$200,000
SOLD OCT 2, 2025

495 Lockhart St Waterloo, IN 46793

3 Beds
1 Bath
1,056 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$189 Per Sq Ft

3% Above List Price

1 Day on Market

Highlights

  • 1 Car Attached Garage
  • Forced Air Heating and Cooling System
  • 5-minute walk to Waterloo Park
  • 1-Story Property
  • Level Lot

About This Home

As of October 2025

Welcome to 495 Lockhart Street, a stylishly updated one-story home in Waterloo that blends comfort and functionality. This 3-bedroom, 1-bath residence offers a bright living room with large windows, a spacious kitchen featuring white cabinetry, subway tile backsplash, and stainless steel appliances, plus a dining area with patio doors that lead to the backyard. The flexible floor plan includes versatile rooms for a home office, gym, or hobby space, while the beautifully renovated bathroom and convenient laundry area add everyday ease. Outside, enjoy the expansive yard with a deck perfect for entertaining, a versatile bonus room that can be used for anything you'd like, a privacy fence, and a storage shed for extra utility. With modern updates, fresh finishes, and a central location near town amenities, this move-in ready home is a must see!

Last Agent to Sell the Property

Jacob Hege

Uptown Realty Group Brokerage Phone: 260-431-4974 Listed on: 08/25/2025

Co-Listed By

Joseph Hege

Uptown Realty Group Brokerage Phone: 260-431-4974

Last Buyer's Agent

Shelbi Brown

Sterling Realty Advisors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $773

Year Built

  • Built in 1966

Lot Details

  • 7,884 Sq Ft Lot
  • Lot Dimensions are 56x141
  • Level Lot

Parking

  • 1 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Construction Material

Interior Spaces

  • 1,056 Sq Ft Home
  • 1-Story Property

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Lockhart Subdivision

Listing and Financial Details

  • Assessor Parcel Number 17-06-03-153-001.000-008
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$773

Year Built

Built in 1966

Lot Details

7,884 Sq Ft Lot

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1966
  • Style: One Story
  • Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: R M & W C LOCKHART'S 1ST ADDITION LOT 14
  • Parcel Number ID: 17-06-03-153-001.000-008
  • Platted: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1056
  • Total Finished Sq Ft: 1056
  • Above Grade Finished Sq Ft: 1056
  • Basement Foundation: Slab
  • Living Great Room: Dimensions: 15x17, On Level: Main
  • Kitchen: Dimensions: 16x14, On Level: Main
  • Dining Room: Dimensions: 18x14, On Level: Main
  • Bedroom 1: Dimensions: 13x13, On Level: Main
  • Bedroom 2: Dimensions: 11x10, On Level: Main
  • Bedroom 3: Dimensions: 10x10, On Level: Main
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Brick, Vinyl
  • Outbuilding1: Shed, Dimensions: 16x12

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 18x16
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City

Schools

  • Elementary School: Waterloo

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 56X141
  • Estimated Lot Sq Ft: 7884
  • Estimated Lot Size Acres: 0.18
  • Lot Number: 14

Tax Info

  • Annual Taxes: 773

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 25, 2025
Closed on
Oct 1, 2025
Sold by
Mayer Terra and Mayer Terry
Bought by
Ross Christina E and Ross Michael B
Seller's Agent
Jacob Hege
Uptown Realty Group
Buyer's Agent
Shelbi Brown
Sterling Realty Advisors
List Price
$195,000
Sold Price
$200,000
Premium/Discount to List
$5,000
2.56%
Views
27
Current Estimated Value
$195,572

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,428
Avg. Annual Appreciation
-11.41%
Original Mortgage
$9,700
Outstanding Balance
$8,336
Interest Rate
6.26%
Estimated Equity
$180,369

Purchase Details

Listed on
Oct 25, 2021
Closed on
Nov 30, 2021
Sold by
Keesler Vincent J and Keesler Laura A
Bought by
Mayer Terry and Mayer Terra
Seller's Agent
Ray Smith
American Dream Team Real Estate Brokers
Buyer's Agent
Ray Smith
American Dream Team Real Estate Brokers
List Price
$139,900
Sold Price
$142,000
Premium/Discount to List
$2,100
1.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.33%
Original Mortgage
$113,600
Interest Rate
3.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 28, 2013
Sold by
Synesall Rex A
Bought by
Keesler Vincent J and Miller Laura A

Purchase Details

Closed on
Apr 23, 2012
Sold by
Payton Delbert
Bought by
Synesall Rex A and Synesall Kathy A

Purchase Details

Closed on
Apr 14, 1997
Sold by
Armstrong Frieda A +
Bought by
Hoffmeyer Herbert and Hoffmeyer Barbara
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $142,000 Lightner Zachary M
Deed $76,000 --
Personal Reps Deed -- None Available
Deed $82,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $9,700 No Value Available
Open $194,000 New Conventional
Previous Owner $113,600 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/02/2025 10/02/25 Sold $200,000 +2.6% $189 / Sq Ft
08/26/2025 08/26/25 Pending -- -- --
08/25/2025 08/25/25 For Sale $195,000 +37.3% $185 / Sq Ft
11/30/2021 11/30/21 Sold $142,000 +1.5% $134 / Sq Ft View Prior Sale
10/28/2021 10/28/21 Pending -- -- --
10/25/2021 10/25/21 For Sale $139,900 -- $132 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $773 $107,200 $14,900 $92,300
2024 $773 $102,300 $14,200 $88,100
2023 $639 $95,300 $13,100 $82,200
2022 $683 $92,300 $12,300 $80,000
2021 $372 $67,800 $11,700 $56,100
2020 $357 $67,800 $11,700 $56,100
2019 $372 $66,000 $11,700 $54,300
2018 $373 $65,500 $11,700 $53,800
2017 $367 $65,100 $11,700 $53,400
2016 $390 $69,000 $11,700 $57,300
2014 $369 $62,200 $11,700 $50,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202533937

Indiana Regional MLS

APN: 17-06-03-153-001.000-008

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