$1,150,000

5 Cross Point Dr Owings, MD 20736

Estimated payment $6,786/month

Total Views 2,864
6 Beds
4.5 Baths
6,169 Sq Ft
$186 Price per Sq Ft

Highlights

  • Second Kitchen
  • Eat-In Gourmet Kitchen
  • Open Floorplan
  • Windy Hill Elementary School Rated A-
  • Commercial Range
  • Dual Staircase

About This Home

Beautiful, former model home in the sought after community of Cross Point with 4 FINISHED LEVELS on a 1 acre wooded homesite! Six (6) Bedrooms, Four (4) Full Baths, Powder Room, Two Story Foyer, Two Story Family Room, Finished Attic/Loft, Finished Basement w/2nd Kitchen, Finished Office on Main Level with separate outside & inside entrance and 2 Car Detached Garage. Main level Gourmet Kitchen offers upgraded appliances, granite countertops with an oversized peninsula. Morning Room is just off of the Kitchen Breakfast Area with access to the large rear deck and open to the Two Story Family Room. Just off the Family Room is a private Office/Library with a built-in desk and bookshelves. Formal Living Room opens up to the wrap around front porch area leading to the Gazebo. Formal Dining Room is just off the Kitchen/Gallery Area with a back staircase to the 2nd Floor. The Two Story Foyer stairs lead you to the 2nd Floor where you will find the spacious Owner's Suite with a large Sitting Room and Bath with an oversized 6' Separate Tiled Shower and Corner Jetted Tub along with 3 secondary bedrooms and Hall Bath on this level. 2nd Floor Hallway Staircase leads you to the Finished Loft with another Bedroom and Full Bath. The Basement is finished with a Bedroom, Full Bath, Living Room/Dining Room, 2nd Full Kitchen with commercial range & hood and has a separate entrance which can be used as an apartment/In-law apartment. Lot is NOT INCLUDED in the HOA of Cross Point.

Last Listed By

Lynn Smithburger

CENTURY 21 New Millennium Listed on: 05/29/2025

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,185

Year Built

  • Built in 1999

Lot Details

  • 1.22 Acre Lot
  • Wooded Lot
  • Backs to Trees or Woods
  • Property is in excellent condition

Parking

  • 2 Car Detached Garage
  • 5 Driveway Spaces
  • Side Facing Garage

Home Design

  • Colonial Architecture
  • Stone Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Central Vacuum
  • Dual Staircase
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Window Treatments
  • Window Screens
  • Family Room Off Kitchen
  • Formal Dining Room
  • Exterior Cameras
  • Basement

Kitchen

  • Eat-In Gourmet Kitchen
  • Second Kitchen
  • Breakfast Area or Nook
  • Built-In Oven
  • Commercial Range
  • Six Burner Stove
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Freezer
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Front Loading Dryer
  • Front Loading Washer

Outdoor Features

  • Deck
  • Wrap Around Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Built by Kaine Homes
  • Cross Point Subdivision, Buchanan Floorplan

Listing and Financial Details

  • Tax Lot 49R
  • Assessor Parcel Number 0503154297

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,185

Year Built

Built in 1999

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 1999
  • Remarks Public: Beautiful, former model home in the sought after community of Cross Point with 4 FINISHED LEVELS on a 1 acre wooded homesite! Six (6) Bedrooms, Four (4) Full Baths, Powder Room, Two Story Foyer, Two Story Family Room, Finished Attic/Loft, Finished Basement w/2nd Kitchen, Finished Office on Main Level with separate outside & inside entrance and 2 Car Detached Garage. Main level Gourmet Kitchen offers upgraded appliances, granite countertops with an oversized peninsula. Morning Room is just off of the Kitchen Breakfast Area with access to the large rear deck and open to the Two Story Family Room. Just off the Family Room is a private Office/Library with a built-in desk and bookshelves. Formal Living Room opens up to the wrap around front porch area leading to the Gazebo. Formal Dining Room is just off the Kitchen/Gallery Area with a back staircase to the 2nd Floor. The Two Story Foyer stairs lead you to the 2nd Floor where you will find the spacious Owner's Suite with a large Sitting Room and Bath with an oversized 6' Separate Tiled Shower and Corner Jetted Tub along with 3 secondary bedrooms and Hall Bath on this level. 2nd Floor Hallway Staircase leads you to the Finished Loft with another Bedroom and Full Bath. The Basement is finished with a Bedroom, Full Bath, Living Room/Dining Room, 2nd Full Kitchen with commercial range & hood and has a separate entrance which can be used as an apartment/In-law apartment. Lot is NOT INCLUDED in the HOA of Cross Point.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Commercial Range, Central Vacuum, Built-In Microwave, Dishwasher, Dryer - Electric, Dryer - Front Loading, Extra Refrigerator/Freezer, Freezer, Icemaker, Oven - Single, Oven - Wall, Refrigerator, Six Burner Stove, Washer - Front Loading, Water Heater
  • Interior Amenities: 2nd Kitchen, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Central Vacuum, Chair Railings, Crown Moldings, Dining Area, Double/Dual Staircase, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Table Space, Pantry, Recessed Lighting, Wainscotting, Walk-In Closet(s), Window Treatments, Wood Floors
  • Window Features: Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 4
  • Basement: Yes
  • Laundry Type: Main Floor
  • Total Sq Ft: 6440
  • Living Area Sq Ft: 6169
  • Price Per Sq Ft: 248.06
  • Above Grade Finished Sq Ft: 4636
  • Below Grade Finished Sq Ft: 1533
  • Below Grade Sq Ft: 271
  • Total Below Grade Sq Ft: 1804
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 5

Beds/Baths

  • Bedrooms: 6
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Upper Level 2 Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone
  • Exterior Features: Sidewalks
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 7
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Exterior Cameras
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Backs To Trees, Trees/Wooded
  • Lot Size Acres: 1.22
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 53143.00
  • Outdoor Living Structures: Deck(s), Wrap Around
  • Property Condition: Excellent, Very Good
  • Year Assessed: 2025
  • Zoning: R-1
  • In City Limits: No

Building Info

  • Builder Name: Kaine Homes

Rental Info

  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 8185.00
  • Assessor Parcel Number: 0503154297
  • Tax Lot: 49R
  • Tax Total Finished Sq Ft: 6169
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,932 $720,533 $0 $0
2023 $7,212 $679,267 $0 $0
2022 $6,780 $638,000 $192,200 $445,800
2021 $6,534 $625,000 $0 $0
2020 $6,534 $612,000 $0 $0
2019 $6,426 $599,000 $192,200 $406,800
2018 $6,413 $599,000 $192,200 $406,800
2017 $6,499 $599,000 $0 $0
2016 -- $605,900 $0 $0
2015 $6,407 $605,900 $0 $0
2014 $6,407 $605,900 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/29/2025 05/29/25 For Sale $1,150,000 -- $186 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $639,990 --
Deed $64,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed -- No Value Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDCA2021382

Bright MLS

APN: 03-154297