$450,000

502 Gulf Shore Dr Unit 215 Destin, FL 32541

Estimated payment $3,574/month

Total Views 6,430
2 Beds
2 Baths
987 Sq Ft
$456 Price per Sq Ft

Highlights

  • Beach
  • Deeded access to the beach
  • Main Floor Primary Bedroom
  • Destin Elementary School Rated A-
  • Fishing
  • Community Pool

About This Home

Just $45K Down! | Unit 215, The Islander - Destin, FLOwner financing available - get into this beautifully remodeled Destin condo for just $45,000 down (10%) at a competitive 5.5% interest rate. With estimated monthly payments around $2,300-$2,400 (P&I), this is an incredible opportunity to own in one of the area's most desirable beachside communities without bank financing.This 2BR/2BA second-floor condo features 987 sq ft of fully furnished living space, freshly painted with new appliances and modern finishes throughout. Enjoy peaceful views of Lake and the Destin Pass from your private balcony, open layout perfect for relaxing or hosting guests. Resort-style amenities include:- Two swimming pools (one heated)- Two hot tubs- Pickleball, tennis- Fitness center- Shuffleboard- Poolside pavilion with BBQ grills- Beach service The Islander recently passed its SIRS inspection, has strong reserves.Located in the heart of Destin, just minutes to the beach, HarborWalk Village, shopping, dining, and more.Turnkey, move-in ready, and easy to ownschedule your showing today and take advantage of this rare financing option!

Listing Agent

Tibor Pollak

Anchor Realty Florida License #3446485 Listed on: 06/01/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,040

Year Built

  • Built in 1984

HOA Fees

  • $839 Monthly HOA Fees

Interior Spaces

  • 987 Sq Ft Home
  • Living Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Outdoor Features

  • Deeded access to the beach

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Air
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-24-1302-0000-2150

Community Details

Overview

  • Association fees include accounting, ground keeping, management, recreational faclty, security, telephone, water, cable TV, trash
  • Islander Condo Ph 2 Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Laundry Facilities
  • Elevator

Recreation

  • Beach
  • Tennis Courts
  • Community Pool
  • Community Whirlpool Spa
  • Fishing

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,040

Year Built

Built in 1984

Lot Details

0

HOA Fees

$839 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: ISLANDER CONDO PH 2
  • Directions: GPS friendly
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1984
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Special Features: None

Interior Features

  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Master Bedroom:First: Yes

Exterior Features

  • Pool Features: Pool Type
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Elevators, Exercise Room, Fishing, Laundry, Pavillion/Gazebo, Picnic Area, Pool, Tennis, TV Cable, Waterfront, Whirlpool
  • Association #2 Fee: 839.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Recreational Faclty, Security, Telephone, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-24-1302-0000-2150

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,040 $391,000 -- $391,000
2023 $4,040 $391,000 $0 $391,000
2022 $3,489 $316,000 $0 $316,000
2021 $3,011 $242,500 $0 $242,500
2020 $2,828 $226,000 $0 $226,000
2019 $2,676 $211,000 $0 $211,000
2018 $2,338 $186,000 $0 $0
2017 $2,117 $162,000 $0 $0
2016 $2,104 $162,000 $0 $0
2015 $2,257 $159,000 $0 $0
2014 $2,215 $154,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/01/2025 06/01/25 For Sale $450,000 +58.5% $456 / Sq Ft
06/21/2021 06/21/21 Off Market $284,000 -- --
10/01/2020 10/01/20 Sold $284,000 0.0% $288 / Sq Ft
08/12/2020 08/12/20 Pending -- -- --
07/22/2020 07/22/20 For Sale $284,000 +20.6% $288 / Sq Ft
07/14/2019 07/14/19 Off Market $235,500 -- --
03/19/2018 03/19/18 Sold $235,500 0.0% $239 / Sq Ft
02/01/2018 02/01/18 Pending -- -- --
10/18/2017 10/18/17 For Sale $235,500 +23.9% $239 / Sq Ft
03/18/2013 03/18/13 Sold $190,000 0.0% $193 / Sq Ft
02/19/2013 02/19/13 Pending -- -- --
01/15/2013 01/15/13 For Sale $190,000 -- $193 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $235,500 H & S Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,175 Adjustable Rate Mortgage/ARM
Previous Owner $150,000 Credit Line Revolving
Previous Owner $50,000 Credit Line Revolving
Previous Owner $65,580 Unknown
Previous Owner $80,000 Credit Line Revolving
Previous Owner $94,500 Unknown
Previous Owner $147,200 Purchase Money Mortgage
Previous Owner $100,000 Credit Line Revolving
Previous Owner $500,000 Unknown
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 977747

Emerald Coast Association of REALTORS®

APN: 00-2S-24-1302-0000-2150