5 Cross Point Dr Owings, MD 20736
Estimated payment $6,756/month
Highlights
- Second Kitchen
- Eat-In Gourmet Kitchen
- Open Floorplan
- Windy Hill Elementary School Rated A-
- Commercial Range
- Dual Staircase
About This Home
Stunning Former Model Home on Private 1-Acre Wooded Lot – 4 Finished Levels!
Welcome to this beautifully maintained, former model home located in the highly desirable community of Cross Point. Offering four finished levels of living space, this expansive property features 6 bedrooms, 4.5 bathrooms, and sits on a serene, 1-acre wooded homesite—with no HOA restrictions on the lot.
The main level boasts a gourmet kitchen with upgraded appliances, granite countertops, and an oversized peninsula—perfect for entertaining. Adjacent to the kitchen is a bright morning room with access to the large rear deck, seamlessly flowing into the dramatic two-story family room. A formal living room opens to the charming wraparound front porch and gazebo, while the dining room offers direct access to the kitchen and a convenient rear staircase.
A private office on the main level includes both interior and exterior entrances, ideal for a home business or quiet workspace. Upstairs, the spacious owner’s suite features a large sitting room, luxurious bath with an oversized 6’ tiled shower, jetted corner tub, and dual vanities. Three additional bedrooms and a full hall bath complete the second floor.
A staircase leads to the finished loft, perfect for guests or teens, offering an additional bedroom and full bath. The fully finished basement includes a second full kitchen (complete with commercial range and hood), living/dining space, bedroom, full bath, and a private entrance—ideal as an in-law suite or income-generating apartment.
Additional highlights include a 2-car detached garage, built-in library shelving, and thoughtful design throughout. This unique property combines space, flexibility, and character—all in a peaceful, wooded setting just minutes from local amenities.
Listing Agent
(443) 975-4424 lynn.smithburger@c21nm.com CENTURY 21 New Millennium Listed on: 05/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,185
Year Built
- Built in 1999
Lot Details
- 1.22 Acre Lot
- Wooded Lot
- Backs to Trees or Woods
- Property is in excellent condition
Parking
- 2 Car Detached Garage
- 5 Driveway Spaces
- Side Facing Garage
Home Design
- Colonial Architecture
- Stone Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 4 Levels
- Open Floorplan
- Central Vacuum
- Dual Staircase
- Built-In Features
- Chair Railings
- Crown Molding
- Wainscoting
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Window Treatments
- Window Screens
- Family Room Off Kitchen
- Formal Dining Room
- Exterior Cameras
- Basement
Kitchen
- Eat-In Gourmet Kitchen
- Second Kitchen
- Breakfast Area or Nook
- Built-In Oven
- Commercial Range
- Six Burner Stove
- Built-In Microwave
- Extra Refrigerator or Freezer
- Freezer
- Ice Maker
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- Walk-In Closet
- Walk-in Shower
Laundry
- Laundry on main level
- Electric Front Loading Dryer
- Front Loading Washer
Outdoor Features
- Deck
- Wrap Around Porch
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Built by Kaine Homes
- Cross Point Subdivision, Buchanan Floorplan
Listing and Financial Details
- Tax Lot 49R
- Assessor Parcel Number 0503154297
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,932 | $761,800 | $192,200 | $569,600 |
| 2024 | $7,932 | $720,533 | $0 | $0 |
| 2023 | $7,212 | $679,267 | $0 | $0 |
| 2022 | $6,780 | $638,000 | $192,200 | $445,800 |
| 2021 | $6,534 | $625,000 | $0 | $0 |
| 2020 | $6,534 | $612,000 | $0 | $0 |
| 2019 | $6,426 | $599,000 | $192,200 | $406,800 |
| 2018 | $6,413 | $599,000 | $192,200 | $406,800 |
| 2017 | $6,499 | $599,000 | $0 | $0 |
| 2016 | -- | $605,900 | $0 | $0 |
| 2015 | $6,407 | $605,900 | $0 | $0 |
| 2014 | $6,407 | $605,900 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/29/2025 05/29/25 | For Sale | $1,150,000 | -- | $186 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $639,990 | -- | |
| Deed | $64,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDCA2021382
APN: 03-154297
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