NOT LISTED FOR SALE

4909 Red Oak Dr Waterloo, IL 62298

Estimated Value: $422,000 - $450,860

4 Beds
3.5 Baths
2,960 Sq Ft
$149/Sq Ft Est. Value

Last Sold April 07, 2023

Last sale price $350,000 $118 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $2,815/month

42 Days on Market

Highlights

  • Primary Bedroom Suite
  • Craftsman Architecture
  • Backs to Trees or Woods
  • Rogers Elementary School Rated A-
  • Backs to Open Ground
  • Covered Patio or Porch

About This Home

As of April 2023

Welcome home to this beautiful 4 bedroom/3.5 bathroom on large lot backing to trees and open ground in Waterloo, Illinois. Prepare to be delighted as you enter this newer, well-loved 2 story home. Large, sunny rooms with many options for use. Entryway is flanked by a room on each side, dining room on the left goes right into the kitchen. Front room on the right goes into the living room with gas FP & up to the second floor. The nicely sized kitchen has a breakfast bar, pantry & overlooks the spacious back yard. Main level has a half bath & separate laundry room which is right off the oversized 3 car garage. The garage is fully insulated with 60 amp outlet. The upper level has a generously sized master suite with a luxurious custom walk-in shower, dual vanities & walk-in closet. The secondary bedrooms have their own walk-in closets. In the lower level you will find a large gaming area, large bedroom/theatre room with equipment & full bath along with ample storage. HPP is being offered

Last Agent to Sell the Property

Judy Fruth-Long

RE/MAX Results Realty License #471.019140 Listed on: 02/16/2023

RE/MAX Results Realty

Last Buyer's Agent

Monica Schmidt

eXp Realty License #475172686

eXp Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2015

Lot Details

  • 0.41 Acre Lot
  • Lot Dimensions are 110x164
  • Backs to Open Ground
  • Level Lot
  • Backs to Trees or Woods

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Craftsman Architecture
  • Poured Concrete

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Bay Window
  • Living Room with Fireplace
  • Formal Dining Room
  • Partially Carpeted
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Gas Oven or Range
  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Basement Window Egress

Outdoor Features

  • Covered Patio or Porch

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Septic System

Listing and Financial Details

  • Home Protection Policy
  • Assessor Parcel Number 11-07-117-039-000

Community Details

Overview

  • Built by Kappert

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Year Built

Built in 2015

Lot Details

0

HOA Fees

$13 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Homebuilder: Kappert
  • Cross Street: Rt 3
  • Special Description: Homestead Improve
  • Age: 8
  • Ownership: Private
  • Year Built: 2015
  • Directions: Rt 3 to Oak Valley Dr, left onto Willow Oak to Red Oak
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: Bathroom in LL, Egress Window, Full, Partially Finished, Poured Concrete, Rec/Family Area
  • Bedroom Types: Master Bdr. Suite
  • Dining Room: Separate Dining
  • Fireplace Location: Living Room
  • Fireplace Type: Gas
  • Interior Amenities: Some Carpeting, Some Window Treatmnt, Walk-In Closets, Some Wood Floors
  • Kitchen: Breakfast Bar, Pantry
  • Lower Level Bedrooms: 1
  • Lower Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Full Bath, Shower Only
  • Misc Features: Home Protection Plcy, Patio, Porch-Covered, Smoke Alarm/Detec
  • Total Living Area: 2960.00
  • Windows/Doors: Bay/Bow Window
  • Appliances: Dishwasher, Range Hood, Range/Oven-Gas
  • Bathrooms: 4.00
  • Bedrooms: 4.00
  • Room Cnt: 14
  • Square Footage: 2160
  • Square Footage Below Grade: 800
  • Total Full Baths: 3
  • Total Half Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Craftsman

Garage/Parking

  • Garage Size: irregular
  • Garage Spaces: 3
  • Parking: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Community, Public, Septic
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air, Forced Air 90+

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Yearly

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High School: WATERLOO DIST 5
  • School District: Waterloo DIST 5
  • Senior High School: Waterloo

Lot Info

  • Lot Description: Backs to Open Grnd, Backs to Trees/Woods, Level Lot, Streetlights
  • Lot Dimensions: 110x164
  • Lot Sq Ft: 17860
  • Acres: 0.4100

Tax Info

  • Taxes Paid: 5393
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 11-07-117-039-000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 16, 2023
Closed on
Apr 10, 2023
Sold by
Schuchardt William and Schuchardt Holly B
Bought by
Raterman Ashley and Raterman Joshua
Seller's Agent
Judy Fruth-Long
RE/MAX Results Realty
Buyer's Agent
Monica Schmidt
eXp Realty
List Price
$345,000
Sold Price
$350,000
Premium/Discount to List
$5,000
1.45%
Views
62
Current Estimated Value
$426,175

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$76,175
Avg. Annual Appreciation
8.72%
Original Mortgage
$280,000
Outstanding Balance
$272,075
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$167,640
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Raterman Ashley $350,000 Columbia Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Raterman Ashley $280,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/07/2023 04/07/23 Sold $350,000 +1.4% $118 / Sq Ft
03/31/2023 03/31/23 Pending -- -- --
02/16/2023 02/16/23 For Sale $345,000 +20.2% $117 / Sq Ft
11/04/2015 11/04/15 Sold $287,057 +1.2% $133 / Sq Ft View Prior Sale
05/20/2015 05/20/15 Pending -- -- --
05/15/2015 05/15/15 For Sale $283,630 -- $131 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,823 $125,571 $15,842 $109,729
2023 $6,129 $107,840 $15,000 $92,840
2022 $5,265 $92,010 $15,000 $77,010
2021 $5,393 $92,010 $15,000 $77,010
2020 $5,565 $92,350 $15,000 $77,350
2019 $5,430 $89,150 $15,000 $74,150
2018 $5,023 $80,620 $15,000 $65,620
2017 $4,914 $82,753 $15,270 $67,483
2016 $0 $15,000 $15,000 $0
2015 $39 $600 $600 $0
2014 $37 $600 $600 $0
2012 -- $600 $600 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS23007129

MARIS MLS

APN: 11-07-117-039-000