$449,000

5 River Row Ottawa, IL 61350

Estimated payment $3,776/month

Total Views 1,309
2 Beds
4 Baths
1,589 Sq Ft
$283 Price per Sq Ft

Highlights

  • Boat Dock
  • River Front
  • Mature Trees
  • Rutland Elementary School Rated A-
  • Landscaped Professionally
  • Deck

About This Home

Wake up to peaceful river views and end each day with sunsets that shimmer across the Illinois River from your private balcony. This beautiful three-story townhome invites you to slow down, unwind, and savor life by the water. Every level of this home is designed to blend comfort with connection to nature, neighbors, and to the rhythms of resort-style living. Step onto one of the 3 outdoor spaces to sip your morning coffee, host friends for an evening beverage, or simply watch the boats drift by. Inside, you'll find two inviting bedrooms, two full baths, and two updated half baths, along with plenty of flexible living space for gathering or quiet relaxation. The kitchen is both stylish and functional, featuring stainless steel appliances, quartz countertops, breakfast bar seating, and nearby table area, while the cozy fireplace adds warmth to every season. A screened-in porch and covered patio make it easy to enjoy the outdoors year-round, and thoughtful details like a smart thermostat, 2nd floor laundry, and a two-car garage add to the convenience of everyday life. Located in the waterfront community of Heritage Harbor, you'll have access to outdoor pools, on-site restaurant, boat slips, an event venue (2026) and golf cart paths that make getting around easy and fun. Miles of walking and biking trails wind throughout the community, including access to our 5k harbor walk. Downtown Ottawa is just a few minutes away with its charming shops, cafes, and events! Here, every day feels like a getaway, and the river is always part of the view.

Listing Agent

Alyssa Westman

Heritage Select Realty License #475196382 Listed on: 11/13/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $12,469

Year Built

  • Built in 2011

Lot Details

  • Lot Dimensions are 49x21x49x21
  • River Front
  • Landscaped Professionally
  • Mature Trees

HOA Fees

  • $375 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Entry on the 1st floor
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,589 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Screened Porch
  • Water Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Balcony
  • Deck
  • Patio
  • Fire Pit

Schools

  • Rutland Elementary School
  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • ENERGY STAR Qualified Water Heater
  • Cable TV Available

Community Details

Overview

  • Association fees include insurance, pool, exterior maintenance, lawn care, scavenger, snow removal
  • 4 Units
  • Jake Valle Association, Phone Number (815) 433-5000
  • Heritage Harbor Subdivision
  • Property managed by HHO

Amenities

  • Restaurant

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Pool
  • Park

Pet Policy

  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site
  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$12,469

Year Built

Built in 2011

Lot Details

0

HOA Fees

$375 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: T3-Townhouse 3+ Stories
  • Ownership: Fee Simple w/ HO Assn.
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: T3-Townhouse 3+ Stories
  • Subdivision Name: Heritage Harbor
  • Year Built: 2011
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Active
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 3

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 2
  • Door Features: Sliding Glass Door(s)
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Laminate, Carpet
  • Interior Amenities: Walk-In Closet(s), Quartz Counters
  • LivingArea: 1589
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s)
  • Room Type: Balcony/Porch/Lanai, Screened Porch, Walk In Closet
  • Stories Total: 3
  • Window Features: Screens, Window Treatments
  • Estimated Total Finished Sq Ft: 1589
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 1589
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Other, Fiber Cement
  • ExteriorFeatures: Fire Pit
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped, Mature Trees
  • Patio And Porch Features: Deck, Patio, Screened
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: River Front
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Upper Level, Gas Dryer Hookup, Laundry Closet
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 375
  • Association Amenities: Boat Dock, On Site Manager/Engineer, Park, Pool, Restaurant, Tennis Court(s)
  • Association Fee Frequency: Monthly
  • Community Features: Sidewalks, Street Lights
  • Management: Developer Controls
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: HHO
  • Management Contact Name: Jake Valle
  • Management Phone: 815-433-5000

Fee Information

  • Association Fee Includes: Insurance, Pool, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal, Other

Schools

  • Elementary School: Rutland Elementary School
  • High School: Ottawa Township High School
  • Middle/Junior School: Rutland Elementary School

Green Features

  • GreenEnergyEfficient: Water Heater

Lot Info

  • Lot Dimensions: 49X21X49X21
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 12469
  • Tax Year: 2024
  • Tax Exemptions: None

Multi Family

  • Units in Building: 4

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,469 $132,566 $1 $132,565
2023 $11,464 $119,320 $0 $119,320
2022 $9,100 $99,340 $0 $99,340
2021 $8,638 $93,559 $1 $93,558
2020 $8,819 $90,108 $1 $90,107
2019 $8,732 $88,385 $1 $88,384
2018 $8,417 $86,288 $1 $86,287
2017 $8,244 $84,241 $1 $84,240
2016 $8,027 $82,874 $1 $82,873
2015 $3,915 $82,013 $1 $82,012
2012 -- $75,719 $1 $75,718
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/09/2025 12/09/25 For Rent $3,500 0.0% --
12/03/2025 12/03/25 For Sale $449,000 0.0% $283 / Sq Ft
10/08/2024 10/08/24 Off Market $3,000 -- --
09/01/2024 09/01/24 For Rent $3,000 0.0% --
02/18/2022 02/18/22 Sold $389,000 -2.5% $245 / Sq Ft View Prior Sale
01/23/2022 01/23/22 Pending -- -- --
01/10/2022 01/10/22 For Sale $399,000 -- $251 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $389,000 Wheatland Title
Deed $319,500 --
Special Warranty Deed $250,950 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $311,200 New Conventional
Previous Owner $191,700 New Conventional
Previous Owner $197,600 New Conventional
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12517161

Midwest Real Estate Data (MRED)

APN: 15-44-301004