$810,000
SOLD JAN 17, 2025

4991 Otter Trail NE Saint Michael, MN 55376

5 Beds
4.5 Baths
3,932 Sq Ft
0.67 Acres

Recently Sold

$206 Per Sq Ft

2% Below List Price

51 Days on Market

Highlights

  • Lake Front
  • Heated In Ground Pool
  • 29,011 Sq Ft lot
  • Hassan Elementary School Rated A-
  • Home fronts a pond
  • Main Floor Primary Bedroom

About This Home

As of January 2025

Welcome to this stunning home, nestled in a peaceful and serene neighborhood that offers the perfect balance of comfort and community. Better than new construction, this meticulously maintained residence boasts an array of thoughtful upgrades and unique features that will impress even the most discerning buyers. With 4 spacious bedrooms, a huge bonus room upstairs, and breathtaking wetlands views, this home is an exceptional find. The well-designed main floor features a bedroom with an ensuite bath - a perfect retreat for guests. multi-generational living, or a private escape for yourself. In addition, there's a versatile office or flex room, offering space for a home office, gym, or playroom. The heart of the home is the gourmet kitchen, which is truly a chef's dream. Equipped with top-of-the-line appliances ample counter space, custom cabinetry, and a large center island, this kitchen is designed for both everyday living and entertaining. Whether you're hosting a formal dinner or preparing a casual meal, the kitchen flows seamlessly into the formal dining room via the butler's pantry, making it easy to entertain with elegance and ease. Upstairs, you'll discover four additional generously sized bedrooms and a huge bonus room that can be tailored to your lifestyle. Whether you envious a home theater, game room, or additional living space, the possibilities are endless. This home is part of a friendly community that includes access to a beautiful pool, perfect for cooling off on warm summer days and socializing with neighbors. The tranquil surroundings, combined with modern luxury and thoughtful design make this home better than new construction and an incredible opportunity to enjoy both comfort and style. Association includes maintenance of shared amenities including: kayak/canoeing dock, fishing dock, community pool & pool house, trails & park.

Last Agent to Sell the Property

Stacy Zachman

RE/MAX Results Listed on: 10/11/2024

RE/MAX Results

Last Buyer's Agent

Mark Duevel

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,434

Year Built

  • Built in 2018

Lot Details

  • 0.67 Acre Lot
  • Lot Dimensions are 143x136x211x106
  • Home fronts a pond
  • Lake Front
  • Property has an invisible fence for dogs

HOA Fees

  • $104 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Flex

Interior Spaces

  • 3,932 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Bonus Room

Kitchen

  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Humidifier

Additional Features

  • Air Exchanger
  • Heated In Ground Pool

Listing and Financial Details

  • Assessor Parcel Number 114340003110

Community Details

Overview

  • Association fees include dock, professional mgmt, trash, shared amenities
  • First Service Residential Association, Phone Number (952) 277-2700
  • Tributary Xing 2Nd Add Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,434

Year Built

Built in 2018

Lot Details

0

HOA Fees

$104 per month

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air, Dual, Zoned
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Fee Frequency: Monthly
  • Year Built: 2018
  • Above Grade Finished Sq Ft: 3932
  • Water Body Name: Foster
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Drain Tiled, Full, Concrete, Sump Pump, Unfinished, Walkout
  • Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 3932
  • Fireplace: Yes
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bonus Room, Flex Room

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less
  • PoolFeatures: Below Ground, Heated, Shared
  • Fencing: Invisible
  • PatioPorchType: Composite Decking,Covered,Front Porch,Porch
  • Lake Acres: 115
  • Lake Bottom: Soft
  • LakeChain: N

Garage/Parking

  • Parking Features: Attached Garage, Garage Door Opener
  • Garage Square Feet: 760

Utilities

  • Heating: Forced Air, Zoned
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Dock, Other, Professional Mgmt, Trash, Shared Amenities
  • Phone: 952-277-2700
  • Association Fee: 104
  • Association: Yes
  • Amenities Unit: French Doors,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Paneled Doors,Porch,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Association/Amenities

  • HOA Management Co: First Service Residential

Schools

  • Junior High Dist: Elk River
  • SchoolDistrictNumber: 728
  • SchoolDistrictPhone: 763-241-3400

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 143x136x211x106
  • Lot Size Sq Ft: 29010.96
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Fiber Cement

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 114340003110
  • Tax Annual Amount: 9434
  • TaxWithAssessments: 9434.0000

Multi Family

  • WaterfrontFeatures: Association Access, Lake Front, Pond

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 11, 2024
Closed on
Jan 17, 2025
Sold by
Spitalnick Sarah and Klein Todd
Bought by
Epsky Mark and Epsky Paige
Seller's Agent
Stacy Zachman
RE/MAX Results
Buyer's Agent
Mark Duevel
Coldwell Banker Realty
List Price
$825,000
Sold Price
$810,000
Premium/Discount to List
-$15,000
-1.82%
Views
27
Current Estimated Value
$833,508

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,508
Avg. Annual Appreciation
4.05%
Original Mortgage
$310,000
Outstanding Balance
$307,810
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$525,698

Purchase Details

Closed on
Jun 9, 2021
Sold by
Spitalnick Howard Michael
Bought by
Spitalnick Sarah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$548,250
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 4, 2021
Sold by
Spitalnick Sarah
Bought by
Spitalnick Sarah and Klein Todd

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$548,250
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 26, 2018
Sold by
Robert Thomas Homes Inc
Bought by
Spitalnick Sarah and Spitalnick Howard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$526,260
Interest Rate
4%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 21, 2017
Sold by
Fox Hollow Development Llc
Bought by
Robert Thomas Homes Inc
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $810,000 Burnet Title
Interfamily Deed Transfer -- Executive Title Taylor
Interfamily Deed Transfer -- Executive Title Taylor
Limited Warranty Deed $657,824 Executive Title Tom
Warranty Deed $118,000 Custom Home Builders Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $310,000 New Conventional
Previous Owner $548,250 New Conventional
Previous Owner $526,260 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/17/2025 01/17/25 Sold $810,000 -1.8% $206 / Sq Ft
12/01/2024 12/01/24 Pending -- -- --
10/11/2024 10/11/24 For Sale $825,000 -- $210 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,856 $741,900 $168,000 $573,900
2024 $9,434 $735,200 $161,000 $574,200
2023 $8,672 $803,000 $166,400 $636,600
2022 $8,786 $689,300 $154,000 $535,300
2021 $8,648 $614,500 $110,000 $504,500
2020 $8,492 $589,100 $90,000 $499,100
2019 $874 $567,400 $0 $0
2018 $162 $90,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6617124

NorthstarMLS

APN: 114-340-003110