Seller's Agent in 2025
Emily Koch
Koch Real Estate
(563) 422-7274
122 Total Sales
3
Beds
2
Baths
2,018
Sq Ft
0.44
Acres
Highlights
- Tiered Deck
- Family Room with Fireplace
- Patio
- Wood Burning Stove
- 2 Car Detached Garage
- French Doors
About This Home
As of September 2025Check out this well maintained 3-bedroom, 2-bathroom ranch home in Elgin! The original owners have this priced to sell for over 2,000 sqft of living space which includes a cozy sunroom, family room, laundry hookups on both levels, and 3 garage spaces. The basement has walk-out access as well. The lot is close to 1/2 acre and includes 3 deck areas and a concrete patio. Did I mention the steel roof and new furnace & CA?
Last Agent to Sell the Property
Koch Real Estate License #CR02593 / B62992 Listed on: 07/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,830
Year Built
- Built in 1971
Lot Details
- 0.44 Acre Lot
- Lot Dimensions are 136 x 142
- Sloped Lot
- Garden
Home Design
- Block Foundation
- Vinyl Siding
Interior Spaces
- 2,018 Sq Ft Home
- Ceiling Fan
- Wood Burning Stove
- French Doors
- Family Room with Fireplace
- Partially Finished Basement
- Walk-Out Basement
- Fire and Smoke Detector
Kitchen
- Free-Standing Range
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry on lower level
- Washer
Parking
- 2 Car Detached Garage
- Garage Door Opener
Outdoor Features
- Tiered Deck
- Patio
Schools
- N Fayette Valley Elementary School
- North Fayette Valley Middle School
- North Fayette Valley High School
Utilities
- Central Air
- Gas Water Heater
- Water Purifier
- Water Softener is Owned
Listing and Financial Details
- Assessor Parcel Number 0814426018
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 23, 2025
Closed on
Sep 9, 2025
Sold by
Gilson Curtis F and Gilson Dorothy E
Bought by
Spencer Paul D
Seller's Agent
Emily Koch
Koch Real Estate
Buyer's Agent
Carissa Holton
EXP Realty, LLC
List Price
$199,000
Sold Price
$185,000
Premium/Discount to List
-$14,000
-7.04%
Views
14
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,141
Avg. Annual Appreciation
-3.10%
Original Mortgage
$175,750
Outstanding Balance
$175,607
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$7,252
Purchase Details
Closed on
Nov 21, 2022
Sold by
City Of Elgin
Bought by
Gilson Curtis F and Gilson Dorothy E
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $185,000 | None Listed On Document | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $175,750 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/11/2025 09/11/25 | Sold | $185,000 | 0.0% | $92 / Sq Ft |
| 08/01/2025 08/01/25 | Pending | -- | -- | -- |
| 07/30/2025 07/30/25 | Price Changed | $185,000 | -7.0% | $92 / Sq Ft |
| 07/23/2025 07/23/25 | For Sale | $199,000 | -- | $99 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,610 | $145,970 | $17,690 | $128,280 |
| 2024 | $1,610 | $127,450 | $17,690 | $109,760 |
| 2023 | $1,894 | $126,930 | $17,170 | $109,760 |
| 2022 | $1,858 | $101,800 | $14,310 | $87,490 |
| 2021 | $1,858 | $101,800 | $14,310 | $87,490 |
| 2020 | $1,936 | $97,950 | $12,120 | $85,830 |
| 2019 | $1,814 | $92,900 | $0 | $0 |
| 2018 | $1,702 | $92,900 | $0 | $0 |
| 2017 | $1,822 | $92,130 | $0 | $0 |
| 2016 | $1,784 | $91,540 | $0 | $0 |
| 2015 | $1,784 | $0 | $0 | $0 |
| 2014 | $1,710 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Emily Koch
-
Carissa Holton
Buyer's Agent in 2025
Carissa Holton
EXP Realty, LLC
(319) 830-3598
41 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20253522
APN: 08-14-426-018
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Nearby Homes
- 221 Center St
- 404 Franklin St
- 808 Franklin St
- 311 Washington St
- 16922 April Ave
- 14149 Iowa 56
- 330 S Mill St
- 10290 Echo Valley Lot 2 Rd
- 502 E Plum St
- 326 E Elm St
- 408 S Pine St
- 107 Union Ridge Dr
- 205 E Main St
- 110 Lilac Ave
- 119 N Wells St
- 306 W Plum St
- 310 W Plum St
- 102 Cheryl St
- 504 W Bradford St
- 218 E Williams St