$625,000

499 McCarthy Reservoir Rd Unit 2 Rail Road Flat, CA 95248

Estimated payment $3,976/month

Total Views 3,067
3 Beds
3 Baths
3,400 Sq Ft
$184 Price per Sq Ft

Highlights

  • Lake Front
  • Stables
  • Retreat
  • Amador High School Rated 9+
  • View of Trees or Woods
  • Cathedral Ceiling

About This Home

Lake House Dream! Welcome to your mountain escape in the exclusive Miner's Lake HOA a quiet community of just a few homes sharing access to a private, amenity-rich lake. Enjoy 20 acres of outdoor recreation, including two private docks, a large BBQ area with picnic tables, and a lake stocked with largemouth bass perfect for swimming, kayaking, and fishing. The home itself is spacious and inviting, featuring vaulted wood-clad ceilings, abundant natural light, and a full wrap-around porch for year-round enjoyment. The main level offers a formal entry, a large living room, a primary suite, an additional bedroom, and a conveniently located kitchen with generous cabinetry and adjacent laundry. The lower level has a bedroom, bathroom, and a multi-use open area. Upstairs, a bright open loft includes its own private balcony where you'll enjoy breathtaking sunset views you'll never grow tired of. Plus, a whole-house Generac propane generator keeps things running smoothly no matter the weather. Bring your critters too livestock are welcome, with a charming red stable and small pasture ready to go. Whether you're looking for a full-time residence or a mountain getaway, this is a rare opportunity to enjoy comfort, beauty, and lake life all in one place!

Listing Agent

Anastasia Landreth

Jackson Realty, Inc. License #02182097 Listed on: 06/06/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1991

Lot Details

  • 4.19 Acre Lot
  • Lake Front
  • Reservoir Front
  • West Facing Home
  • Cross Fenced
  • Property is zoned Rural Residential 20 (RR20)

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Open Parking Spaces
  • 2 Car Garage
  • Workshop in Garage
  • Gravel Driveway

Property Views

  • Woods
  • Forest

Home Design

  • Rustic Architecture
  • Pillar, Post or Pier Foundation
  • Metal Roof

Interior Spaces

  • 3,400 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Double Pane Windows
  • Formal Entry
  • Living Room
  • Formal Dining Room
  • Loft
  • Workshop
  • Storage

Kitchen

  • Free-Standing Gas Oven
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Compactor
  • Disposal

Flooring

  • Wood
  • Carpet
  • Linoleum
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Retreat
  • Primary Bedroom on Main
  • Separate Bedroom Exit
  • Walk-In Closet
  • 3 Full Bathrooms
  • In-Law or Guest Suite
  • Jetted Tub in Primary Bathroom
  • Separate Shower
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Cabinets
  • 220 Volts In Laundry

Home Security

  • Security System Owned
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Access To Lake
  • Balcony
  • Covered Deck
  • Wrap Around Porch

Farming

  • Horse or Livestock Barn
  • Pasture

Horse Facilities and Amenities

  • Horses Allowed On Property
  • Tack Room
  • Stables
  • Riding Trail

Utilities

  • Central Air
  • Pellet Stove burns compressed wood to generate heat
  • 220 Volts
  • Power Generator
  • Gas Tank Leased
  • Water Filtration System
  • Well
  • Electric Water Heater
  • Septic System
  • High Speed Internet
  • Satellite Dish

Listing and Financial Details

  • Assessor Parcel Number 014-029-006-000

Community Details

Overview

  • Association fees include insurance, ground maintenance
  • Miners Lake Association
  • Miners Lake Subdivision
  • Mandatory home owners association

