Interfamily Deed Transfer -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $47,600 Credit Line Revolving
Previous Owner $108,000 Unknown
Previous Owner $21,000 Credit Line Revolving
Previous Owner $71,500 No Value Available
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 777534

Central Panhandle Association of REALTORS®

APN: 25925-060-000