$210,000
SOLD JUN 30, 2026

4900 E 4th St Unit A Panama City, FL 32404

1 Bed
1.5 Baths
771 Sq Ft
1986 Built

Sale Details

Date Sold: June 30, 2026

$272 Per Sq Ft

10% Below List Price

0 Day on Market

Highlights

  • Community Boat Dock
  • Boat Lift
  • Bay View
  • Home fronts a seawall
  • Boat Slip
  • Covered Patio or Porch

About This Home

As of June 2026

This unique waterfront hideaway is tucked away on the bay in a charming, 6-unit complex. Every home here enjoys its own private boat slip, and the surprisingly low HOA covers your slip, some utilities, and exterior insurance, making it as worry-free as it is beautiful. All exteriors units have new hardi-board siding and paint. The entire dock and pilings have been replaced with composite decking since these photos were taken. This is just the neatest place and a must see!
Perfect for the avid angler or island hopper, Mariners Cove offers easy access to Shell Island, the pass and out to deep-water fishing. Your 16' x 50' slip is equipped with a 10,000 lb lift.
The inside was completely updated in 2019 with a new roof and Pella windows, expanded upstairs living area, water heater, two mini-split units, vinyl plank flooring, paint, recessed lighting and a generator quick connect. The kitchen was done very simple as the owner wanted but cabinets can easily be added. The new Pella windows have built in blinds so they can be completely open with unobstructive views from every room and level of this unit. There are hurricane shutters made for each window, this are easy to put up and they stack to store. Mariners Cove has approx. 185 feet of waterfront, a pavilion for grilling the days catch right on the water and storage area for kayaks. There is a storage area and workshop for storing of tools and boating equipment on the property. After a day on the water, there's a community bathroom for guests and a shared laundry room to make clean-up a breeze, all just steps from your door.
Don't miss out on this waterfront living at this price! Month to month rentals are allowed per HOA.

Last Agent to Sell the Property

Celia Bush

Think Real Estate License #3091483 Listed on: 05/16/2026

Last Buyer's Agent

Celia Bush

Think Real Estate License #3091483 Listed on: 05/16/2026

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $887

Year Built

  • Built in 1986

Lot Details

  • Home fronts a seawall
  • Property fronts a bayou

Parking

  • Parking Lot

Property Views

  • Bay
  • Bayou

Home Design

  • Entry on the 1st floor
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 1-Story Property
  • Living Room

Kitchen

  • Electric Oven
  • Electric Cooktop

Bedrooms and Bathrooms

  • 1 Bedroom

Outdoor Features

  • Boat Lift
  • Boat Slip
  • Docks
  • Covered Patio or Porch

Schools

  • Parker Elementary School
  • Rutherford Middle School
  • Rutherford High School

Utilities

  • Ductless Heating Or Cooling System
  • Heating Available
  • Electric Water Heater

Community Details

Overview

  • Property has a Home Owners Association
  • 4 Units
  • Mariners Cove Subdivision

Amenities

  • Laundry Facilities
  • Community Storage Space

Recreation

  • Community Boat Dock

Property Details

Home Type

Condominium

Est. Annual Taxes

$887

Year Built

Built in 1986

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1986
  • Property Sub Type: Condominium
  • Road Frontage Type: City Street
  • Road Surface Type: Gravel
  • Subdivision Name: Mariners Cove
  • Entry Level: 1
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
  • Interior Amenities: Interior Steps, Shower Only, Upper Level Primary, Walk-In Closet(s)
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Dining Room Type: Living Room, Primary Bedroom
  • Stories: 1

Exterior Features

  • View: Bay, Bayou, Water
  • View: Yes
  • Waterfront Features: Bayou, Seawall
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Exterior Features: Boat Lift, Boat Slip, Dock
  • Patio And Porch Features: Covered, Porch
  • Roof: Shingle

Garage/Parking

  • Parking Features: Parking Lot
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Ductless
  • Heating: Ductless, Electric
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Dock, Laundry Facilities, Waterfront
  • Senior Community: No
  • Amenities: Dock, Barbecue, Boat Slip, Storage
  • Association: Yes

Schools

  • Middle Or Junior School: Rutherford Middle

Lot Info

  • Land Lease: No
  • Zoning Description: County, Resid Multi-Family

Multi Family

  • Number Of Units Total: 4

Tax Info

  • Tax Annual Amount: 887.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Parker
  • High School: Rutherford

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 5, 2018
Closed on
Jun 18, 2018
Sold by
Bought by
Seller's Agent
Lynn Sarno
RC Real Estate Group
Buyer's Agent
Lynn Sarno
RC Real Estate Group
List Price
$159,900
Sold Price
$127,500
Premium/Discount to List
-$32,400
-20.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.61%

Purchase Details

Closed on
Jun 30, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
0.0487%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 19, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,500
Interest Rate
0.0619%

Purchase Details

Closed on
Sep 4, 1999
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $127,500 Constitution Title Llc
Warranty Deed $120,000 Lawyers Title Agency Of Nort
Interfamily Deed Transfer -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $47,600 Credit Line Revolving
Closed $108,000 Unknown
Closed $71,500 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2026 06/30/26 Sold $210,000 -10.3% $272 / Sq Ft
05/16/2026 05/16/26 Pending -- -- --
05/16/2026 05/16/26 For Sale $234,000 0.0% $304 / Sq Ft
05/11/2026 05/11/26 Off Market $234,000 -- --
02/23/2026 02/23/26 Price Changed $234,000 -2.1% $304 / Sq Ft
02/08/2026 02/08/26 Price Changed $239,000 -2.4% $310 / Sq Ft
01/06/2026 01/06/26 Price Changed $245,000 -1.2% $318 / Sq Ft
11/10/2025 11/10/25 Price Changed $248,000 -0.4% $322 / Sq Ft
08/12/2025 08/12/25 For Sale $249,000 +95.3% $323 / Sq Ft
06/20/2022 06/20/22 Off Market $127,500 -- --
06/18/2018 06/18/18 Sold $127,500 -20.3% $191 / Sq Ft View Prior Sale
06/12/2018 06/12/18 Pending -- -- --
01/29/2016 01/29/16 For Sale $159,900 -- $240 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $887 $107,019 -- --
2024 $858 $104,003 -- --
2023 $858 $100,974 $0 $0
2022 $626 $98,033 $0 $0
2021 $621 $95,178 $28,200 $66,978
2020 $1,011 $95,097 $27,680 $67,417
2019 $900 $84,783 $26,880 $57,903
2018 $818 $75,812 $0 $0
2017 $840 $76,299 $0 $0
2016 $872 $76,785 $0 $0
2015 $911 $77,272 $0 $0
2014 $916 $77,758 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 777534

Central Panhandle Association of REALTORS®

APN: 25925-060-000

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