$449,900

Estimated payment $3,272/month

4 Beds
2.5 Baths
2,271 Sq Ft
$198 Price per Sq Ft

Highlights

  • Landscaped Professionally
  • Community Lake
  • Property is near park
  • Mature Trees
  • Deck
  • 1-minute walk to Pearce's Ford Park

About This Home

One special place to call home! Welcome to this beautifully maintained custom home in the highly desirable Mill Race Creek community, perfectly nestled on picturesque Waubonsee Circle-one of Oswego's most admired tree-lined streets. Ideally located just minutes from Route 34 shopping, dining, and everyday conveniences, this exceptional home also offers easy access to scenic walking trails along Waubonsee Creek leading to parks, ponds, and schools. From the moment you arrive, the charming front porch invites you to slow down and savor peaceful mornings with coffee, sunshine, and birdsong. Step inside to a warm and welcoming foyer featuring designer tile flooring and a distinctive turret-style living room filled with natural light and tranquil garden views-an elegant space ideal for entertaining or quiet relaxation. Offering over 2,700 square feet of finished living space, including a partially finished basement, this thoughtfully designed home features 4 bedrooms, 2.5 baths, and an ideal layout for everyday living and entertaining. At the heart of the home is the spacious open kitchen, perfectly positioned between the formal dining room and family room. The chefs in the home will appreciate the abundant counter space, center island, stylish backsplash, and stainless steel appliances. The inviting family room centers around a cozy gas fireplace and seamlessly connects to the outdoor living area. Step outside to the gorgeous fenced backyard complete with a deck, patio, mature trees, and colorful perennial gardens-an ideal setting for dining al fresco, entertaining guests, or enjoying peaceful evenings under the stars. The main level also includes a convenient powder room, mudroom area, and access to the oversized 2.5-car garage. Upstairs, retreat to the spacious primary suite featuring a custom tray ceiling, walk-in closet, and luxurious ensuite bath with dual vanities, soaking tub, and separate shower. Three additional bedrooms, a full hall bath, and a highly desirable second-floor laundry room with utility sink and folding space complete the upper level. The partially finished basement expands the living space with a large recreation room perfect for gaming, music, movie nights, or entertaining. An additional finished flex room offers endless possibilities for a home office, playroom, workout area, or hobby space. Located in one of Oswego's most sought-after neighborhoods, this home combines charm, comfort, and convenience with nearby schools, parks, ponds, and Route 34 amenities. Enjoy the welcoming hometown atmosphere Oswego is known for, including boutique shopping, community events, farmers markets, and Hudson Crossing Park along the Fox River. Recent improvements include refinished hardwood floors, new patio door (2026), newer windows, new A/C (2024), brand-new refrigerator, and more. This is more than a home-it's a lifestyle. Welcome home!

Listing Agent

Joanne LaVia

Coldwell Banker Real Estate Group License #475132055 Listed on: 05/08/2026

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,696

Year Built

  • Built in 1992

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 125x80
  • Fenced
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Mature Trees

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 2,271 Sq Ft Home
  • 2-Story Property
  • Mud Room
  • Entrance Foyer
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Den
  • Recreation Room
  • Finished Basement
  • Partial Basement
  • Dormer Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near park

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance
  • Office Association, Phone Number (630) 653-7782
  • Mill Race Creek Subdivision, The Bradley Floorplan
  • Property managed by ASSOCIATION PARTNERS
  • Community Lake

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,696

Year Built

Built in 1992

Lot Details

10,019 Sq Ft Lot

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Race Creek
  • Year Built: 1992
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier
  • Basement: Finished, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 2271
  • Room Type: Den, Recreation Room, Foyer
  • Estimated Total Finished Sq Ft: 2733
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Fireplace Location: Family Room
  • Total Sq Ft: 3105
  • Attic: Dormer
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Cedar
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped, Mature Trees
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Upper Level, Gas Dryer Hookup, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 757
  • Association Fee Frequency: Annually
  • Community Features: Park, Tennis Court(s), Lake, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: ASSOCIATION PARTNERS
  • Management Contact Name: office
  • Management Phone: 630-653-7782x7021

Fee Information

  • Association Fee Includes: Insurance, Other

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School

Lot Info

  • Lot Size Acres: 0.23
  • Lot Dimensions: 125x80
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 9696
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,696 $126,490 $29,094 $97,396
2023 $9,252 $116,046 $26,692 $89,354
2022 $9,252 $108,454 $24,946 $83,508
2021 $8,664 $98,594 $22,678 $75,916
2020 $8,059 $91,291 $20,998 $70,293
2019 $7,866 $87,944 $20,998 $66,946
2018 $8,026 $86,977 $24,292 $62,685
2017 $7,958 $83,632 $23,358 $60,274
2016 $7,821 $81,196 $22,678 $58,518
2015 $7,945 $78,831 $22,017 $56,814
2014 -- $75,078 $20,969 $54,109
2013 -- $75,837 $21,181 $54,656
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/08/2026 05/08/26 For Sale $449,900 -- $198 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $303,500 Chicago Title Insurance Co
Deed $199,700 --
Deed $2,988,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $163,500 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12623244

Midwest Real Estate Data (MRED)

APN: 03-09-424-002

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