495 Waubonsee Cir Unit 2 Oswego, IL 60543
North Oswego Neighborhood
4
Beds
2.5
Baths
2,458
Sq Ft
10,019
Sq Ft Lot
Highlights
- Community Lake
- Property is near a park
- Whirlpool Bathtub
- Oswego High School Rated A-
- Wood Flooring
- 1-minute walk to Pearce's Ford Park
About This Home
As of April 2025Welcome home to this beautiful 4-bedroom, 2.1-bathroom traditional-style home in sought-after Mill Race Creek. With 2,458 sq. ft. of space, there's room for everyone! Inside, you'll find hardwood flooring and a layout that includes separate living and dining rooms. The spacious kitchen offers plenty of cabinetry, granite countertops, an island, and views of the double-sided fireplace that connects to the inviting family room. Upstairs, the primary suite boasts a walk-in closet, tray ceiling, and an ensuite featuring dual sinks, a soaking tub, and a separate shower. Three additional good-sized bedrooms, a large linen closet and a full hallway bath complete the second floor. Conveniently located on the main level, the dedicated laundry room features cabinet storage and a utility sink for added functionality The unfinished basement is already partially framed and roughed in for a bathroom, offering so much potential! Outside, relax or entertain on the brick paver patio with natural prairie views. Enjoy all that Mill Race Creek has to offer-scenic ponds, tennis courts, a park, and an unbeatable location close to shopping, dining, and more! Roof (2017) | New Windows (2021). Book your private tour today before this gem is gone!
Last Agent to Sell the Property
Charles Rutenberg Realty of IL License #475160514 Listed on: 02/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,860
Year Built
- Built in 1992
HOA Fees
- $55 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Interior Spaces
- 2,458 Sq Ft Home
- 2-Story Property
- Skylights
- Double Sided Fireplace
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Basement Fills Entire Space Under The House
Kitchen
- Range with Range Hood
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Whirlpool Bathtub
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- Lot Dimensions are 125x80
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance
- Info@Apimanagers.Com Association, Phone Number (630) 653-7782
- Mill Race Creek Subdivision
- Property managed by Association Partners
- Community Lake
Recreation
- Tennis Courts
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 7, 2025
Closed on
Mar 25, 2025
Sold by
Wayer Jason and Wayer Misti
Bought by
Baldocchi Thomas Warren and Mazza Christina
Seller's Agent
Carolyn Alzueta
Charles Rutenberg Realty of IL
Buyer's Agent
Caitlin Spencer
Baird & Warner
List Price
$439,900
Sold Price
$427,500
Premium/Discount to List
-$12,400
-2.82%
Total Days on Market
11
Views
87
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.70%
Original Mortgage
$342,000
Outstanding Balance
$341,720
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$96,164
Purchase Details
Closed on
Sep 10, 2014
Sold by
Wayer Jason and Wayer Misti
Bought by
Wayer Jason and Wayer Misti
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,165
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 24, 2011
Sold by
Fannie Mae
Bought by
Wayer Jason
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,367
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 10, 2010
Sold by
Johnson Brian and Johnson Leah
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Mar 14, 2007
Sold by
Purkis Ben
Bought by
Johnson Brian and Johnson Leah
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,000
Interest Rate
6.06%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jul 14, 2004
Sold by
Dobbins Gregory F and Dobbins Claire B
Bought by
Purkis Ben
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 1, 1992
Bought by
Dobbins Gregory F and Dobbins Claire B
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $427,500 | First American Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | $222,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $316,000 | First American Title | |
| Warranty Deed | $316,500 | Ticor Title Insurance Co | |
| Deed | $197,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $342,000 | New Conventional | |
| Previous Owner | $270,000 | New Conventional | |
| Previous Owner | $241,834 | FHA | |
| Previous Owner | $242,165 | FHA | |
| Previous Owner | $216,367 | FHA | |
| Previous Owner | $79,000 | Stand Alone Second | |
| Previous Owner | $221,200 | Purchase Money Mortgage | |
| Previous Owner | $240,000 | Purchase Money Mortgage | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/23/2025 04/23/25 | Sold | $427,500 | -2.8% | $174 / Sq Ft |
| 02/20/2025 02/20/25 | Pending | -- | -- | -- |
| 02/08/2025 02/08/25 | For Sale | $439,900 | -- | $179 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $10,429 | $129,993 | $31,777 | $98,216 |
| 2022 | $10,429 | $121,489 | $29,698 | $91,791 |
| 2021 | $9,772 | $110,444 | $26,998 | $83,446 |
| 2020 | $9,096 | $102,263 | $24,998 | $77,265 |
| 2019 | $8,566 | $95,239 | $24,998 | $70,241 |
| 2018 | $8,934 | $96,126 | $25,702 | $70,424 |
| 2017 | $8,860 | $92,428 | $24,713 | $67,715 |
| 2016 | $8,709 | $89,736 | $23,993 | $65,743 |
| 2015 | $8,849 | $87,122 | $23,294 | $63,828 |
| 2014 | -- | $82,974 | $22,185 | $60,789 |
| 2013 | -- | $83,812 | $22,409 | $61,403 |
Source: Public Records
Agents Affiliated with this Home
-
Carolyn Alzueta
Seller's Agent in 2025
Carolyn Alzueta
Charles Rutenberg Realty of IL
(630) 244-0062
24 in this area
180 Total Sales
-
Hillary Lafferty
Seller Co-Listing Agent in 2025
Hillary Lafferty
Charles Rutenberg Realty of IL
(630) 470-4804
23 in this area
167 Total Sales
-
Caitlin Spencer
Buyer's Agent in 2025
Caitlin Spencer
Baird Warner
(630) 484-7289
1 in this area
175 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12283369
APN: 03-09-423-003
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