4902 Kensington Ln Crestview, FL 32539
Estimated payment $1,949/month
Highlights
- Covered Patio or Porch
- Walk-In Pantry
- Interior Lot
- Antioch Elementary School Rated A-
- 2 Car Attached Garage
- Double Pane Windows
About This Home
*This is THE BEST VA LOAN ASSUMPTION opportunity on the market available for VA buyers only!* If you're a VA buyer who's wanting to assume the seller's 5.875% rate on their loan balance of $335,000, your mortgage will be around $2,333 per month and your closing costs will only be around $10,000 which the sellers are willing to help with!!! Why rent when you can OWN this beautiful & vacant 2023 built home that's nestled in the desirable subdivision of PARTRIDGE HILLS of SOUTH CRESTVIEW where the HOA fee is only $164/yr! This subdivision features underground utilities, street lights, & has only 1 entrance/exit! The ''Peach'' floor plan, by a LOCAL well-known BUILDER, offers the perfect blend of modern convenience with timeless charm! Its inviting atmosphere & well designed layout make it thoughtfully designed open & split floor plan, 2-car garage, 4 BR, 2 BA, 1,849 sq ft, Carrara Quartz countertops and white shaker style cabinets in the kitchen and both bathrooms, LVP flooring throughout with carpet in only 1 of the 3 guest bedrooms, "Snowbound" paint color throughout, a huge kitchen island, stainless steel appliances, and a blue/white glass refrigerator that's less than a year old! The Master bathroom features a double vanity, a separate shower, a separate garden tub, and a large walk-in closet. Relax on the covered back porch and enjoy the peacefulness and privacy of no one living behind your home! Don't miss your chance to call this beautiful house your next home sweet SOUTH Crestview home! Let's set up your private tour today!
*Washer and dryer convey!* *** If you are a VA buyer, the sellers have a VA assumable loan with a 5.875% rate. Loan info: * New American Funding is the loan holder. * Loan balance is $335,315 as of 12/26/25).
* Loan Interest is $1,657.24 per month
* Loan Principal is $391.18 per month.
* Yearly Property taxes are $2,356.61 for 2025 (around $196.38/month) * Home insurance quoted is only $885.12 per year ($73.76/month) from Affordable Home Insurance! * HOA fee is only $164 per year. ($13.67/month) * Total combined monthly payment will be around $2,332.23per month!!!
*** VA funding fee for loan assumptions is only 0.5% of the purchase price and is part of a buyer's closing costs instead of being rolled into the loan! ***New American Funding's loan assumption department can close in 30-60 days!! ****This home is conveniently close to bases, beaches, schools, shopping, & grocery stores: * 7 miles to Duke Field AFB
* 6 miles to 7th Special Forces Group - Army * 21 miles to Eglin AFB
* 31 miles to Hurlburt AFB
* 20 miles to Naval School Explosive Ordnance Disposal * 31 miles to Coast Guard Station Destin
* 3 miles to Walmart
* 3.4 miles to Lowe's * 3.8 miles to Publix
* 5.9 miles to Antioch Elementary School
* 5.4 miles to Shoal River Middle School
* 7.6 miles to Crestview High School
* 18 miles to Destin-Fort Walton Beach Airport
* 30 miles to Destin Commons
* 32 miles to the public beach access at The Crab Trap in Destin
* 27 miles to the public beach access at The Boardwalk on Okaloosa Island in Fort Walton Beach
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,357
Year Built
- Built in 2023
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 77x143x70x176
- Interior Lot
- Property is zoned City, Resid Single Family
HOA Fees
- $14 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Slab Foundation
- Frame Construction
- Dimensional Roof
- Ridge Vents on the Roof
- Vinyl Siding
- Vinyl Trim
- Three Sided Brick Exterior Elevation
Interior Spaces
- 1,849 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Living Room
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Induction Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wall to Wall Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Soaking Tub
- Garden Bath
Laundry
- Dryer
- Washer
Outdoor Features
- Covered Patio or Porch
- Rain Gutters
Schools
- Antioch Elementary School
- Shoal River Middle School
- Crestview High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
Community Details
- Association fees include accounting, utilities
- Partridge Hills Subdivision
- The community has rules related to covenants
Listing and Financial Details
- Assessor Parcel Number 34-3N-23-4000-000A-0100
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,455 | $281,089 | $48,257 | $232,832 |
| 2024 | $490 | $286,589 | $43,870 | $242,719 |
| 2023 | $490 | $41,000 | $41,000 | $0 |
| 2022 | $348 | $34,291 | $34,291 | $0 |
| 2021 | $343 | $32,640 | $32,640 | $0 |
| 2020 | $339 | $32,000 | $32,000 | $0 |
| 2019 | $306 | $32,000 | $32,000 | $0 |
| 2018 | $303 | $32,000 | $0 | $0 |
| 2017 | $215 | $18,759 | $0 | $0 |
| 2016 | $215 | $18,885 | $0 | $0 |
| 2015 | $26 | $1,161 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/27/2025 12/27/25 | Price Changed | $335,000 | 0.0% | $181 / Sq Ft | |
| 12/01/2025 12/01/25 | Price Changed | $2,000 | -13.0% | $1 / Sq Ft | |
| 11/19/2025 11/19/25 | For Rent | $2,300 | 0.0% | -- | |
| 10/29/2025 10/29/25 | Price Changed | $329,000 | -1.8% | $178 / Sq Ft | |
| 09/30/2025 09/30/25 | Price Changed | $335,000 | -1.2% | $181 / Sq Ft | |
| 08/31/2025 08/31/25 | Price Changed | $339,000 | 0.0% | $183 / Sq Ft | |
| 08/31/2025 08/31/25 | For Sale | $339,000 | -4.5% | $183 / Sq Ft | |
| 08/13/2025 08/13/25 | Pending | -- | -- | -- | |
| 07/30/2025 07/30/25 | For Sale | $355,000 | +4.7% | $192 / Sq Ft | |
| 06/30/2023 06/30/23 | Sold | $339,000 | 0.0% | $190 / Sq Ft | View Prior Sale |
| 03/01/2023 03/01/23 | Pending | -- | -- | -- | |
| 03/01/2023 03/01/23 | For Sale | $339,000 | -- | $190 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $339,000 | None Listed On Document | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $100 | None Listed On Document | |
| Warranty Deed | $100 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $346,288 | VA |
Source: Emerald Coast Association of REALTORS®
MLS Number: 981997
APN: 34-3N-23-4000-000A-0100
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