Recreation

  • Trails

Additional Features

  • Community Barbecue Grill
  • Net Lease

Home Details

Home Type

Single Family

Year Built

Built in 1991

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Restrictions: Rental(s)
  • Stories: 2
  • Year Built: 1991
  • Architectural Style: Rustic
  • Levels: Three Or More
  • Subdivision: Miners Lake Subdivision
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free Standing Gas Oven, Free Standing Refrigerator, Compactor, Dishwasher, Disposal, Microwave, Electric Water Heater
  • Interior Amenities: Cathedral Ceiling, Skylight(s), Formal Entry, Storage Area(s)
  • Other Equipment: Water Filter System
  • Fireplace Features: Living Room, Pellet Stove
  • Fireplaces: 1
  • Flooring: Carpet, Laminate, Linoleum, Wood
  • Master Bathroom Features: Jetted Tub
  • Master Bedroom Features: Balcony, Ground Floor, Walk-In Closet, Outside Access
  • Total Bathrooms: 3
  • Bathroom Features: Shower Stall(s), Window
  • Dining Room Features: Formal Area
  • Kitchen Features: Pantry Cabinet, Granite Counter
  • Living Room Features: Cathedral/Vaulted, Skylight(s), View
  • Room Type: Loft, Master Bathroom, Master Bedroom, Possible Guest, Kitchen, Laundry, Workshop, Living Room
  • Lower Level: Bedroom(s), Full Bath(s), Retreat
  • Main Level: Bedroom(s), Living Room, Dining Room, Master Bedroom, Full Bath(s), Kitchen, Street Entrance
  • Price Per Square Foot: 183.82
  • Square Footage: 3400.00
  • Window Features: Caulked/Sealed, Dual Pane Full

Exterior Features

  • Other Structures: Barn(s)
  • Construction Materials: Wood
  • Property Faces: West
  • Disclosures/Documents: Association Docs, Well Report
  • Exterior Features: Balcony
  • Fencing: None
  • Foundation: Pillar/Post/Pier
  • Frontage Type: Lakefront
  • Home Warranty: No
  • Horse Property: Yes
  • Listing Price: 625000.00
  • Lot Features: Reservoir, Lake Access
  • New Construction: No
  • Patio And Porch Features: Covered Deck, Covered Patio, Wrap Around Porch
  • Pool: No
  • Property Condition: Original
  • Road Surface Type: Asphalt
  • Roof: Metal
  • Spa: No
  • Topography: Downslope,Forest,Snow Line Above,Level,Trees Many,Downslope,Forest,Snow Line Above,Level,Trees Many
  • View Description: Forest, Woods
  • Land Use: Residential

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Detached, Uncovered Parking Spaces 2+, Workshop in Garage
  • Driveway/Sidewalks: Gravel

Utilities

  • Security: Carbon Mon Detector, Security System Owned, Smoke Detector
  • Sewer: Septic System
  • Utilities: Propane Tank Leased, Dish Antenna, Generator, Internet Available
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts, 220 Volts in Laundry
  • Heating: Pellet Stove
  • Laundry Features: Cabinets, Dryer Included, Washer Included, Inside Room
  • Water Source: Well

Condo/Co-op/Association

  • Association Features: Barbeque, Trails, See Remarks
  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Association Fee Includes: Insurance, Maintenance Grounds
  • Association Name: Miners Lake
  • Association: Yes
  • Pets Allowed: Yes
  • Senior Community: No

Association/Amenities

  • Mandatory Association: Yes

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Calaveras Unified

Lot Info

  • Horse Amenities: Pasture, Pens, Riding Trail, Stable, Tack Room, Cross Fenced
  • Zoning: Rural Residential 20 (RR20)
  • Irrigation: None
  • Lot Size Acres: 4.1900
  • Lot Size Sq Ft: 182516.00

Rental Info

  • Lease Type: Net

Multi Family

Tax Info

  • Assessor Parcel Number: 014-029-006-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Calaveras

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/06/2025 06/06/25 For Sale $625,000 -- $184 / Sq Ft
Source: MetroList

Source: MetroList

MLS Number: 225073447

MetroList
California Calaveras County Rail Road Flat 95245

499 McCarthy Reservoir Rd Unit 2, Rail Road Flat, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MetroList IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Anastasia Landreth
Listing Agent
Anastasia Landreth
Section Image
Jackson Realty, Inc.
(209) 768-1267