$440,000
SOLD NOV 6, 2024

493 Chesterfield Ln North Aurora, IL 60542

4 Beds
2.5 Baths
3,073 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$143 Per Sq Ft

4% Below List Price

77 Days on Market

Highlights

  • Vaulted Ceiling
  • Den
  • Fenced Yard
  • Traditional Architecture
  • Stainless Steel Appliances
  • 3 Car Attached Garage

About This Home

As of November 2024

Welcome to this great house located in popular Chesterfield subdivision. You walk through the front door and immediately feel at home. You are greeted with high ceilings, as well as lots of windows that allow welcoming light in. Enjoy entertaining in the bright open kitchen with a large center island and eat in area. The kitchen flows into the family room making it perfect for entertaining. There is an office on the first floor, as well as a half bath. Vinyl-wood looking floors through the downstairs, for easy care. Upstairs there are 4 generously sized bedrooms, a huge master suite with walk in closet, and beautiful bathroom. There is plenty of storage space in this home with an unfinished partial basement with a large crawl space plus a 3 car garage. The spacious fenced in backyard has a paver patio to enjoy relaxing outside. New furnace 2021, New hot water heater 2023. Just minutes away from I-88, Metra, Premium outlet. What a perfect place to call home. Make an appointment today!

Last Agent to Sell the Property

Susan Jurczak

Charles Rutenberg Realty of IL License #475141848 Listed on: 07/23/2024

Charles Rutenberg Realty of IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,841

Year Built

  • Built in 2001

Lot Details

  • Lot Dimensions are 70x150
  • Fenced Yard
  • Paved or Partially Paved Lot

HOA Fees

  • $28 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,073 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Window Treatments
  • Family Room
  • Combination Dining and Living Room
  • Den
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Unfinished Basement

  • Partial Basement
  • Sump Pump
  • Crawl Space

Outdoor Features

  • Brick Porch or Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include insurance
  • Manager Association, Phone Number (866) 473-2573
  • Chesterfield Subdivision
  • Property managed by Real Manage

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,841

Year Built

Built in 2001

Lot Details

0

HOA Fees

$28 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Chesterfield
  • Year Built: 2001
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Vaulted/Cathedral Ceilings, First Floor Laundry, Some Window Treatment
  • LivingArea: 3073
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Den
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished,Crawl
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Builder

Exterior Features

  • ExteriorFeatures: Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 448000
  • Lot Features: Fenced Yard
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 330
  • Association Fee Frequency: Annually
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Real Manage
  • Management Contact Name: Manager
  • Management Phone: 866-473-2573
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Middle/Junior School District: 129

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 70X150
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8841
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2024
Closed on
Oct 29, 2024
Sold by
Hansen Dominic
Bought by
Lovstad Ronald W and Steele Maachah G
Seller's Agent
Susan Jurczak
Charles Rutenberg Realty of IL
Buyer's Agent
Paula Schatz
Realty Executives Premier Illinois
List Price
$458,000
Sold Price
$440,000
Premium/Discount to List
-$18,000
-3.93%
Views
111
Current Estimated Value
$467,514

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,514
Avg. Annual Appreciation
7.88%
Original Mortgage
$409,200
Outstanding Balance
$405,798
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$61,716

Purchase Details

Listed on
Mar 29, 2021
Closed on
Apr 30, 2021
Sold by
Powell Marvin E and Powell Andrea L
Bought by
Hansen Dominic
Seller's Agent
Helen Harrison
Coldwell Banker Realty
Buyer's Agent
Susan Fencl
Charles Rutenberg Realty of IL
List Price
$310,000
Sold Price
$310,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.62%
Original Mortgage
$248,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 9, 2016
Closed on
Mar 9, 2016
Sold by
Wells Fargo Bank Na
Bought by
Powell Marvin C and Powell Andrea L
Seller's Agent
John Monino
Re/Max Premier
Buyer's Agent
Yvonne Williams
Charles Rutenberg Realty of IL
List Price
$239,200
Sold Price
$228,000
Premium/Discount to List
-$11,200
-4.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.21%
Original Mortgage
$223,870
Interest Rate
4.62%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 28, 2015
Sold by
Duran Rene
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Mar 18, 2005
Sold by
Grill John W and Grill Lynnese M
Bought by
Duran Rene and Duran Maria Del Rocio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$291,650
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 13, 2001
Sold by
Centex Homes
Bought by
Grill John W and Grill Lynnese M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,600
Interest Rate
7.07%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $440,000 Chicago Title
Warranty Deed $310,000 Chicago Title Insurance Co
Special Warranty Deed $228,000 Chicago Title Insurance Co
Sheriffs Deed -- Attorney
Warranty Deed $307,000 First American Title
Warranty Deed $281,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $409,200 New Conventional
Previous Owner $248,000 New Conventional
Previous Owner $25,659 FHA
Previous Owner $223,870 FHA
Previous Owner $291,650 Purchase Money Mortgage
Previous Owner $35,100 Unknown
Previous Owner $240,000 Unknown
Previous Owner $224,600 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/06/2024 11/06/24 Sold $440,000 -1.8% $143 / Sq Ft
10/09/2024 10/09/24 Pending -- -- --
08/16/2024 08/16/24 Price Changed $448,000 -2.2% $146 / Sq Ft
07/23/2024 07/23/24 For Sale $458,000 +47.7% $149 / Sq Ft
05/19/2021 05/19/21 Sold $310,000 0.0% $101 / Sq Ft
04/09/2021 04/09/21 Pending -- -- --
04/08/2021 04/08/21 For Sale $310,000 0.0% $101 / Sq Ft
04/07/2021 04/07/21 Pending -- -- --
04/05/2021 04/05/21 For Sale $310,000 0.0% $101 / Sq Ft
04/01/2021 04/01/21 Pending -- -- --
03/29/2021 03/29/21 For Sale $310,000 +36.0% $101 / Sq Ft
04/12/2016 04/12/16 Sold $228,000 -4.7% $74 / Sq Ft
02/17/2016 02/17/16 Pending -- -- --
02/09/2016 02/09/16 For Sale $239,200 -- $78 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,209 $128,994 $23,352 $105,642
2023 $8,841 $115,256 $20,865 $94,391
2022 $8,308 $105,160 $19,037 $86,123
2021 $8,100 $99,801 $17,724 $82,077
2020 $8,394 $101,400 $16,463 $84,937
2019 $8,973 $102,990 $15,253 $87,737
2018 $9,206 $102,187 $14,109 $88,078
2017 $9,128 $98,699 $15,499 $83,200
2016 $7,169 $76,607 $13,286 $63,321
2015 -- $89,524 $11,425 $78,099
2014 -- $82,988 $10,465 $72,523
2013 -- $84,360 $10,316 $74,044
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12119006

Midwest Real Estate Data (MRED)

APN: 15-03-135-008