495 White Oak Dr Swanton, MD 21561
Estimated payment $4,848/month
Highlights
- 1 Dock Slip
- Home fronts navigable water
- Spa
- Water Views
- Canoe or Kayak Water Access
- Fishing Allowed
About This Home
Uncover the charm and rustic elegance of this lake access retreat, nestled in the serene area of Beckmans Peninsula. This barely used contemporary cottage sits up high on a dead-end road with seasonal, filtered lake views. The 20’ of lakefront and Type A dock across the street is shared with the neighbor and provides great access to Deep Creek Lake in a wonderful cove. Boasting a beautiful kitchen with poured concrete countertops, luxury vinyl flooring, two fireplaces and a great loft area. The open floorplan is ideal for entertaining family and friends. The exterior area is very well thought out, offering two covered decks, hot tub and a gazebo. The location is also just 3 miles to the DCL State Park, and 10 minutes to Wisp Ski Resort. Call today to preview this great home!
Listing Agent
(301) 387-4700 betsy@deepcreeksales.com Taylor Made Deep Creek Vacations & Sales License #518606 Listed on: 08/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,094
Year Built
- Built in 2017
Lot Details
- 0.46 Acre Lot
- Home fronts navigable water
- Backs to Trees or Woods
- Property is in excellent condition
Parking
- Driveway
Property Views
- Water
- Mountain
Home Design
- Contemporary Architecture
- Wood Walls
- Frame Construction
- Shingle Roof
Interior Spaces
- 2,448 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Wood Ceilings
- 2 Fireplaces
- Stone Fireplace
- Wood Frame Window
- Sliding Doors
- Six Panel Doors
- Great Room
- Living Room
- Crawl Space
Kitchen
- Electric Oven or Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Spa
- Canoe or Kayak Water Access
- Property is near a lake
- Waterski or Wakeboard
- Sail
- Limited Hours Of Personal Watercraft Operation
- Swimming Allowed
- Shared Slip
- Physical Dock Slip Conveys
- 1 Dock Slip
- 1 Powered Boats Permitted
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Powered By Leased Propane
- Well
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 1218007436
Community Details
Overview
- No Home Owners Association
- White Oak Subdivision
Recreation
- Fishing Allowed
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,714 | $398,800 | $101,200 | $297,600 |
| 2024 | $4,305 | $350,533 | $0 | $0 |
| 2023 | $3,742 | $302,267 | $0 | $0 |
| 2022 | $2,967 | $254,000 | $71,200 | $182,800 |
| 2020 | $2,324 | $184,733 | $0 | $0 |
| 2019 | $1,888 | $150,100 | $71,200 | $78,900 |
| 2018 | $1,753 | $147,100 | $0 | $0 |
| 2017 | $1,720 | $150,100 | $0 | $0 |
| 2016 | -- | $141,100 | $0 | $0 |
| 2015 | -- | $141,100 | $0 | $0 |
| 2014 | -- | $141,100 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/31/2025 10/31/25 | Price Changed | $875,000 | -12.4% | $357 / Sq Ft | |
| 08/25/2025 08/25/25 | For Sale | $999,000 | +566.0% | $408 / Sq Ft | |
| 04/01/2016 04/01/16 | Sold | $150,000 | -14.3% | $237 / Sq Ft | View Prior Sale |
| 01/21/2016 01/21/16 | Pending | -- | -- | -- | |
| 01/09/2016 01/09/16 | Price Changed | $175,000 | -12.5% | $276 / Sq Ft | |
| 08/22/2015 08/22/15 | For Sale | $200,000 | -- | $316 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $150,000 | Sage Title Group Llc | |
| Trustee Deed | $172,000 | None Available | |
| Deed | $85,000 | -- | |
| Deed | $35,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $28,000 | No Value Available | |
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDGA2010280
APN: 18-007436
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
- 95 NE White Oak Dr
- 791 Beckmans Peninsula Rd
- 1 Thousand Acres Rd
- 21 Lakefront Links Dr
- 2195 Glendale Rd
- 31 Linz Ln
- 0 Wilson Cir Unit MDGA2011028
- 41 Wilson Cir
- 332 High Point Dr
- 0 Misty Meadows Dr Unit MDGA2008784
- 723 Pinnacle Dr
- 12 Michelle Dr
- 699 Harveys Peninsula Rd
- 428 Pinnacle Dr
- 350 Pinnacle Dr
- 51 Waterfront Greens Dr
- 336 Paradise Heights
- 11 Thousand Acres Rd
- 439 Paradise Heights
- 519 Paradise Heights
- 604 #4 E Oak St
- 604 E Oak St
- 604 E Oak St
- 604 E Oak St
- 400 E Alder St
- 400 E Alder St
- 400 E Alder St
- 400 E Alder St Unit 3
- 604 E Oak St
- 248 W Fairview St
- 107 4th St Unit 5
- 761 Timberlake Dr
- 71 Boddy Ln
- 2010 Bayberry Dr
- 28 B St Unit 28
- 43 High St
- 14818 Broadway St
- 6 Bob Cat Ct Unit 6 10
- 6 Bob Cat Ct Unit 6 11
- 2 Bob Cat Ct Unit 2 d
Ask me questions while you tour the home.