NOT LISTED FOR SALE

Estimated Value: $821,000 - $913,000

3 Beds
2 Baths
1,511 Sq Ft
$574/Sq Ft Est. Value

Last Sold April 07, 2023

Last sale price $805,000 $533 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $5,343/month

2 Days on Market

Highlights

  • Solar Power System
  • High Ceiling
  • Private Yard
  • Mediterranean Architecture
  • Granite Countertops
  • Family Room Off Kitchen

About This Home

As of April 2023

This home is located at 498 Moraga Way, Oceanside, CA 92058 since 19 February 2023 and is currently estimated at $867,376, approximately $574 per square foot. This property was built in 2001. 498 Moraga Way is a home located in San Diego County with nearby schools including Louise Foussat Elementary School, Oceanside High School, and Scholarship Prep Oceanside.

Last Agent to Sell the Property

Joel Huston

Joel E. Huston, Broker License #02119979 Listed on: 02/19/2023

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2001

Lot Details

  • 6,870 Sq Ft Lot
  • Lot Dimensions are 70x101
  • Gated Home
  • Fence is in average condition
  • Private Yard
  • Property is zoned [R-1:SINGL

HOA Fees

  • $65 Monthly HOA Fees

Parking

  • 3 Car Garage

Home Design

  • Mediterranean Architecture
  • Concrete Roof

Interior Spaces

  • 3 Bedrooms
  • 1,511 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Heatilator
  • Gas Fireplace
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Washer Hookup

Kitchen

  • Self-Cleaning Oven
  • Gas Range
  • Microwave
  • Kitchen Island
  • Granite Countertops

Flooring

  • Carpet
  • Linoleum
  • Ceramic Tile

Utilities

  • Forced Air Heating System
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas
  • Gas Water Heater

Additional Features

  • More Than Two Accessible Exits
  • Solar Power System
  • Pool Equipment or Cover

Community Details

  • Association fees include common area maintenance, n/k
  • Rio Vista Association
  • The community has rules related to covenants, conditions, and restrictions

Home Details

Home Type

Single Family

Year Built

Built in 2001

Lot Details

0

HOA Fees

$65 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Architectural Style: Mediterranean/Spanish
  • Accessibility Features: 2+ Access Exits
  • Year Built: 2001
  • Unit Levels: 1 Story
  • Property Sub Type: Detached
  • Lot Size: 70X101
  • Association Fees: 65.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance, N/K
  • Co List Office Mls Id: 990814
  • Directions: From I-5, take CA 76 east; or I-15, take I-5 west to Douglas and head North to Pala Dr, turn left. Proceed one block to Rio Vista and turn Left. Proceed another block and Left at Moraga Way. 498 Moraga Way will be the 3rd home on your right.
  • Living Area: 1511.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2025-11-05T20:11:43Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • Elevator: No
  • ExclusiveUseYard: Yes
  • FullAddress: 498 Moraga WAY
  • Ownership: Fee Simple
  • ShortSale: No
  • WaterHeaterType: Gas
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Ceiling Fan, Granite Counters, High Ceilings (9 Feet+), Kitchen Island, Kitchen Open to Family Rm
  • Total Bedrooms: 3
  • Appliances: Microwave, Pool/Spa/Equipment, Refrigerator, Solar Panels, Self Cleaning Oven, Vented Exhaust Fan, Gas Range
  • Fireplace Features: FP in Living Room, Gas, Heatilator
  • Fireplaces: 1
  • Flooring: Carpet, Ceramic Tile, Linoleum/Vinyl

Exterior Features

  • Fencing: Average Condition, Gate
  • Roof: Concrete
  • View: N/K
  • Pool Features: N/K
  • Disclosures: City Inspection Required, Conditional Use Permit, Exclusions Call Agent, Flood Insurance Required, Homeowners Association, Coastal Zone, CC And R's, Coastal Comm Restrict
  • Construction Type: Wood/Stucco

