$679,000
SOLD NOV 7, 2025

5 Windward Way Ottawa, IL 61350

4 Beds
3 Baths
2,385 Sq Ft
2010 Built

Recently Sold

$285 Per Sq Ft

3% Below List Price

15 Days on Market

Highlights

  • Boat Dock
  • River Front
  • Landscaped Professionally
  • Rutland Elementary School Rated A-
  • Open Floorplan
  • Deck

About This Home

As of November 2025

WOW! What a view! WOW! What a house! WOW! Look at all the upgrades! This stunning four-bedroom, three-bath home is a rare find, blending modern updates with timeless comfort. Step inside to soaring vaulted ceilings with bead board accents, warm and inviting fireplaces (including a brand-new downstairs fireplace), and an entertainer's convenient wet bar. The spacious Great Room shines with electric blinds (2024) and natural light, flowing seamlessly to a elevated deck and screened porch-perfect for relaxing or hosting. A large, custom patio will bring your family and friends a place where stories are told and memories are made! Upgrades abound, including all LVT flooring throughout (2025), a new furnace, new AC, new ejection pump, and new tankless water heater (2025). The Primary Bath was beautifully updated in 2025, along with a new refrigerator, while the interior painting and upstairs fireplace update were completed in 2024. The exterior was refreshed with paint in 2022, a patio extension in 2021, and capped off with a new roof and metal roof in 2018 for long-lasting peace of mind. Every detail has been thoughtfully maintained, from the big-ticket systems to the finishing touches, making this home truly move-in ready. With unmatched views, incredible updates, and spaces designed for both comfort and style, this home is one you won't want to miss!

Last Agent to Sell the Property

Tammy Barry

Homesmart Realty Group IL License #475168055 Listed on: 08/29/2025

Homesmart Realty Group IL

Last Buyer's Agent

Tammy Barry

Homesmart Realty Group IL License #475168055 Listed on: 08/29/2025

Homesmart Realty Group IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $20,205

Year Built

  • Built in 2010

Lot Details

  • Lot Dimensions are 48x205
  • River Front
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $189 Monthly HOA Fees

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,385 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Window Screens
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • Water Views
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Parking

  • 2 Parking Spaces
  • Off-Street Parking
  • Parking Included in Price

Outdoor Features

  • Deck
  • Patio
  • Fire Pit

Schools

  • Rutland Elementary School
  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • ENERGY STAR Qualified Water Heater

Community Details

Overview

  • Association fees include pool, scavenger
  • Jacob Valle Association, Phone Number (815) 433-5000
  • Property managed by Heritage Harbor Ottawa

Recreation

  • Boat Dock
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$20,205

Year Built

Built in 2010

Lot Details

0

HOA Fees

$189 per month

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 2010
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Humidifier
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 2
  • Interior Amenities: Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Open Floorplan, Granite Counters
  • LivingArea: 2385
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Deck, Screened Porch
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 2385
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room,Living Room
  • Total Sq Ft: 2385

Exterior Features

  • Construction Materials: Other
  • ExteriorFeatures: Fire Pit
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped
  • Patio And Porch Features: Deck, Patio, Screened
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: River Front, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Parking Features: Off Street, Yes, Owned
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 189
  • Association Fee Frequency: Monthly
  • Community Features: Pool, Dock, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Heritage Harbor Ottawa
  • Management Contact Name: Jacob Valle
  • Management Phone: 815-433-5000

Fee Information

  • Association Fee Includes: Pool, Scavenger

Schools

  • Elementary School: Rutland Elementary School
  • High School: Ottawa Township High School
  • Middle/Junior School: Rutland Elementary School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 48x205
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Green Features

  • GreenEnergyEfficient: Water Heater

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 20205
  • Tax Year: 2024
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2025
Closed on
Nov 4, 2025
Sold by
Franco Scott A and Linda A Franco Revocable Living Trust Linda A
Bought by
Dowling Cherisse N and Cherisse N Dowling Revocable Living Trus
Seller's Agent
Tammy Barry
Homesmart Realty Group IL
Buyer's Agent
Tammy Barry
Homesmart Realty Group IL
List Price
$699,000
Sold Price
$679,000
Premium/Discount to List
-$20,000
-2.86%
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.40%

Purchase Details

Closed on
Apr 15, 2013
Sold by
Franco Scott A and Franco Linda A
Bought by
Livin Franco Scott A and Livin Scott A Franco Revocable

Purchase Details

Closed on
Apr 14, 2010
Sold by
Heritage Harbor Ottawa Homes Llc
Bought by
Franco Scott A and Franco Linda A

Purchase Details

Closed on
Dec 5, 2008
Sold by
Heritage Harbor Ottawa Resort Developmen
Bought by
Heritage Harbor Ottawa Homes Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Trustee Deed $679,000 Wheatland Title Co
Interfamily Deed Transfer -- None Available
Special Warranty Deed $460,980 None Available
Special Warranty Deed -- None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/07/2025 11/07/25 Sold $679,000 -2.9% $285 / Sq Ft
09/22/2025 09/22/25 Pending -- -- --
09/06/2025 09/06/25 For Sale $699,000 -- $293 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $20,206 $214,820 $65,909 $148,911
2023 $18,577 $193,357 $59,324 $134,033
2022 $16,559 $169,853 $55,924 $113,929
2021 $15,782 $159,967 $52,669 $107,298
2020 $15,078 $154,066 $50,726 $103,340
2019 $14,929 $151,119 $49,756 $101,363
2018 $14,392 $147,534 $48,576 $98,958
2017 $14,096 $144,034 $47,424 $96,610
2016 $13,473 $139,097 $50,711 $88,386
2015 $6,571 $137,652 $50,184 $87,468
2012 -- $124,946 $58,021 $66,925
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12459341

Midwest Real Estate Data (MRED)

APN: 15-44-300064