NOT LISTED FOR SALE

495 E Middle St South Elgin, IL 60177

Estimated Value: $311,000 - $351,891

4 Beds
3 Baths
1,760 Sq Ft
$188/Sq Ft Est. Value

Last Sold September 12, 2014

Last sale price $147,000 $84 Per Sq Ft

Est. 125% increase in value since last sale

Current estimated payment $2,199/month

118 Days on Market

Highlights

  • Main Floor Bedroom
  • 2 Car Detached Garage
  • Laundry Room
  • Fenced Yard
  • Living Room
  • Bathroom on Main Level

About This Home

As of September 2014

Beautifully rehabbed home has large rooms with arched doorways & big windows that let in lots of light.Neutral paint. Kitchen has beautiful cabinets, newer appliances & ceramic tile floors. 3 full bathrooms with ceramic tile. Master bedroom has large master bath. Huge laundry room with lots of windows overlooking big fenced in back yard & 2 car detached garage. Roof & furnace recently replaced. Currently being rented

Last Agent to Sell the Property

Cheryl Miller

Baird & Warner Fox Valley - Geneva Listed on: 02/17/2014

Last Buyer's Agent

Gary Miller

RE/MAX Destiny

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,604

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 92x132
  • Fenced Yard

Parking

  • 2 Car Detached Garage
  • Driveway
  • Parking Space is Owned

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,760 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Family Room
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,604

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Age: Unknown
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rehab (Y/N): Yes
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: First Floor Bedroom, First Floor Laundry, First Floor Full Bath
  • LivingArea: 1760
  • Other Equipment: Ceiling Fan(s)
  • Room Type: No additional rooms
  • Basement Description: Unfinished,Exterior Access
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0

Exterior Features

  • Lot Features: Fenced Yard
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.326
  • Lot Dimensions: 92X132
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 4604
  • Tax Year: 2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 17, 2014
Closed on
Sep 8, 2014
Sold by
Freshstart Holding
Bought by
Mora Tanya L and Calderon Adolfo Mora
Seller's Agent
Cheryl Miller
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Gary Miller
RE/MAX Destiny
List Price
$154,900
Sold Price
$147,000
Premium/Discount to List
-$7,900
-5.1%
Current Estimated Value
$330,973

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$183,973
Avg. Annual Appreciation
7.40%
Original Mortgage
$141,941
Outstanding Balance
$106,431
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$224,542

Purchase Details

Closed on
May 17, 2010
Sold by
Denning Nick
Bought by
Freshstart Holding

Purchase Details

Closed on
Feb 1, 2008
Sold by
Denning Nick J
Bought by
King Financial Llc

Purchase Details

Closed on
Mar 2, 2006
Sold by
J T Marlin Llc
Bought by
Denning Nick

Purchase Details

Closed on
Jan 11, 2006
Sold by
Hud
Bought by
J T Marlin Llc

Purchase Details

Closed on
Aug 5, 2005
Sold by
Toledo Carlos A and Reyes Ubaldo S
Bought by
Hud

Purchase Details

Closed on
Nov 1, 2002
Sold by
Toledo Carlos A and Reyes Ubaldo S
Bought by
Toledo Carlos A and Reyes Ubaldo S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,380
Interest Rate
6.13%
Mortgage Type
FHA

Purchase Details

Closed on
May 10, 2001
Sold by
Casas Manuel and Casas Flavia
Bought by
Toledo Carlos and Reyes Ubaldo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,655
Interest Rate
6.99%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 19, 1997
Sold by
Kraus Shirley M
Bought by
Casas Manuel and Casas Flavia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,765
Interest Rate
7.46%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mora Tanya L $147,000 Carrington Title Partners Ll
Freshstart Holding -- None Available
King Financial Llc -- First American Title
Denning Nick $190,000 Law Title Insurance
J T Marlin Llc -- Stewart Title Company
Hud $212,546 --
Toledo Carlos A -- Ticor Title Insurance Compan
Toledo Carlos $182,500 --
Casas Manuel $137,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mora Tanya L $141,941
Previous Owner Toledo Carlos A $181,380
Previous Owner Toledo Carlos $179,655
Previous Owner Casas Manuel $134,765
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/12/2014 09/12/14 Sold $147,000 -5.1% $84 / Sq Ft
06/17/2014 06/17/14 Pending -- -- --
06/12/2014 06/12/14 Price Changed $154,900 0.0% $88 / Sq Ft
06/12/2014 06/12/14 For Sale $154,900 +5.4% $88 / Sq Ft
03/25/2014 03/25/14 Off Market $147,000 -- --
03/17/2014 03/17/14 Price Changed $164,900 -2.9% $94 / Sq Ft
03/05/2014 03/05/14 Price Changed $169,900 -2.9% $97 / Sq Ft
02/19/2014 02/19/14 For Sale $175,000 -- $99 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,825 $81,819 $20,838 $60,981
2023 $5,530 $73,918 $18,826 $55,092
2022 $5,284 $67,400 $17,166 $50,234
2021 $4,965 $63,014 $16,049 $46,965
2020 $4,808 $60,156 $15,321 $44,835
2019 $4,623 $57,302 $14,594 $42,708
2018 $4,522 $53,982 $13,748 $40,234
2017 $4,288 $51,033 $12,997 $38,036
2016 $4,070 $47,345 $12,058 $35,287
2015 -- $43,396 $11,052 $32,344
2014 -- $42,861 $10,916 $31,945
2013 -- $43,992 $11,204 $32,788
Source: Public Records

Agents Affiliated with this Home

See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 08538588

Midwest Real Estate Data (MRED)

APN: 06-35-407-039