NOT LISTED FOR SALE

5 Locust Ct South Elgin, IL 60177

Estimated Value: $395,000 - $457,000

4 Beds
4 Baths
1,377 Sq Ft
$301/Sq Ft Est. Value

Last Sold February 29, 2024

Last sale price $395,555 $287 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,940/month

1 Day on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • Wood Flooring
  • Anderson Elementary School Rated A
  • Traditional Architecture
  • 5-minute walk to Ralph E. Tredup Park West

About This Home

As of February 2024

Opportunity is knocking! This well cared for 4 bedroom home in South Elgin's Sugar Ridge. This home has many upgrades. Main floor offers the living room with vaulted ceilings, separate dining room that leads to a deck, great kitchen w/custom cabinetry, flooring & counters. Master bedroom with the masterbath just redone. Handy 2nd floor laundry room. Walk-out basement includes recreation space, bedroom and an extra half bath, plus storage, walk out leading to patio and back yard. Beautiful brick paver walk and driveway St. Charles schools, close to Randall road coridor

Last Agent to Sell the Property

Nancy Christensen

Berkshire Hathaway HomeServices Starck Real Estate License #471001262 Listed on: 01/29/2024

Berkshire Hathaway HomeServices Starck Real Estate

Last Buyer's Agent

Cindy Banks

RE/MAX Cornerstone License #475123450

RE/MAX Cornerstone

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,403

Year Built

  • Built in 1993

Lot Details

  • Lot Dimensions are 55x31x71x69x97
  • Cul-De-Sac

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Brick Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,377 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Blinds
  • Formal Dining Room
  • Den
  • Unfinished Attic
  • Storm Screens

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Sugar Ridge Subdivision, Linden Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,403

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Sugar Ridge
  • Year Built: 1993
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full, Walkout
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, Wood Laminate Floors, Second Floor Laundry, Walk-In Closet(s), Some Carpeting, Some Wood Floors, Drapes/Blinds
  • LivingArea: 1377
  • Room Type: Den
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished,Exterior Access
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Attic: Unfinished
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 384900
  • Lot Features: Cul-De-Sac, Sidewalks, Streetlights
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Brick
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 55X31X71X69X97
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6403.32
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2024
Closed on
Feb 20, 2024
Sold by
Henryson Kevin W and Henryson Veronica Honorio
Bought by
Andrews Evan and Esposito Taylor
Seller's Agent
Nancy Christensen
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Cindy Banks
RE/MAX Cornerstone
List Price
$384,900
Sold Price
$395,555
Premium/Discount to List
$10,655
2.77%
Total Days on Market
1
Views
53
Current Estimated Value
$414,449

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,894
Avg. Annual Appreciation
3.77%
Original Mortgage
$375,777
Outstanding Balance
$371,732
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$42,717

Purchase Details

Closed on
Jul 22, 2020
Sold by
Henrson Kevin W and Henrson Honorio Veronica
Bought by
Henryson Kevin W and Henryson Honorio Veronica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,453
Interest Rate
3.1%
Mortgage Type
FHA

Purchase Details

Listed on
Jul 25, 2013
Closed on
Sep 19, 2013
Sold by
Secretary Of Hud
Bought by
Henryson Kevin W
Seller's Agent
Joseph Mueller
Tanis Group Realty
Buyer's Agent
Nancy Christensen
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$180,000
Sold Price
$185,000
Premium/Discount to List
$5,000
2.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.13%
Original Mortgage
$176,739
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 27, 2013
Sold by
Porter Penny J
Bought by
Secretary Of Hud

Purchase Details

Closed on
Jul 30, 2007
Sold by
Perez Noel C and Perez Michelle M
Bought by
Porter Penny J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.69%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 28, 2003
Sold by
Roloff William J and Roloff Karen R
Bought by
Perez Noel C and Perez Michelle M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,900
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 26, 2003
Sold by
Hatchett Adam L and Hatchett Mary R
Bought by
Roloff William J and Roloff Karen R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,900
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Andrews Evan $396,000 None Listed On Document
Henryson Kevin W -- Attorney
Henryson Kevin W -- Multiple
Secretary Of Hud -- None Available
Porter Penny J $260,000 Attorneys Title Guaranty Fun
Perez Noel C $229,000 Chicago Title Insurance Co
Roloff William J $191,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Andrews Evan $375,777
Previous Owner Henryson Kevin W $234,089
Previous Owner Henryson Kevin W $235,453
Previous Owner Henryson Kevin $56,650
Previous Owner Henryson Kevin W $176,839
Previous Owner Henryson Kevin W $176,027
Previous Owner Henryson Kevin W $176,739
Previous Owner Porter Penny J $258,992
Previous Owner Porter Penny J $255,165
Previous Owner Porter Penny J $250,000
Previous Owner Perez Noel C $227,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/29/2024 02/29/24 Sold $395,555 +2.8% $287 / Sq Ft
01/31/2024 01/31/24 Pending -- -- --
01/29/2024 01/29/24 For Sale $384,900 +108.1% $280 / Sq Ft
09/20/2013 09/20/13 Sold $185,000 +2.8% $121 / Sq Ft
08/05/2013 08/05/13 Pending -- -- --
07/25/2013 07/25/13 For Sale $180,000 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,362 $99,915 $24,998 $74,917
2022 $6,403 $87,104 $26,746 $60,358
2021 $6,143 $83,027 $25,494 $57,533
2020 $6,116 $81,479 $25,019 $56,460
2019 $6,025 $79,866 $24,524 $55,342
2018 $5,663 $73,292 $23,592 $49,700
2017 $5,388 $70,786 $22,785 $48,001
2016 $5,647 $68,300 $21,985 $46,315
2015 $5,046 $64,432 $21,748 $42,684
2014 $5,046 $63,169 $21,748 $41,421
2013 $5,046 $62,223 $21,965 $40,258
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11969515

Midwest Real Estate Data (MRED)

APN: 09-03-176-045