$245,000
$4K PRICE DROP

4900 E 4th St Unit A Panama City, FL 32404

Estimated payment $1,354/month

Total Views 6,233
1 Bed
1.5 Baths
771 Sq Ft
$318 Price per Sq Ft

Highlights

  • Boat Dock
  • Boat Lift
  • Bay View
  • Home fronts a seawall
  • Boat Slip
  • Covered Patio or Porch

About This Home

This unique waterfront hideaway is tucked away on the bay in a charming, 6-unit complex. Every home here enjoys its own private boat slip, and the surprisingly low HOA covers your slip, some utilities, and exterior insurance, making it as worry-free as it is beautiful. All exteriors units have new hardi-board siding and paint. The entire dock and pilings have been replaced with composite decking since these photos were taken. This is just the neatest place and a must see!
Perfect for the avid angler or island hopper, Mariners Cove offers easy access to Shell Island, the pass and out to deep-water fishing. Your 16' x 30' slip is equipped with a 10,000 lb lift.
The inside was completely updated in 2019 with a new roof and Pella windows, expanded upstairs living area, water heater, two mini-split units, vinyl plank flooring, paint, recessed lighting and a generator quick connect. The kitchen was done very simple as the owner wanted but cabinets can easily be added. The new Pella windows have built in blinds so they can be completely open with unobstructive views from every room and level of this unit. There are hurricane shutters made for each window, this are easy to put up and they stack to store. Mariners Cove has approx. 185 feet of waterfront, a pavilion for grilling the days catch right on the water and storage area for kayaks. There is a storage area and workshop for storing of tools and boating equipment on the property. After a day on the water, there's a community bathroom for guests and a shared laundry room to make clean-up a breeze, all just steps from your door.
Don't miss out on this waterfront living at this price! Month to month rentals are allowed per HOA.

Listing Agent

Celia Bush

Think Real Estate License #3091483 Listed on: 08/12/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $887

Year Built

  • Built in 1986

Lot Details

  • Home fronts a seawall
  • Property fronts a bayou

Parking

  • Parking Lot

Property Views

  • Bay
  • Bayou

Home Design

  • HardiePlank Type

Interior Spaces

  • 1-Story Property
  • Living Room

Kitchen

  • Electric Oven
  • Electric Cooktop

Bedrooms and Bathrooms

  • 1 Bedroom

Outdoor Features

  • Boat Lift
  • Boat Slip
  • Docks
  • Covered Patio or Porch

Schools

  • Parker Elementary School
  • Rutherford Middle School
  • Rutherford High School

Utilities

  • Ductless Heating Or Cooling System
  • Heating Available
  • Electric Water Heater

Community Details

Overview

  • Property has a Home Owners Association
  • 4 Units
  • Mariners Cove Subdivision

Amenities

  • Laundry Facilities
  • Community Storage Space

Recreation

  • Boat Dock

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$887

Year Built

Built in 1986

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1986
  • Property Sub Type: Attached
  • Road Frontage Type: City Street
  • Road Surface Type: Gravel
  • Subdivision Name: Mariners Cove
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Structure Type: Townhouse
  • Property Sub Type Additional: Attached,Townhouse
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
  • Interior Amenities: Interior Steps
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Living Room, Primary Bedroom
  • Stories: 1

Exterior Features

  • View: Bay, Bayou
  • View: Yes
  • Waterfront Features: Bayou, Seawall
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Exterior Features: Boat Lift, Boat Slip, Dock
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Parking Features: Parking Lot
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Ductless
  • Heating: Ductless, Electric
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Dock, Laundry Facilities, Waterfront
  • Senior Community: No
  • Amenities: Dock, Barbecue, Boat Slip, Storage
  • Association: Yes

Schools

  • Middle Or Junior School: Rutherford Middle

Lot Info

  • Land Lease: No
  • Mobile Dim Units: Feet
  • Zoning Description: County, Resid Multi-Family

Multi Family

  • Number Of Units Total: 4

Tax Info

  • Tax Annual Amount: 887.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Parker
  • High School: Rutherford

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $887 $107,019 -- --
2024 $858 $104,003 -- --
2023 $858 $100,974 $0 $0
2022 $626 $98,033 $0 $0
2021 $621 $95,178 $28,200 $66,978
2020 $1,011 $95,097 $27,680 $67,417
2019 $900 $84,783 $26,880 $57,903
2018 $818 $75,812 $0 $0
2017 $840 $76,299 $0 $0
2016 $872 $76,785 $0 $0
2015 $911 $77,272 $0 $0
2014 $916 $77,758 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/06/2026 01/06/26 Price Changed $245,000 -1.2% $318 / Sq Ft
11/10/2025 11/10/25 Price Changed $248,000 -0.4% $322 / Sq Ft
08/12/2025 08/12/25 For Sale $249,000 -- $323 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $127,500 Constitution Title Llc
Warranty Deed $120,000 Lawyers Title Agency Of Nort
Interfamily Deed Transfer -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $108,000 Unknown
Previous Owner $71,500 No Value Available
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 777534

Central Panhandle Association of REALTORS®

APN: 25925-060-000