$1,629,000
$100K PRICE DROP

Estimated payment $10,773/month

Total Views 5,175
3 Beds
3 Baths
2,624 Sq Ft
$621 Price per Sq Ft

Highlights

  • 382 Feet of Bay Harbor Waterfront
  • White Water Ocean Views
  • In Ground Pool
  • Largo High School Rated A-
  • Fishing Pier
  • Open Floorplan

About This Home

Owner Financing! Welcome to this stunning 3-bedroom, 3-bathroom home located in the highly desirable Harbor Bluffs community of Largo. This move-in ready property is a rare find, offering luxurious upgrades, abundant natural light, and the perfect blend of comfort and coastal living. Panoramic water views, and the true Florida lifestyle. Step inside to enjoy brand new tile flooring throughout and a freshly painted interior, creating a bright, modern, and inviting atmosphere. Complemented by classic plantation shutters that add timeless elegance and privacy. The spacious layout includes two comfortable living areas, perfect for entertaining or relaxing with family and friends. Outside, your private oasis awaits: a sparkling swimming pool, gorgeous waterfront views, and a brand new dock (built in 2024) — ideal for your boat or jet ski, with direct access to the Intracoastal. Whether you're into boating, fishing, or just soaking up the sunsets, this backyard delivers it all. Additional features include a 2-car garage and a prime location in one of Largo’s most beautiful neighborhoods. Close to beaches, restaurants, shopping, and top-rated schools, this home combines luxury, convenience, and lifestyle. Don’t miss this rare opportunity to own a beautifully updated waterfront home with a pool in Harbor Bluffs. Schedule your private showing today!

Listing Agent

Ariagna Figueredo

VIEWPOINT REALTY INTERNATIONAL Brokerage Phone: 727-584-7355 License #3350350 Listed on: 04/04/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $20,965

Year Built

  • Built in 1963

Lot Details

  • 0.26 Acre Lot
  • 382 Feet of Bay Harbor Waterfront
  • South Facing Home
  • Irrigation Equipment
  • Property is zoned R-2

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Slab Foundation
  • Tile Roof
  • Concrete Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,624 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Ceramic Tile Flooring
  • White Water Ocean Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry in Hall
  • Washer and Electric Dryer Hookup

Outdoor Features

  • In Ground Pool
  • Fishing Pier
  • Access to Bay or Harbor
  • Seawall
  • Deck
  • Patio

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Harbor Bluffs Homeowners Assoc Association, Phone Number (727) 584-6695
  • Harbor Bluffs Sec 5 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$20,965

Year Built

Built in 1963

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2624
  • Lot Size Acres: 0.26
  • New Construction: No
  • Year Built: 1963
  • Building Area Total: 3077
  • Lot Size Sq Ft: 11326
  • Directions to Property: West Bay Dr to Harbor View Lane to west on Palm Drive.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1038381
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 620.81
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: Corner Unit
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: None
  • MFR_DockYN: 1
  • Attribution Contact: 727-584-7355
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Street Number Modifier: 502
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate
  • Living Area Meters: 243.78
  • Room Count: 6

Exterior Features

  • Direction Faces: South
  • Pool Features: In Ground
  • Exterior Features: Sliding Doors
  • Roof: Concrete, Tile
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor
  • Water Extras: Fishing Pier,Seawall - Concrete
  • Water Extras YN: 1
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 382
  • Flood Zone Date: 2021-08-24
  • Flood Zone Panel: 12103C0112H
  • Water Frontage Feet Bay Harbor: 382

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Available, Public, Water Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Corridor Access, Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 350
  • Association Fee Frequency: Annually
  • Association Name: Harbor Bluffs Homeowners Assoc
  • Phone: 7275846695
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 350.00
  • Total Monthly Fees: 29.17
  • Monthly HOA Amount: 29.17

Lot Info

  • Zoning: R-2
  • Parcel Number: 32-29-15-35820-000-1150
  • Additional Parcels: No
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 1052

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Minimum a year lease

Tax Info

  • Tax Annual Amount: 20965
  • Tax Block: 000
  • Tax Book Number: 57-97
  • Tax Lot: 115

Multi Family

  • Waterfront Features: Bay/Harbor

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $20,311 $1,345,528 $1,181,890 $163,638
2023 $20,311 $1,370,948 $1,214,045 $156,903
2022 $19,897 $1,131,351 $1,012,263 $119,088
2021 $11,842 $678,156 $0 $0
2020 $11,937 $668,793 $0 $0
2019 $6,360 $370,205 $0 $0
2018 $6,316 $363,302 $0 $0
2017 $6,271 $355,830 $0 $0
2016 $6,226 $348,511 $0 $0
2015 $6,323 $346,088 $0 $0
2014 $6,293 $343,341 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Price Changed $1,629,000 0.0% $621 / Sq Ft
05/02/2025 05/02/25 For Rent $5,200 0.0% --
04/04/2025 04/04/25 For Sale $1,729,000 +64.7% $659 / Sq Ft
02/25/2021 02/25/21 Sold $1,050,050 -11.9% $400 / Sq Ft
01/28/2021 01/28/21 Pending -- -- --
01/13/2021 01/13/21 Price Changed $1,192,500 -4.6% $454 / Sq Ft
12/09/2020 12/09/20 For Sale $1,250,000 +48.5% $476 / Sq Ft
07/15/2019 07/15/19 Sold $841,500 -3.2% $321 / Sq Ft
05/03/2019 05/03/19 Pending -- -- --
04/24/2019 04/24/19 For Sale $869,000 -- $331 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- Accommodation
Warranty Deed $1,050,100 Platinum National Title Llc
Warranty Deed $841,500 Platinum National Title Llc
Source: Public Records

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Source: Stellar MLS

MLS Number: TB8370779

Stellar MLS

APN: 32-29-15-35820-000-1150