$289,900

500 Garrard St Unit 2 Covington, KY 41011

Downtown Covington Neighborhood

Estimated payment $2,611/month

Total Views 8,401
2 Beds
2 Baths
1,205 Sq Ft
$241 Price per Sq Ft

Highlights

  • City View
  • 2 Fireplaces
  • Great Room
  • Wood Flooring
  • High Ceiling
  • Formal Dining Room

About This Home

Experience timeless elegance & vibrant city living in this one-of-a-kind Victorian-Italianate condo located in the historic Hearne Mansion. Nestled in the heart of Covington's Riverside Historic District—blocks from Ovation, both Covington & Newport's riverfront entertainment, parks & dining—this condo blends preserved artistry with an unbeatable location for a fun, walkable lifestyle. Positioned on the 1st floor, this unit showcases the mansion's original front parlor & dining room, rich with historic details: 14-foot ceilings, original 12-foot paneled doors & hardware, intricate frieze designs, a bronze plaque fireplace & stunning wood carved fireplace with stained glass accents. These artistic elements are immaculately preserved, offering a rare glimpse into 19th-century craftsmanship. Modern updates include a beautifully refreshed kitchen featuring stainless steel appliances, quartz countertops & an in-unit washer and dryer. The spacious primary suite includes a walk-in closet & breathtaking en-suite bath completely renovated in '20. Floor plan could flex to use dining room as study or additional bedroom. Two assigned parking spaces are included. Agent is related to the owners

Listing Agent

Katie Kennard

Keller Williams Advisors License #222511 Listed on: 07/31/2025

Keller Williams Advisors

Co-Listing Agent

Debi Martin

Keller Williams Advisors License #217420

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,236

Year Built

  • Built in 1874

Lot Details

  • Historic Home

HOA Fees

  • $895 Monthly HOA Fees

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 1,205 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • High Ceiling
  • Chandelier
  • 2 Fireplaces
  • Decorative Fireplace
  • Vinyl Clad Windows
  • Wood Frame Window
  • Panel Doors
  • Great Room
  • Family Room
  • Formal Dining Room
  • City Views

Kitchen

  • Galley Kitchen
  • Gas Oven
  • Gas Range
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Double Vanity

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Home Security

Parking

  • Off-Street Parking
  • Assigned Parking

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 854-23-25-010.04

Community Details

Overview

  • Association fees include association fees, ground maintenance, insurance
  • Towne Properties Association, Phone Number (859) 291-5858
  • On-Site Maintenance

Pet Policy

  • Pets Allowed

Security

  • Storm Doors
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,236

Year Built

Built in 1874

Lot Details

0

HOA Fees

$895 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Condominium
  • Year Built: 1874
  • Lot Size: N/A
  • Road Frontage Type: City Street
  • Co List Office Mls Id: o656005257
  • Co List Office Phone: 513-766-9200
  • Ownership: Consumer
  • Directions: 5th Street to Garrard, Right on Garrard. Parking Lot next to building, park in spots 4 & 5 only.
  • Architectural Style: Historic, Historic Registry
  • New Construction: No
  • Property Attached Yn: Yes
  • Location Tax Legal Info:Property Attached YN: Yes
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: John G. Carlisle Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: N/A
  • General Property Description:Approx SqFt2: 1205.0
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: Northern Kentucky Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Living Area: 1205.0
  • Laundry Features:Main Level: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 854-23-25-010.04
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 2
  • Foundation:Stone3: Yes
  • View:City3: Yes
  • Condo Information:Entry Level: 1
  • Pets Allowed:Pets Allowed: Yes
  • Condo Information:Elevator(s)2: No
  • Architecture:Historic: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: See Remarks, Double Vanity, Crown Molding, Chandelier, High Ceilings, Multi Panel Doors
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Entry Level: 1
  • Property Type: Residential
  • Appliances: Washer/Dryer Stacked, Stainless Steel Appliance(s), Gas Range, Gas Oven, Dishwasher, Disposal, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Fireplace Features: Decorative
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 1205.0
  • Window Features: Vinyl Frames, Wood Frames
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Appliances:Gas Range: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Chandelier2: Yes
  • Appliances:Gas Oven: Yes
  • Fireplace Features:Decorative: Yes
  • Interior Features:See Remarks24: Yes

Exterior Features

  • View: City
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick
  • Foundation Details: Stone
  • Construction Materials:Brick2: Yes
  • Window Features:Vinyl Frames: Yes
  • Window Features:Wood Frames: Yes
  • Door Features:Storm Door(s)2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Assigned, Off Street
  • Parking Features:Off Street2: Yes
  • Condo Information:Direct Entry Garage-Unit: No
  • Condo Information:Direct Entry Garage-Building: No
  • Parking Features:Assigned: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee: 895.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Towne Properties
  • Association Information:Association Management Phone 1: (859) 291-5858;
  • Association Information:Total Yearly Fees: 10740.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Insurance2: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Information:Association Fee: 895.0
  • Association Information:Association Fee Frequency: Monthly

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Insurance

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,236 $170,000 $0 $170,000
2023 $2,264 $170,000 $0 $170,000
2022 $2,276 $170,000 $0 $170,000
2021 $1,755 $112,400 $0 $112,400
2020 $1,747 $112,400 $0 $112,400
2019 $1,766 $112,400 $0 $112,400
2018 $1,802 $112,400 $0 $112,400
2017 $1,828 $112,400 $0 $112,400
2015 $3,014 $150,000 $0 $150,000
2014 $3,008 $150,000 $0 $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 For Sale $289,900 0.0% $241 / Sq Ft
10/27/2023 10/27/23 Rented $1,800 0.0% --
09/06/2023 09/06/23 Price Changed $1,800 -5.3% $1 / Sq Ft
08/08/2023 08/08/23 Price Changed $1,900 -5.0% $2 / Sq Ft
06/22/2023 06/22/23 For Rent $2,000 +33.3% --
11/09/2021 11/09/21 Rented $1,500 0.0% --
10/15/2021 10/15/21 For Rent $1,500 -- --
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $112,400 Attorney
Commissioners Deed $98,700 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $105,700 New Conventional
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 634870

Northern Kentucky Multiple Listing Service

APN: 854-23-25-010.04

Kentucky Kenton County Covington 41011 Downtown Covington

500 Garrard St Unit 2, Covington, KY

This home is located at 500 Garrard St Unit 2, Covington, KY 41011 and is currently priced at $289,900, approximately $240 per square foot. This property was built in 1874. 500 Garrard St Unit 2 is a home located in Kenton County with nearby schools including Holmes High School, Prince of Peace School, and Covington Classical Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

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Katie Kennard
Listing Agent
Katie Kennard
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Keller Williams Advisors
(859) 780-5424