$359,900

5 Laguna St Unit 104 Fort Walton Beach, FL 32548

Estimated payment $3,633/month

Total Views 1,851
2 Beds
2 Baths
1,269 Sq Ft
$284 Price per Sq Ft

Highlights

  • Boat Dock
  • Boat Lift
  • Boat Slip
  • Choctawhatchee Senior High School Rated A-
  • Property fronts a bayou
  • 1-minute walk to Laguna Park

About This Home

Wake up to peaceful sunrises and lovely water views everyday in this charming waterfront condo located on Cinco Bayou in Fort Walton Beach. Sip your morning coffee on your balcony and enjoy the easy access to the water with your very own boat slip and lift, perfect for spending the weekends at Crab Island or fishing right in your backyard. Located in a well-maintained community, this condo offers the ideal setting for a primary residence or a second home. Whether you are seeking serenity or year round waterfront living this gem offers the best of both worlds.

Listing Agent

Melissa Dean

Lucky Palms Realty License #3448336 Listed on: 11/13/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,422

Year Built

  • Built in 2000

HOA Fees

  • $1,540 Monthly HOA Fees

Parking

  • 1 Covered Space

Home Design

  • Newly Painted Property

Interior Spaces

  • 1,269 Sq Ft Home
  • Ceiling Fan
  • Double Pane Windows
  • Dining Area
  • Tile Flooring
  • Bayou Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

Outdoor Features

  • Boat Lift
  • Boat Slip
  • Balcony

Schools

  • Elliott Point Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Additional Features

  • Property fronts a bayou
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 12-2S-24-4585-0000-0104

Community Details

Overview

  • Association fees include accounting, ground keeping, internet service, management, master, sewer, telephone, water, cable TV, trash
  • Laguna Landing Subdivision

Amenities

  • Recreation Room

Recreation

  • Boat Dock
  • Community Pool
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Storm Windows
  • Storm Doors

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,422

Year Built

Built in 2000

Lot Details

0

HOA Fees

$1,540 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: LAGUNA LANDING
  • Directions: From Highway 98 go North on Eglin Parkway and make a right into Laguna Landing right after you cross over Yacht Rd. Coming from the North End - make a left into Laguna Landing right after you cross over the Cinco Bayou bridge.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2000
  • Remarks Misc:Remarks: Wake up to peaceful sunrises and lovely water views everyday in this charming waterfront condo located on Cinco Bayou in Fort Walton Beach. Sip your morning coffee on your balcony and enjoy the easy access to the water with your very own boat slip and lift, perfect for spending the weekends at Crab Island or fishing right in your backyard. Located in a well-maintained community, this condo offers the ideal setting for a primary residence or a second home. Whether you are seeking serenity or year round waterfront living this gem offers the best of both worlds.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Energy:Storm Windows: Yes
  • Energy:Storm Doors: Yes
  • Waterfront:Bayou: Yes
  • Waterview:Bayou2: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Microwave, Refrigerator, Smooth Stovetop Rnge, Stove/Oven Electric
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Flooring: Floor Tile
  • Interior Amenities: Breakfast Bar, Newly Painted, Pantry, Washer/Dryer Hookup
  • Window Features: Double Pane Windows, Storm Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Newly Painted: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Bayou
  • Waterfront Features: Bayou
  • Waterfront: Yes
  • Exterior Features: Balcony, Boat Slip, Boatlift
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Balcony: Yes
  • Exterior:Boat Slip: Yes
  • Exterior:Boatlift: Yes

Garage/Parking

  • Covered Parking Spaces: 1.0
  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Community Room, Dock, Fishing, Pets Allowed, Pool, Waterfront
  • Association #2 Fee: 1539.78
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Internet Service, Management, Master Association, Sewer, Telephone, Water, Cable TV, Trash

Schools

  • Elementary School: Elliott Point
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Parcel #: 12-2S-24-4585-0000-0104

Tax Info

  • Tax Annual Amount: 2421.89
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,449 $209,417 -- --
2023 $2,449 $203,317 $0 $0
2022 $2,378 $197,395 $0 $0
2021 $2,352 $191,646 $0 $0
2020 $2,326 $189,000 $0 $189,000
2019 $2,990 $189,000 $0 $189,000
2018 $3,019 $189,000 $0 $0
2017 $2,823 $176,040 $0 $0
2016 $2,809 $176,040 $0 $0
2015 $1,962 $160,239 $0 $0
2014 -- $158,967 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/13/2025 11/13/25 For Sale $359,900 -- $284 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Accommodation
Warranty Deed $219,000 Old South Land Title
Warranty Deed $210,000 Attorney
Warranty Deed $210,000 Okaloosa Title & Abstract Co
Warranty Deed $350,000 Beach Title Services Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,000 New Conventional
Previous Owner $110,000 Purchase Money Mortgage
Previous Owner $168,000 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 989496

Emerald Coast Association of REALTORS®

APN: 12-2S-24-4585-0000-0104

Florida Okaloosa County Fort Walton Beach 32548

5 Laguna St Unit 104, Fort Walton Beach, FL

For Sale

Condos

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Listing Agent
Melissa Dean
Section Image
Lucky Palms Realty
(448) 231-5561