NOT LISTED FOR SALE

4N885 Chaffield Dr Saint Charles, IL 60175

Estimated Value: $568,429 - $611,000

4 Beds
2.5 Baths
2,764 Sq Ft
$214/Sq Ft Est. Value

Last Sold June 16, 2023

Last sale price $500,000 $181 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $3,884/month

3 Days on Market

Highlights

  • 1.24 Acre Lot
  • Deck
  • Vaulted Ceiling
  • Wasco Elementary School Rated A
  • Recreation Room
  • Wood Flooring

About This Home

As of June 2023

Nothing like this on the market! 5 bedrooms, 2.5 baths, finished basement and located on 1.24 acres. Wasco Elementary, Thompson Middle School and St. Charles North. 7 miles from Downtown St. Charles and only 5 miles from the Metra train in Elburn.

Last Agent to Sell the Property

Samantha Bauman

Berkshire Hathaway HomeServices Chicago License #475170564 Listed on: 03/18/2023

Berkshire Hathaway HomeServices Chicago

Co-Listed By

Raul Delgado

Berkshire Hathaway HomeServices Chicago License #475194026

Last Buyer's Agent

Nafis Noorali

AAA Real Estate License #475164829

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,441

Year Built

  • Built in 1988

Lot Details

  • 1.24 Acre Lot
  • Lot Dimensions are 107x65x346x129x368

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 2,764 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Skylights
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck

Schools

  • Wasco Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Water Softener Leased
  • Private or Community Septic Tank

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,441

Year Built

Built in 1988

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1988
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, First Floor Laundry
  • LivingArea: 2764
  • Other Equipment: Water-Softener Rented
  • Room Type: Den, Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 1426
  • Flooring: Wood Laminate
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • OtherStructures: Other
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Wasco Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School

Lot Info

  • Lot Size Acres: 1.24
  • Lot Dimensions: 107X65X346X129X368
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8441.36
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2023
Closed on
Jun 16, 2023
Sold by
Yoos Thomas and Yoos Kelly
Bought by
Geddes David W and Geddes Amanda
Seller's Agent
Samantha Bauman
Berkshire Hathaway HomeServices Chicago
Buyer's Agent
Nafis Noorali
AAA Real Estate
List Price
$485,000
Sold Price
$500,000
Premium/Discount to List
$15,000
3.09%
Views
1
Current Estimated Value
$591,857

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,857
Avg. Annual Appreciation
6.81%
Original Mortgage
$200,000
Outstanding Balance
$194,759
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$397,098

Purchase Details

Closed on
Aug 1, 2017
Sold by
Mihic Frank C
Bought by
Yoos Thomas and Yoos Kelly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$327,750
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 7, 2016
Sold by
Mihic Frank C and Mihic Jennifer L
Bought by
Mihic Frank C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,500
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 28, 2005
Sold by
The Old Second National Bank Of Aurora
Bought by
Mihic Frank C and Mihic Jennifer L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,200
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 22, 1998
Sold by
Copher Richard P and Copher Therese M
Bought by
The Old Second National Bank Of Aurora and Trust #5241:

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,000
Interest Rate
7.26%

Purchase Details

Closed on
Mar 11, 1998
Sold by
The Old Second National Bank Of Aurora
Bought by
Copher Richard M and Copher Therese M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,000
Interest Rate
7.26%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Geddes David W $500,000 None Listed On Document
Yoos Thomas $345,000 Chicago Title Insurance Co
Mihic Frank C -- Precision Title
Mihic Frank C $369,000 Atg
The Old Second National Bank Of Aurora -- --
Copher Richard M -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Geddes David W $200,000
Previous Owner Yoos Thomas $327,750
Previous Owner Mihic Frank C $270,500
Previous Owner Mihic Frank C $295,200
Previous Owner Copher Richard M $142,000
Closed Mihic Frank C $36,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/16/2023 06/16/23 Sold $500,000 +3.1% $181 / Sq Ft
03/21/2023 03/21/23 Pending -- -- --
03/18/2023 03/18/23 For Sale $485,000 -- $175 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,503 $163,980 $21,645 $142,335
2023 $9,289 $146,607 $19,352 $127,255
2022 $8,839 $118,682 $17,633 $101,049
2021 $8,441 $112,059 $16,649 $95,410
2020 $8,422 $110,446 $16,409 $94,037
2019 $8,310 $108,824 $16,168 $92,656
2018 $8,295 $108,824 $16,168 $92,656
2017 $8,215 $107,227 $15,931 $91,296
2016 $8,687 $104,520 $15,529 $88,991
2015 -- $101,633 $15,100 $86,533
2014 -- $95,466 $15,332 $80,134
2013 -- $97,067 $15,589 $81,478
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11740404

Midwest Real Estate Data (MRED)

APN: 08-21-226-011