Ruben Camacho
Kale Realty
(844) 770-1569
114 Total Sales
1 in Gifford Park
$295,000 Price
495 Laurel St Elgin, IL 60120
Gifford Park NeighborhoodEstimated Value: $309,593
4
Beds
3
Baths
1,740
Sq Ft
$178/Sq Ft
Est. Value
Highlights
- Property is near park
- Stainless Steel Appliances
- 0.5 Car Detached Garage
- Tennis Courts
- Balcony
- 4-minute walk to Kiwanis Park
About This Home
As of August 2022**Multiple offers received. Final offers due July 4th at 10 AM** This is the one you have been waiting for! Beautifully updated and maintained home with all-brick exterior and inviting covered front porch! The large corner lot with fully fenced backyard and beautiful landscaping is ready for all your summer entertainment! Natural light flows effortlessly through the large windows. Charming original baseboards and moldings grace each room, with tall, 9-ft ceilings. The living room boasts a stunning brick fireplace and is wide to open the dining room. The newly updated kitchen is a dream with white cabinets, stainless-steel appliances, and a walk-in pantry! A full bathroom is conveniently located on the first floor. The 4 spacious bedrooms upstairs all have ceiling fans and brand-new plush carpeting. The primary bedroom is huge, with direct access to the inviting balcony, where you can enjoy your morning coffee or the afternoon sun! Full basement is partially finished with tall ceilings, 3rd full bathroom, laundry room, and plenty of storage. Many recent improvements, including new gutters, 2020; new garage roof, 2020; main roof, 2016; new screens/storms, 2021; refinished driveway, 2021; stainless-steel kitchen appliances, 2021/2022; new carpet, 2022; new interior paint, 2022; new ceiling fans, 2022. Simply an amazing location one block away from Channing Park (nice trail, playground, and tennis courts) and easy access to Metra! This one will not last! Come visit before it's gone!
Last Agent to Sell the Property
Dan Bergman
Redfin Corporation License #475157601 Listed on: 06/30/2022
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,190
Year Built
- Built in 1895 | Remodeled in 2009
Lot Details
- 8,002 Sq Ft Lot
- Lot Dimensions are 80x100
- Paved or Partially Paved Lot
Home Design
- Brick Exterior Construction
Interior Spaces
- 1,740 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Includes Fireplace Accessories
- Low Emissivity Windows
- Family Room
- Living Room with Fireplace
- Combination Dining and Living Room
- Storage Room
- Laminate Flooring
Kitchen
- Range with Range Hood
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Bathroom on Main Level
- 3 Full Bathrooms
- Low Flow Toliet
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Home Security
- Storm Screens
- Storm Windows
- Storm Doors
- Carbon Monoxide Detectors
Parking
- 0.5 Car Detached Garage
- Parking Included in Price
Outdoor Features
- Balcony
- Patio
- Porch
Location
- Property is near park
Schools
- Channing Memorial Elementary Sch
- Ellis Middle School
- Elgin High School
Utilities
- 3+ Cooling Systems Mounted To A Wall/Window
- Heating System Uses Steam
- Heating System Uses Natural Gas
Community Details
- Tennis Courts
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 30, 2022
Closed on
Aug 4, 2022
Sold by
Rubio Gary K and Rubio Sarah E
Bought by
Seller's Agent
Dan Bergman
Redfin Corporation
Buyer's Agent
Andrew Stoll
Stoll Real Estate
List Price
$230,000
Sold Price
$240,000
Premium/Discount to List
$10,000
4.35%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$69,593
Avg. Annual Appreciation
6.38%
Original Mortgage
$232,800
Outstanding Balance
$219,449
Interest Rate
5.63%
Mortgage Type
New Conventional
Estimated Equity
$90,144
Purchase Details
Closed on
Aug 19, 2009
Sold by
Kim Margaret M
Bought by
Rubio Gary Kenneth and Rubio Sarah Elizabeth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,600
Interest Rate
5.28%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 19, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Kim Margaret M
