$364,900
COMING SOON OCT 23, 2025

496 Twin Cove Ln Dowell, MD 20629

Estimated payment $2,338/month

Total Views 216
3 Beds
3 Baths
1,384 Sq Ft
$165/mo HOA Fee

Highlights

  • Hot Property
  • Home fronts navigable water
  • Fishing Allowed
  • 1 Dock Slip
  • Canoe or Kayak Water Access
  • Open Floorplan

About This Home

Professional Photo's are Coming Soon! Welcome to this beautifully maintained townhome in the sought-after Twin Cove neighborhood, where coastal charm meets everyday convenience. Your own deeded boat slip conveys, giving you effortless access to the water for boating, fishing, and sunset cruises. Inside, you’ll find an inviting open layout with hardwood flooring, granite countertops, and stainless steel appliances, plus a fully enclosed sunroom that expands your living space year-round—perfect for morning coffee or evening relaxation. The main level features a primary suite with a full bath, ideal for single-level living, while the upper level offers a second primary suite, perfect for guests or multi-generational needs. Enjoy a fully fenced backyard for privacy and outdoor entertaining, along with a one-car garage. The HOA provides minor but welcome services, including limited exterior cleanup and front-yard lawn maintenance, so you can spend more time on the water. Set in a quiet, private community, this home is just minutes from boating, waterfront dining, shopping, and scenic walking paths, offering the perfect blend of comfort, style, and water oriented lifestyle.

Listing Agent

April Davis

(240) 299-4353 april.davis@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #0225223024 Listed on: 09/27/2025

Berkshire Hathaway HomeServices PenFed Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,851

Year Built

  • Built in 1990 | Remodeled in 2017

Lot Details

  • 7,405 Sq Ft Lot
  • Home fronts navigable water
  • Property is Fully Fenced
  • Property is in very good condition

HOA Fees

  • $165 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • 1 Driveway Space
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,384 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Entrance Foyer
  • Living Room
  • Combination Kitchen and Dining Room
  • Sun or Florida Room
  • Screened Porch

Kitchen

  • Breakfast Area or Nook
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Stacked Washer and Dryer

Accessible Home Design

  • Doors are 32 inches wide or more

Outdoor Features

  • Canoe or Kayak Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • Stream or River on Lot
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Patio

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Coming Soon on 10/23/25
  • Tax Lot 24
  • Assessor Parcel Number 0501203622

Community Details

Overview

  • Association fees include common area maintenance, snow removal, road maintenance, lawn maintenance, lawn care front
  • $83 Other Monthly Fees
  • Twin Cove HOA
  • Twin Cove Subdivision

Recreation

  • Fishing Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,851

Year Built

Built in 1990 | Remodeled in 2017

Lot Details

0

HOA Fees

$165 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Colonial
  • Accessibility Features: 32"+ Wide Doors
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: All Appliances, Washer, Dryer
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 10/23/2025 12:00:00 AM
  • Year Built: 1990
  • Year Renovated: 2017
  • Special Features: ComingSoon
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Refrigerator, Stove, Microwave, Icemaker, Washer/Dryer Stacked
  • Flooring Type: Wood, Carpet
  • Interior Amenities: Breakfast Area, Combination Kitchen/Dining, Entry Level Bedroom, Upgraded Countertops, Window Treatments, Floor Plan - Open, Ceiling Fan(s), Primary Bath(s), Wood Floors
  • Window Features: Double Pane
  • Fireplace: No
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 3, Kitchen, Foyer, Sun/Florida Room, Laundry, Screened Porch
  • Basement: No
  • Laundry Type: Main Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1384
  • Living Area Sq Ft: 1384
  • Price Per Sq Ft: 263.66
  • Above Grade Finished Sq Ft: 1384
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Shingle
  • Spa: No
  • Water Access Features: Waterski/Wakeboard, Personal Watercraft (PWC), Fishing Allowed, Canoe/Kayak, Boat - Powered
  • Water Access: Yes
  • Water Body Name: ST. JOHN'S CREEK
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 1

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 165.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Snow Removal, Road Maintenance, Lawn Maintenance, Lawn Care Front
  • HOA Name: TWIN COVE HOA
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Other Fees: 1000.00
  • Other Fees Frequency: Annually

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Fully
  • Lot Size Acres: 0.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7405.00
  • Outdoor Living Structures: Enclosed, Patio(s)
  • Property Condition: Very Good
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Ground Rent Pymnt Freq: Annually
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2851.00
  • Assessor Parcel Number: 0501203622
  • Tax Lot: 24
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,598 $240,233 $0 $0
2024 $2,598 $226,267 $0 $0
2023 $2,360 $212,300 $68,000 $144,300
2022 $2,326 $209,300 $0 $0
2021 $2,267 $206,300 $0 $0
2020 $2,267 $203,300 $68,000 $135,300
2019 $2,252 $201,100 $0 $0
2018 $2,215 $198,900 $0 $0
2017 $2,219 $196,700 $0 $0
2016 -- $196,700 $0 $0
2015 $2,805 $196,700 $0 $0
2014 $2,805 $198,900 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/24/2017 04/24/17 Sold $252,500 -1.9% $164 / Sq Ft
03/24/2017 03/24/17 Pending -- -- --
01/04/2017 01/04/17 Price Changed $257,495 0.0% $167 / Sq Ft
12/09/2016 12/09/16 Price Changed $257,500 -8.0% $167 / Sq Ft
10/24/2016 10/24/16 Price Changed $279,950 -3.4% $181 / Sq Ft
09/29/2016 09/29/16 Price Changed $289,940 -3.3% $188 / Sq Ft
09/09/2016 09/09/16 For Sale $299,900 -- $194 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $252,500 Lakeside Title Co
Quit Claim Deed -- None Available
Deed $11,825 None Available
Deed $249,000 --
Deed $168,000 --
Deed $168,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $255,050 New Conventional
Previous Owner $159,600 No Value Available
Previous Owner $134,700 No Value Available
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2023246

Bright MLS

APN: 01-203622