5 Cross Point Dr Owings, MD 20736
Estimated payment $7,125/month
Highlights
- Second Kitchen
- Gourmet Kitchen
- Commercial Range
- Windy Hill Elementary School Rated A-
- View of Trees or Woods
- Open Floorplan
About This Home
Rare opportunity! Former Kaine Homes model offering four finished levels, flexible living space, and an unbeatable location on the Calvert County / Anne Arundel County line. This impressive 6-bedroom, 4.5-bath home features a dramatic two-story foyer and family room with floor-to-ceiling windows and stone gas fireplace, hardwood floors, and a private library with French doors and built-ins. The gourmet kitchen opens to the family room and includes granite counters, gas cooktop, built in microwave and wall oven, dishwasher, two walk-in pantries, and generous counter seating, plus a breakfast room leading to maintenance-free decking overlooking trees. The main level also includes a formal dining room, elegant sitting area/living room, and convenient guest half bath, creating the perfect layout for everyday living and entertaining. The upper level primary suite offers a private bath, tray ceiling, sitting area with built-ins, walk-in closet plus two additional closets. Three additional spacious bedrooms complete the level, including two bedrooms connected by a Jack-and-Jill bath, each with walk-in closets. A unique four-level layout continues with a private fourth-level suite with bedroom, sitting area, built-ins, and full bath. The lower level apartment with separate entrance features a gourmet kitchen with Thermador commercial gas range, family room, dining area, bedroom, and full bath—ideal for multi-generational living, rental potential, or a home-based business. Don't miss the area off the main level with laundry and mud room, separate entrance and a second office and home gym offering even more potential. See floor plans for the full picture of the layout. Enjoy the wrap-around covered porch with gazebo, professional landscaping, spacious two-car garage, and ample concrete driveway parking. Located in the Northern High School district (Windy Hill Elementary & Middle) and convenient to DC, Annapolis, and Baltimore. Versatile, spacious, and beautifully designed—this home offers endless possibilities!
Listing Agent
(410) 286-9632 leads@hometowneteam.com Home Towne Real Estate Brokerage Phone: 4102869632 License #595255 Listed on: 03/13/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,630
Year Built
- Built in 1999
Lot Details
- 1.22 Acre Lot
- Landscaped
- Premium Lot
- Corner Lot
- Level Lot
- Cleared Lot
- Partially Wooded Lot
- Backs to Trees or Woods
- Back, Front, and Side Yard
- Property is in excellent condition
Parking
- 2 Car Attached Garage
- 7 Driveway Spaces
- Side Facing Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Traditional Architecture
- Shingle Roof
- Stone Siding
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 4 Levels
- Open Floorplan
- Central Vacuum
- Dual Staircase
- Built-In Features
- Chair Railings
- Crown Molding
- Wainscoting
- Two Story Ceilings
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Window Treatments
- Window Screens
- Mud Room
- Entrance Foyer
- Family Room Off Kitchen
- Sitting Room
- Living Room
- Formal Dining Room
- Home Office
- Library
- Recreation Room
- Bonus Room
- Storage Room
- Home Gym
- Views of Woods
- Exterior Cameras
Kitchen
- Gourmet Kitchen
- Second Kitchen
- Breakfast Room
- Built-In Oven
- Gas Oven or Range
- Commercial Range
- Six Burner Stove
- Range Hood
- Built-In Microwave
- Extra Refrigerator or Freezer
- Freezer
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- In-Law or Guest Suite
- Hydromassage or Jetted Bathtub
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Electric Front Loading Dryer
- Front Loading Washer
Finished Basement
- Heated Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior and Exterior Basement Entry
- Basement Windows
Outdoor Features
- Deck
- Patio
- Exterior Lighting
- Wrap Around Porch
Schools
- Windy Hill Elementary And Middle School
- Northern High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Propane
- Electric Water Heater
- Septic Tank
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Built by Kaine Homes
- Cross Point Subdivision, Buchanan Floorplan
Listing and Financial Details
- Tax Lot 49R
- Assessor Parcel Number 0503154297
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,382 | $761,800 | $192,200 | $569,600 |
| 2024 | $7,932 | $720,533 | $0 | $0 |
| 2023 | $7,212 | $679,267 | $0 | $0 |
| 2022 | $6,780 | $638,000 | $192,200 | $445,800 |
| 2021 | $6,534 | $625,000 | $0 | $0 |
| 2020 | $6,534 | $612,000 | $0 | $0 |
| 2019 | $6,426 | $599,000 | $192,200 | $406,800 |
| 2018 | $6,413 | $599,000 | $192,200 | $406,800 |
| 2017 | $6,499 | $599,000 | $0 | $0 |
| 2016 | -- | $605,900 | $0 | $0 |
| 2015 | $6,407 | $605,900 | $0 | $0 |
| 2014 | $6,407 | $605,900 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/13/2026 03/13/26 | For Sale | $1,200,000 | -- | $197 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $639,990 | -- | |
| Deed | $64,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDCA2025536
APN: 03-154297
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