Garage/Parking

  • Garaged Spaces: 3.0
  • Parking Features: None Known
  • Total Parking Spaces: 6.0

Utilities

  • Cooling: N/K
  • Heating: Fireplace, Forced Air Unit
  • Sewer: Public Sewer
  • Laundry Features: Gas & Electric Dryer HU, Washer Hookup
  • Water Source: Public
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Name: Rio Vista
  • Pets Allowed: Yes

Lot Info

  • Zoning: [R-1:SINGL
  • Lot Size Sq Ft: 6870.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2023
Closed on
Mar 3, 2023
Sold by
Edward L Huston Trust
Bought by
Swank Rene P and Swank Adrianna N
Seller's Agent
Joel Huston
Joel E. Huston, Broker
List Price
$780,000
Sold Price
$805,000
Premium/Discount to List
$25,000
3.21%
Current Estimated Value
$867,376

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,376
Avg. Annual Appreciation
2.69%
Original Mortgage
$724,500
Outstanding Balance
$701,683
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$165,693

Purchase Details

Closed on
Apr 5, 2016
Sold by
Huston Edward L
Bought by
Huston Edward L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,900
Interest Rate
3.64%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 4, 2013
Sold by
Huston Edward L
Bought by
Huston Edward L

Purchase Details

Closed on
Mar 31, 2011
Sold by
Huston Edward L
Bought by
Huston Edward L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$309,060
Interest Rate
4.9%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 8, 2008
Sold by
Arzola Abraham
Bought by
Huston Edward L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$323,000
Interest Rate
5.99%
Mortgage Type
Unknown

Purchase Details

Closed on
May 9, 2006
Sold by
Hughes Gregory J
Bought by
Arzola Abraham

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$416,000
Interest Rate
6.37%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 22, 2002
Sold by
Hughes Gregory J
Bought by
Hughes Gregory J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,000
Interest Rate
6.8%

Purchase Details

Closed on
Jun 23, 2000
Sold by
Forecast Group L P
Bought by
Hughes Gregory J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,111
Interest Rate
8.13%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Swank Rene P $805,000 Lawyers Title
Huston Edward L -- Tsi Title
Huston Edward L -- Tsi Title
Huston Edward L -- None Available
Huston Edward L -- Tsi
Huston Edward L $340,000 First American Title Ins Co
Arzola Abraham $520,000 Equity Title Company
Hughes Gregory J -- Gateway Title
Hughes Gregory J $219,500 California Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Swank Rene P $724,500
Previous Owner Huston Edward L $224,900
Previous Owner Huston Edward L $309,060
Previous Owner Huston Edward L $323,000
Previous Owner Arzola Abraham $416,000
Previous Owner Hughes Gregory J $222,000
Previous Owner Hughes Gregory J $221,111
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/10/2025 09/10/25 Off Market $805,000 -- --
04/07/2023 04/07/23 Sold $805,000 +3.2% $533 / Sq Ft
02/22/2023 02/22/23 Pending -- -- --
02/19/2023 02/19/23 For Sale $780,000 -- $516 / Sq Ft
Source: San Diego MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,232 $837,521 $670,017 $167,504
2024 $9,232 $821,100 $656,880 $164,220
2023 $8,340 $412,570 $169,881 $242,689
2022 $4,553 $412,570 $169,881 $242,689
2021 $4,569 $404,481 $166,550 $237,931
2020 $4,427 $400,335 $164,843 $235,492
2019 $4,298 $392,486 $161,611 $230,875
2018 $4,251 $384,792 $158,443 $226,349
2017 $70 $377,248 $155,337 $221,911
2016 $4,035 $369,852 $152,292 $217,560
2015 $3,917 $364,298 $150,005 $214,293
2014 $3,764 $357,163 $147,067 $210,096
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: SDC0000583

San Diego MLS

APN: 158-672-24