496 Waubonsee Cir Oswego, IL 60543
North Oswego NeighborhoodEstimated payment $3,272/month
Highlights
- Landscaped Professionally
- Community Lake
- Property is near park
- Mature Trees
- Deck
- 1-minute walk to Pearce's Ford Park
About This Home
One special place to call home! Welcome to this beautifully maintained custom home in the highly desirable Mill Race Creek community, perfectly nestled on picturesque Waubonsee Circle-one of Oswego's most admired tree-lined streets. Ideally located just minutes from Route 34 shopping, dining, and everyday conveniences, this exceptional home also offers easy access to scenic walking trails along Waubonsee Creek leading to parks, ponds, and schools. From the moment you arrive, the charming front porch invites you to slow down and savor peaceful mornings with coffee, sunshine, and birdsong. Step inside to a warm and welcoming foyer featuring designer tile flooring and a distinctive turret-style living room filled with natural light and tranquil garden views-an elegant space ideal for entertaining or quiet relaxation. Offering over 2,700 square feet of finished living space, including a partially finished basement, this thoughtfully designed home features 4 bedrooms, 2.5 baths, and an ideal layout for everyday living and entertaining. At the heart of the home is the spacious open kitchen, perfectly positioned between the formal dining room and family room. The chefs in the home will appreciate the abundant counter space, center island, stylish backsplash, and stainless steel appliances. The inviting family room centers around a cozy gas fireplace and seamlessly connects to the outdoor living area. Step outside to the gorgeous fenced backyard complete with a deck, patio, mature trees, and colorful perennial gardens-an ideal setting for dining al fresco, entertaining guests, or enjoying peaceful evenings under the stars. The main level also includes a convenient powder room, mudroom area, and access to the oversized 2.5-car garage. Upstairs, retreat to the spacious primary suite featuring a custom tray ceiling, walk-in closet, and luxurious ensuite bath with dual vanities, soaking tub, and separate shower. Three additional bedrooms, a full hall bath, and a highly desirable second-floor laundry room with utility sink and folding space complete the upper level. The partially finished basement expands the living space with a large recreation room perfect for gaming, music, movie nights, or entertaining. An additional finished flex room offers endless possibilities for a home office, playroom, workout area, or hobby space. Located in one of Oswego's most sought-after neighborhoods, this home combines charm, comfort, and convenience with nearby schools, parks, ponds, and Route 34 amenities. Enjoy the welcoming hometown atmosphere Oswego is known for, including boutique shopping, community events, farmers markets, and Hudson Crossing Park along the Fox River. Recent improvements include refinished hardwood floors, new patio door (2026), newer windows, new A/C (2024), brand-new refrigerator, and more. This is more than a home-it's a lifestyle. Welcome home!
Listing Agent
Coldwell Banker Real Estate Group License #475132055 Listed on: 05/08/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,696
Year Built
- Built in 1992
Lot Details
- 10,019 Sq Ft Lot
- Lot Dimensions are 125x80
- Fenced
- Landscaped Professionally
- Paved or Partially Paved Lot
- Mature Trees
HOA Fees
- $63 Monthly HOA Fees
Parking
- 2.5 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
Home Design
- Traditional Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
- Cedar
Interior Spaces
- 2,271 Sq Ft Home
- 2-Story Property
- Mud Room
- Entrance Foyer
- Family Room with Fireplace
- Combination Dining and Living Room
- Den
- Recreation Room
- Finished Basement
- Partial Basement
- Dormer Attic
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Soaking Tub
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
- Sink Near Laundry
Outdoor Features
- Deck
- Patio
Location
- Property is near park
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Humidifier
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance
- Office Association, Phone Number (630) 653-7782
- Mill Race Creek Subdivision, The Bradley Floorplan
- Property managed by ASSOCIATION PARTNERS
- Community Lake
Recreation
- Tennis Courts
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,696 | $126,490 | $29,094 | $97,396 |
| 2023 | $9,252 | $116,046 | $26,692 | $89,354 |
| 2022 | $9,252 | $108,454 | $24,946 | $83,508 |
| 2021 | $8,664 | $98,594 | $22,678 | $75,916 |
| 2020 | $8,059 | $91,291 | $20,998 | $70,293 |
| 2019 | $7,866 | $87,944 | $20,998 | $66,946 |
| 2018 | $8,026 | $86,977 | $24,292 | $62,685 |
| 2017 | $7,958 | $83,632 | $23,358 | $60,274 |
| 2016 | $7,821 | $81,196 | $22,678 | $58,518 |
| 2015 | $7,945 | $78,831 | $22,017 | $56,814 |
| 2014 | -- | $75,078 | $20,969 | $54,109 |
| 2013 | -- | $75,837 | $21,181 | $54,656 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/08/2026 05/08/26 | For Sale | $449,900 | -- | $198 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $303,500 | Chicago Title Insurance Co | |
| Deed | $199,700 | -- | |
| Deed | $2,988,600 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $163,500 | Purchase Money Mortgage | |
| Closed | -- | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12623244
APN: 03-09-424-002
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Ask me questions while you tour the home.