4900 Lotta Ct Saint Cloud, FL 34772
South Saint Cloud NeighborhoodEstimated payment $3,023/month
Highlights
- Community Boat Slip
- Canal View
- Community Pool
- Access To Chain Of Lakes
- Clubhouse
- 2 Car Attached Garage
About This Home
Welcome to lake-connected living in the highly sought-after Hanover Lakes community, where modern design meets an unbeatable waterfront lifestyle. Built in 2021, this beautifully maintained single-story home offers nearly 2,000 square feet of thoughtfully designed living space with 3 bedrooms and 2 bathrooms, perfectly positioned on a canal with direct access to the Alligator Chain of Lakes. Step inside to an open, light-filled layout featuring durable ceramic tile throughout the main living areas, a seamless living and dining combination, and sliding glass doors that invite indoor-outdoor living. The kitchen is both functional and stylish, offering ample workspace and modern appliances, ideal for everyday living or entertaining guests. The spacious primary suite is tucked away for privacy and includes a walk-in closet and a comfortable ensuite bath, creating a true retreat at the end of the day. Outside, enjoy the freedom of a private yard and the rare opportunity to live in a community with boat slip access, sidewalks, and a well-maintained neighborhood atmosphere. With a two-car garage, public utilities, low monthly HOA, CDD already in place, and convenient access to major roadways, shopping, dining, and everyday essentials, this home delivers the perfect balance of comfort, location, and lifestyle. Whether you’re drawn to the newer construction, the water access, or the easy one-level living, this home stands out as an exceptional opportunity in St. Cloud’s growing lakefront corridor.
Listing Agent
MARKET CONNECT REALTY LLC Brokerage Phone: 407-250-4708 License #3558273 Listed on: 01/29/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,338
Year Built
- Built in 2021
Lot Details
- 5,663 Sq Ft Lot
- North Facing Home
HOA Fees
- $104 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Stucco
Interior Spaces
- 1,957 Sq Ft Home
- 1-Story Property
- Sliding Doors
- Combination Dining and Living Room
- Canal Views
Kitchen
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Washer
Outdoor Features
- Access To Chain Of Lakes
Utilities
- Central Heating and Cooling System
- Thermostat
- Electric Water Heater
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 253 / 0001/2
- Assessor Parcel Number 20-26-31-3429-0001-2530
- $1,251 per year additional tax assessments
Community Details
Overview
- Artemis Lifestyles Association, Phone Number (407) 705-2190
- Hanover Lakes Ph 3 Subdivision
Amenities
- Clubhouse
Recreation
- Community Boat Slip
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,322 | $383,100 | $100,000 | $283,100 |
| 2024 | $7,170 | $382,600 | $95,000 | $287,600 |
| 2023 | $7,170 | $377,400 | $95,000 | $282,400 |
| 2022 | $6,775 | $312,900 | $80,000 | $232,900 |
| 2021 | $2,653 | $82,500 | $82,500 | $0 |
| 2020 | $1,671 | $29,000 | $29,000 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/29/2026 01/29/26 | For Sale | $449,500 | -- | $230 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $308,500 | Lennar Title Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $302,847 | FHA |
Source: Stellar MLS
MLS Number: O6374765
APN: 20-26-31-3429-0001-2530
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Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.