$2,500,000
$250K PRICE DROP

Estimated payment $17,856/month

Total Views 21,243
4 Beds
4 Baths
4,326 Sq Ft
$578 Price per Sq Ft

Highlights

  • Home Theater
  • Waterfront
  • Terrace
  • Richmond Intermediate School Rated A
  • Main Floor Bedroom
  • Elevator

About This Home

Enjoy downtown and water views at River Lofts of St. Charles! Prepare to be amazed by this one-of-a-kind, multi-level penthouse condo in the heart of vibrant downtown St. Charles-offering over 4,300 sq ft of refined living space. This extraordinary home is a showcase of modern luxury, featuring a custom white and black kitchen with high-end appliances, quartz countertops, and an open-concept layout ideal for entertaining. The spacious living room with fireplace boasts panoramic views and flows effortlessly into the kitchen and dining areas. Step out onto the east-facing terrace for serene views of the Fox River-perfect for al fresco dining or morning coffee. The primary suite is a true retreat, complete with a private west terrace overlooking 1st Street and the Fox River, a spa-inspired en suite bath, and a custom walk-in closet. The other level offers three additional bedrooms with a shared full bath, powder room, and a cozy family room with balcony access and river views. A glamorous wet bar, cocktail lounge, and upscale private theater elevate the lifestyle experience. Building amenities include secured elevator access, a rooftop deck with breathtaking sunset and fireworks views, and 4 included parking spaces. An unparalleled opportunity to live in one of downtown St. Charles' most iconic residences!

Listing Agent

Tamara O'Connor

Premier Living Properties License #475110537 Listed on: 04/16/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $43,009

Year Built

  • Built in 2023

Lot Details

  • Waterfront
  • Additional Parcels

HOA Fees

  • $952 Monthly HOA Fees

Parking

  • 4 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Entry on the 5th floor
  • Brick Exterior Construction

Interior Spaces

  • 4,326 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bar Fridge
  • Bar
  • Electric Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Home Theater
  • Laminate Flooring

Kitchen

  • Range with Range Hood
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • Dual Sinks
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry in multiple locations
  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Terrace

Schools

  • Munhall Elementary School
  • Thompson Middle School
  • St Charles East High School

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

Overview

  • Association fees include insurance, exterior maintenance, snow removal
  • 11 Units
  • Gina Association, Phone Number (630) 587-5555
  • River Lofts Of St. Charles Subdivision, 2 Story Penthouse Floorplan
  • Property managed by Complex Management

Amenities

  • Common Area
  • Elevator

Pet Policy

  • Pets up to 25 lbs
  • Limit on the number of pets
  • Pet Size Limit
  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site

Property Details

Home Type

Condominium

Est. Annual Taxes

$43,009

Year Built

Built in 2023

Lot Details

0

HOA Fees

$952 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • EntryLevel: 5
  • New Construction: No
  • Property Sub-Type: Condo
  • Subdivision Name: River Lofts of St. Charles
  • Year Built: 2023
  • Age: 1-5 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: 4098
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Bar Fridge, Washer, Dryer, Disposal, Range Hood, Water Softener Owned
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Flooring: Laminate
  • Interior Amenities: Wet Bar, 1st Floor Bedroom, Theatre Room, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Pantry
  • LivingArea: 4326
  • Room Type: Theatre Room, Foyer, Balcony/Porch/Lanai, Terrace
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 4326
  • Bathroom Amenities: Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 4326
  • Fireplace Location: Living Room
  • Total Sq Ft: 4326
  • Upper Level Sq Ft: 2163
  • Main Level Sq Ft: 2163
  • Flooring: Wood Laminate

Exterior Features

  • Construction Materials: Brick
  • ExteriorFeatures: Balcony
  • List Price: 2500000
  • Lot Features: Common Grounds
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 4
  • Parking Features: Concrete, Garage Door Opener, Heated Garage, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Zoned
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Upper Level, Gas Dryer Hookup, In Unit, Multiple Locations
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Size Limit
  • Association Fee: 952
  • Association Amenities: Elevator(s)
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Complex Management
  • Management Contact Name: Gina
  • Management Phone: 630-587-5555

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Snow Removal

Schools

  • Elementary School: Munhall Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels Description: 0934127129,0934127128,0934127127,0934127126
  • Additional Parcels: Yes
  • Lot Dimensions: COMMON
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 25

Tax Info

  • Tax Annual Amount: 43008.92
  • Tax Year: 2024
  • Tax Exemptions: None

Multi Family

  • Units in Building: 11

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $38,386 $446,410 $126,615 $319,795
2023 $27,025 $293,274 $113,322 $179,952
2022 $21,128 $225,670 $125,435 $100,235
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/04/2025 06/04/25 Price Changed $2,500,000 -9.1% $578 / Sq Ft
04/16/2025 04/16/25 For Sale $2,750,000 +461.2% $636 / Sq Ft
08/26/2022 08/26/22 Sold $490,000 -5.8% $241 / Sq Ft
05/31/2022 05/31/22 Pending -- -- --
02/24/2022 02/24/22 For Sale -- -- --
01/07/2022 01/07/22 Pending -- -- --
12/28/2021 12/28/21 For Sale $520,000 -- $256 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Source: Midwest Real Estate Data (MRED)

MLS Number: 12337931

Midwest Real Estate Data (MRED)

APN: 09-34-127-137