495 Waubonsee Cir Unit 2 Oswego, IL 60543
North Oswego Neighborhood
4
Beds
2.5
Baths
2,458
Sq Ft
10,019
Sq Ft Lot
Highlights
- Community Lake
- Property is near a park
- Whirlpool Bathtub
- Oswego High School Rated A-
- Wood Flooring
- 1-minute walk to Pearce's Ford Park
About This Home
As of April 2025Welcome home to this beautiful 4-bedroom, 2.1-bathroom traditional-style home in sought-after Mill Race Creek. With 2,458 sq. ft. of space, there's room for everyone! Inside, you'll find hardwood flooring and a layout that includes separate living and dining rooms. The spacious kitchen offers plenty of cabinetry, granite countertops, an island, and views of the double-sided fireplace that connects to the inviting family room. Upstairs, the primary suite boasts a walk-in closet, tray ceiling, and an ensuite featuring dual sinks, a soaking tub, and a separate shower. Three additional good-sized bedrooms, a large linen closet and a full hallway bath complete the second floor. Conveniently located on the main level, the dedicated laundry room features cabinet storage and a utility sink for added functionality The unfinished basement is already partially framed and roughed in for a bathroom, offering so much potential! Outside, relax or entertain on the brick paver patio with natural prairie views. Enjoy all that Mill Race Creek has to offer-scenic ponds, tennis courts, a park, and an unbeatable location close to shopping, dining, and more! Roof (2017) | New Windows (2021). Book your private tour today before this gem is gone!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,860
Year Built
- Built in 1992
HOA Fees
- $55 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Interior Spaces
- 2,458 Sq Ft Home
- 2-Story Property
- Skylights
- Double Sided Fireplace
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Basement Fills Entire Space Under The House
Kitchen
- Range with Range Hood
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Whirlpool Bathtub
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- Lot Dimensions are 125x80
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance
- Info@Apimanagers.Com Association, Phone Number (630) 653-7782
- Mill Race Creek Subdivision
- Property managed by Association Partners
- Community Lake
Recreation
- Tennis Courts
Map
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Home Values in the Area
Average Home Value in this Area
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/23/2025 04/23/25 | Sold | $427,500 | -2.8% | $174 / Sq Ft |
| 02/20/2025 02/20/25 | Pending | -- | -- | -- |
| 02/08/2025 02/08/25 | For Sale | $439,900 | -- | $179 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $10,429 | $129,993 | $31,777 | $98,216 |
| 2022 | $10,429 | $121,489 | $29,698 | $91,791 |
| 2021 | $9,772 | $110,444 | $26,998 | $83,446 |
| 2020 | $9,096 | $102,263 | $24,998 | $77,265 |
| 2019 | $8,566 | $95,239 | $24,998 | $70,241 |
| 2018 | $8,934 | $96,126 | $25,702 | $70,424 |
| 2017 | $8,860 | $92,428 | $24,713 | $67,715 |
| 2016 | $8,709 | $89,736 | $23,993 | $65,743 |
| 2015 | $8,849 | $87,122 | $23,294 | $63,828 |
| 2014 | -- | $82,974 | $22,185 | $60,789 |
| 2013 | -- | $83,812 | $22,409 | $61,403 |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $270,000 | New Conventional | |
| Closed | $241,834 | FHA | |
| Closed | $242,165 | FHA | |
| Previous Owner | $216,367 | FHA | |
| Previous Owner | $79,000 | Stand Alone Second | |
| Previous Owner | $221,200 | Purchase Money Mortgage | |
| Previous Owner | $240,000 | Purchase Money Mortgage | |
| Closed | -- | No Value Available |
Source: Public Records
Deed History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | $222,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $316,000 | First American Title | |
| Warranty Deed | $316,500 | Ticor Title Insurance Co | |
| Deed | $197,900 | -- |
Source: Public Records
Similar Homes in Oswego, IL
Source: Midwest Real Estate Data (MRED)
MLS Number: 12283369
APN: 03-09-423-003
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