495 W 5th St Garner, IA 50438
Estimated payment $1,034/month
Highlights
- Deck
- Corner Lot
- Thermal Windows
- Garner-Hayfield-Ventura High School Rated A-
- Formal Dining Room
- 3 Car Attached Garage
About This Home
Spacious 3 bed, 2 bath home designed for comfortable family living with flexible spaces throughout. The eat-in kitchen flows into a supersized living room with additional dining space perfect for everyday life and hosting gatherings. A main-floor bedroom currently used as an office sits next to a convenient 3⁄4 bath, ideal for guests or multi-generational living. Upstairs offers two bedrooms and a full bath. Major updates add peace of mind: triple-pane windows (2024), new siding (2023), new roof (2023), new sewer line (2024), and new decking (2022). A standout feature is the climate-controlled bonus space attached to the garage with its own entrance—ideal for a hobby area, home gym, workshop, or teen hangout. Located in Garner, a welcoming community with parks, an aquatic center, recreation facilities, and access to major area employers. A wonderful place to put down roots and call HOME.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,800
Year Built
- Built in 1890
Lot Details
- Lot Dimensions are 132 x 66
- Corner Lot
- Property is zoned RG/GENERAL RES
Home Design
- Block Foundation
- Stone Foundation
- Frame Construction
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 2,901 Sq Ft Home
- 2-Story Property
- Thermal Windows
- Triple Pane Windows
- Double Hung Windows
- Casement Windows
- Formal Dining Room
- Open Floorplan
- Basement Fills Entire Space Under The House
- Attic or Crawl Hatchway Insulated
Kitchen
- Eat-In Kitchen
- Electric Range
- Dishwasher
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- 2 Bathrooms
- Bathtub
- Shower Only
- Primary Bathroom includes a Walk-In Shower
- Separate Shower
Parking
- 3 Car Attached Garage
- Heated Garage
- Workshop in Garage
- Garage Door Opener
- Driveway
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Assessor Parcel Number 0012106040060
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,800 | $147,850 | $19,800 | $128,050 |
| 2024 | $1,800 | $131,900 | $11,550 | $120,350 |
| 2023 | $1,340 | $108,200 | $11,550 | $96,650 |
| 2022 | $1,114 | $84,200 | $11,550 | $72,650 |
| 2021 | $1,144 | $73,910 | $11,550 | $62,360 |
| 2020 | $1,144 | $71,200 | $11,550 | $59,650 |
| 2019 | $1,280 | $71,200 | $11,550 | $59,650 |
| 2018 | $1,182 | $77,860 | $11,550 | $66,310 |
| 2017 | $1,182 | $79,260 | $0 | $0 |
| 2016 | $1,174 | $79,260 | $0 | $0 |
| 2015 | $1,174 | $77,610 | $0 | $0 |
| 2014 | $1,126 | $77,610 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/20/2026 02/20/26 | For Sale | $168,000 | +125.5% | $58 / Sq Ft | |
| 08/16/2012 08/16/12 | Sold | $74,500 | -1.3% | $47 / Sq Ft | View Prior Sale |
| 08/16/2012 08/16/12 | Pending | -- | -- | -- | |
| 05/01/2012 05/01/12 | For Sale | $75,510 | -- | $47 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Contract Of Sale | $74,500 | None Available | |
| Warranty Deed | $74,500 | -- | |
| Warranty Deed | $74,500 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $74,500 | Seller Take Back | |
| Previous Owner | $76,000 | New Conventional | |
| Previous Owner | $61,000 | New Conventional |
Source: Mason City Multiple Listing Service
MLS Number: 260098
APN: 2106040060
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Ask me questions while you tour the home.