Purchase Details
Closed on
Dec 19, 2008
Sold by
Reyes Jorge
Bought by
Deutsche Bank National Trust Company
Purchase Details
Closed on
May 13, 2004
Sold by
Quintero Bertha Lidia
Bought by
Reyes Jorge
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
8.4%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 13, 2003
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Washington Mutual Bank Fa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 12, 2003
Sold by
Washington Mutual Bank Fa
Bought by
Quintero Bertha Lidia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 13, 2002
Sold by
Berent Georgine R
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Dec 14, 1995
Sold by
Firstar Bank Illinois
Bought by
Berent Georgine R
Purchase Details
Closed on
Sep 26, 1994
Sold by
Berent Georgine R
Bought by
First Colonial Trust Co and Trust #4745
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,093
Interest Rate
8.65%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Gifford Park, IL
-
Ruben Camacho
-
Veronica Rosales
Veronica Rosales
Keller Williams Infinity
(630) 934-2056
46 Total Sales
1 in Gifford Park
$202,000 Price
-
Robin McGinn
Robin McGinn
RE/MAX IMPACT
(224) 386-3023
101 Total Sales
1 in Gifford Park
$355,000 Price
-
Roberto Morales-Corona
Roberto Morales-Corona
Responds QuicklyColdwell Banker Realty
(224) 427-6956
66 Total Sales
1 in Gifford Park
$385,000 Price
-
Susan Macino
Susan Macino
@properties Christie's International Real Estate
(630) 576-9734
113 Total Sales
1 in Gifford Park
$157,000 Price
-
Matt Lysien
Matt Lysien
Suburban Life Realty, Ltd
(224) 315-8087
525 Total Sales
1 in Gifford Park
$400,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $240,000 | Chicago Title | ||
| Rubio Gary Kenneth | $119,500 | First American Title Ins Co | |
| Kim Margaret M | $70,000 | Attorneys Title Guaranty Fun | |
| Deutsche Bank National Trust Company | -- | None Available | |
| Reyes Jorge | $185,000 | First American Title Ins Co | |
| Washington Mutual Bank Fa | -- | Greater Illinois Title Compa | |
| Quintero Bertha Lidia | $140,000 | Greater Illinois Title Compa | |
| Federal Home Loan Mortgage Corporation | -- | -- | |
| Berent Georgine R | -- | -- | |
| First Colonial Trust Co | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $232,800 | ||
| Previous Owner | Rubio Gary Kenneth | $88,000 | |
| Previous Owner | Rubio Gary Kenneth | $95,600 | |
| Previous Owner | Reyes Jorge | $190,400 | |
| Previous Owner | Reyes Jorge | $185,000 | |
| Previous Owner | Quintero Bertha Lidia | $112,000 | |
| Previous Owner | Berent Georgine R | $20,625 | |
| Previous Owner | Berent Georgine | $134,500 | |
| Previous Owner | First Colonial Trust Co | $17,093 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/12/2022 08/12/22 | Sold | $240,000 | +4.3% | $138 / Sq Ft |
| 07/05/2022 07/05/22 | Pending | -- | -- | -- |
| 06/30/2022 06/30/22 | For Sale | $230,000 | -- | $132 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,291 | $90,457 | $13,812 | $76,645 |
| 2024 | $6,291 | $83,317 | $12,722 | $70,595 |
| 2023 | $5,734 | $75,270 | $11,493 | $63,777 |
| 2022 | $5,431 | $68,634 | $10,480 | $58,154 |
| 2021 | $5,190 | $64,168 | $9,798 | $54,370 |
| 2020 | $4,814 | $58,787 | $9,354 | $49,433 |
| 2019 | $4,670 | $55,998 | $8,910 | $47,088 |
| 2018 | $3,819 | $44,625 | $8,394 | $36,231 |
| 2017 | $3,722 | $42,186 | $7,935 | $34,251 |
| 2016 | $3,534 | $39,138 | $7,362 | $31,776 |
| 2015 | -- | $35,874 | $6,748 | $29,126 |
| 2014 | -- | $35,431 | $6,665 | $28,766 |
| 2013 | -- | $41,576 | $6,841 | $34,735 |
Source: Public Records
Agents Affiliated with this Home
-
Dan Bergman
DB
Seller's Agent in 2022
Dan Bergman
Redfin Corporation
-
Andrew Stoll
Buyer's Agent in 2022
Andrew Stoll
Stoll Real Estate
(847) 214-1619
2 in this area
143 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11451220
APN: 06-13-452-004
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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