NOT LISTED FOR SALE

495 St Davids Ln Schenectady, NY 12309

Estimated Value: $393,000 - $406,943

4 Beds
2 Baths
1,769 Sq Ft
$226/Sq Ft Est. Value

Last Sold March 23, 2012

Last sale price $190,250 $108 Per Sq Ft

Est. 110% increase in value since last sale

Current estimated payment $2,815/month

43 Days on Market

Highlights

  • Private Lot
  • Ranch Style House
  • Cul-De-Sac
  • Waverly Elementary School Rated A
  • No HOA
  • Enclosed Patio or Porch

About This Home

As of March 2012

Stop Stairing? Pampered split ranch. Spacious rooms with an abundance of closets & storage. So much is newer: new windows 2003; wall to wall carpeting 2003; fireplace gas insert 2005; generator 2010; kitchen floor 2003, range 2010, remodeled bath 2004; roof 2003; boiler 2003; central air 2003; water heater 2003; shed 2003. Situated on a low traffic dead-end with lovely private yard. Convenient to Mohawk Commons. TAXES REFLECT STAR SAVINGS. Excellent Condition

Last Agent to Sell the Property

Sharon Hoorwitz

Howard Hanna Capital Inc Listed on: 12/20/2011

Last Buyer's Agent

Don Jones

Howard Hanna Capital Inc License #40JO0993699

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,864

Year Built

  • Built in 1957

Lot Details

  • Lot Dimensions are 150 x 150
  • Cul-De-Sac
  • Private Lot
  • Level Lot
  • Front and Back Yard Sprinklers

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Asphalt

Interior Spaces

  • 1,769 Sq Ft Home
  • Built-In Features
  • Paddle Fans
  • Living Room with Fireplace
  • Ceramic Tile Flooring

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 60 / 10
  • Assessor Parcel Number 422400 1-10-60

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,864

Year Built

Built in 1957

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1957
  • Directions: Balltown Road to east on Consaul Road, right on St. Davids Lane.
  • Above Grade Finished Sq Ft: 1769.0
  • Architectural Style: Split Ranch
  • Financial Details General Taxes: 2771.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 3093.0
  • School Taxes Description: With Exemptions
  • Lot Size: 150 x 150
  • New Construction: No
  • Possession Possession Legacy: Immediate
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Laundry Features:Main Level: Yes
  • Percent Basement Finished: Yes
  • Cooling:Central Air: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile
  • Basement: Finished, Full, Sump Pump
  • Interior Amenities: High Speed Internet, Paddle Fan, Built-in Features, Eat-in Kitchen
  • Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Living Area: 1769.0
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Sump Pump: Yes
  • Fireplace Features:Living Room: Yes
  • Attic Features:Storage2: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Eaves: Yes

Exterior Features

  • Exterior Features: Lighting
  • Roof: Asphalt
  • Construction Type: Brick
  • Other Structures: Shed(s)
  • Patio And Porch Features: Enclosed, Porch
  • Patio And Porch Features:Porch: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Private: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Enclosed: Yes
  • Lot Features:Sprinklers In Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Off Street, Attached
  • Attached Garage: Yes
  • Property Detail:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Laundry Room, Main Level
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: South Colonie

Lot Info

  • Lot Features: Level, Private, Sprinklers In Front, Sprinklers In Rear, Cul-De-Sac
  • Parcel #: 422400 1-10-60

Tax Info

  • Tax Annual Amount: 5864.0
  • Tax Block: 10
  • Tax Lot: 60

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 18, 2013
Sold by
Courter Brian E and Courter Mary C
Bought by
The Mary C Courter Irrevocable Trust and The Brian E Courter Irrevocable Trust
Current Estimated Value
$399,236

Purchase Details

Listed on
Dec 20, 2011
Closed on
Mar 23, 2012
Sold by
Maciag Elizabeth
Bought by
Courter Brian E and Courter Mary C
Seller's Agent
Sharon Hoorwitz
Howard Hanna Capital Inc
Buyer's Agent
Don Jones
Howard Hanna Capital Inc
List Price
$207,000
Sold Price
$190,250
Premium/Discount to List
-$16,750
-8.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.55%
Original Mortgage
$50,000
Outstanding Balance
$6,059
Interest Rate
3.88%
Mortgage Type
New Conventional
Estimated Equity
$393,177

Purchase Details

Closed on
May 9, 2003
Sold by
Cariglio John
Bought by
Maciag Chester S

Purchase Details

Closed on
Dec 16, 2002
Sold by
Gabriele Ellen
Bought by
Cariglio John

Purchase Details

Closed on
Nov 16, 2001
Sold by
Anthony Gabriel
Bought by
Ellen Gabriel
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
The Mary C Courter Irrevocable Trust -- None Available
Courter Brian E $190,500 None Available
Maciag Chester S $160,000 Pam Mcdevitt
Cariglio John $160,000 --
Ellen Gabriel -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Courter Brian E $50,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/23/2012 03/23/12 Sold $190,250 -8.1% $108 / Sq Ft
02/01/2012 02/01/12 Pending -- -- --
12/20/2011 12/20/11 For Sale $207,000 -- $117 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,578 $245,000 $39,600 $205,400
2023 $8,740 $245,000 $39,600 $205,400
2022 $8,223 $245,000 $39,600 $205,400
2021 $8,145 $245,000 $39,600 $205,400
2020 $6,761 $245,000 $39,600 $205,400
2019 $3,671 $245,000 $39,600 $205,400
2018 $6,807 $245,000 $39,600 $205,400
2017 $6,979 $245,000 $39,600 $205,400
2016 $7,064 $245,000 $39,600 $205,400
2015 -- $245,000 $39,600 $205,400
2014 -- $245,000 $39,600 $205,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 201132784

Global MLS

APN: 060-016-0001-010-000-0000