NOT LISTED FOR SALE

497 Fern Trail Signal Mountain, TN 37377

Estimated Value: $786,000 - $892,000

4 Beds
3 Baths
3,560 Sq Ft
$232/Sq Ft Est. Value

Last Sold March 29, 2019

Last sale price $489,000 $137 Per Sq Ft

Est. 69% increase in value since last sale

Current estimated payment $4,614/month

7 Days on Market

Highlights

  • 1.8 Acre Lot
  • Creek or Stream View
  • Wooded Lot
  • Thrasher Elementary School Rated A-
  • Deck
  • Engineered Wood Flooring

About This Home

As of March 2019

This private mountain home is located on the front of Signal Mountain on a sought after dead end street. Downtown Chattanooga is within a 15 minute drive. Its unique lot provides an atmosphere of a private park with mountain laurels and a variety of blooming vegetation. A running creek flows along the back of the house and it also has a large, landscaped, level side yard. The interior is flooded with natural light! Interior features include beautiful antique wooden doors throughout the entire main living area, hardwood floors, soapstone countertops, energy efficient windows, plantation shutters, fully tiled bathrooms and so much more. The porch wraps around 3 sides of the home. It is covered in the front, open on the side, and screened in along the the entire back of the home.

Last Agent to Sell the Property

Ralph Harvey

ListWithFreedom.com License #338742 Listed on: 03/01/2019

ListWithFreedom.com

Last Buyer's Agent

GLORIA ROBERTS

NON-MEMBER License #261205

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,998

Year Built

  • Built in 2006

Lot Details

  • 1.8 Acre Lot
  • Lot Dimensions are 256x295x384x252
  • Fenced
  • Level Lot
  • Wooded Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 3,560 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Gas Log Fireplace
  • Wood Frame Window
  • Living Room
  • Formal Dining Room
  • Screened Porch
  • Creek or Stream Views
  • Finished Basement
  • Crawl Space
  • Storage In Attic
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Separate Shower

Outdoor Features

  • Deck
  • Patio

Schools

  • Thrasher Elementary School
  • Signal Mountain Middle School
  • Signal Mtn High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Palisades Subdivision

Listing and Financial Details

  • Assessor Parcel Number 108j A 001.02

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,998

Year Built

Built in 2006

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.8
  • Lot Size: 256x295x384x252
  • Subdivision Name: Palisades
  • Directions: While coming up Signal Mountain (US 127), take a slight right onto Shoal Creek Rd. Continue straight at the stop sign to stay on Green Gorge Rd. At the stop sign take your second right on Fern Trail (Dead End). House will be on the left.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 3560.0
  • New Construction: No
  • Year Built: 2006
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 108j A 001.02
  • Location Tax and Legal Elementary School: Thrasher Elementary
  • Location Tax and Legal Middle Or Junior School2: Signal Mountain Middle
  • Location Tax and Legal High School: Signal Mtn
  • Location Tax and Legal:Tax Annual Amount: 2998.17
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.8
  • General Property Information Lot Size Square Feet2: 87520.0
  • General Property Information Lot Size Dimensions: 256x295x384x252
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Fencing Fenced: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Flooring:Vinyl: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Flooring Engineered Hardwood: Yes
  • Utilities:Sewer Available: Yes
  • Brick and Stone Features All Brick: Yes
  • View CreekStream2: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Gas Water Heater, Electric Range, Disposal, Dishwasher
  • Has Basement: Crawl Space, Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Eat-in Kitchen, Granite Counters, High Ceilings, Pantry, Separate Dining Room, Separate Shower, Walk-In Closet(s)
  • Window Features: Wood Frames
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Community Features:None4: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Granite Counters: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Gentle Sloping, Level, Sloped, Wooded
  • View: Creek/Stream
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Stucco
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Screened
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Wooded: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Sloped: Yes
  • Construction Materials:Stucco: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Faces Front
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Laundry Room
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Available
  • Water Source: Public
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Thrasher Elementary
  • High School: Signal Mtn
  • Middle Or Junior School: Signal Mountain Middle

Lot Info

  • Lot Size Sq Ft: 87520.0
  • Additional Parcels: No
  • Parcel #: 108j A 001.02
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2998.17

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 1, 2019
Closed on
Mar 29, 2019
Sold by
Beckham Matthew Conner and Beckham Virginia
Bought by
Spitaletto Michael and Spitaletto Katie
Seller's Agent
Ralph Harvey
ListWithFreedom.com
Buyer's Agent
GLORIA ROBERTS
NON-MEMBER
List Price
$498,000
Sold Price
$489,000
Premium/Discount to List
-$9,000
-1.81%
Current Estimated Value
$827,401

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$338,401
Avg. Annual Appreciation
8.42%

Purchase Details

Closed on
Apr 9, 2009
Sold by
Cabiness Gregory W
Bought by
Heard Beckham Matthew Conner and Heard Beckham Virginia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
5.14%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 26, 2004
Sold by
Pilacek Thomas J and Pilacek Marianne M
Bought by
Cabiness Gregory W
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spitaletto Michael $489,000 Foundation T&E Chattanooga
Heard Beckham Matthew Conner $360,000 Title Guaranty & Trust Co
Cabiness Gregory W $42,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Heard Beckham Matthew Conner $216,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/29/2019 03/29/19 Sold $489,000 -1.8% $137 / Sq Ft
03/08/2019 03/08/19 Pending -- -- --
03/01/2019 03/01/19 For Sale $498,000 -- $140 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,728 $121,950 $0 $0
2023 $2,728 $121,950 $0 $0
2022 $2,728 $121,950 $0 $0
2021 $2,728 $121,950 $0 $0
2020 $2,998 $108,425 $0 $0
2019 $2,998 $108,425 $0 $0
2018 $2,998 $108,425 $0 $0
2017 $2,998 $108,425 $0 $0
2016 $2,657 $0 $0 $0
2015 $2,657 $96,100 $0 $0
2014 $2,657 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1295435

Greater Chattanooga REALTORS®

APN: 108J-A-001.02