5040 Valley Cove Dr SE Owens Cross Roads, AL 35763
3
Beds
2
Baths
2,781
Sq Ft
8,712
Sq Ft Lot
Highlights
- 2 Fireplaces
- Goldsmith-Schiffman Elementary School Rated A-
- Central Heating and Cooling System
About This Home
As of August 2025Fabulous full-brick home in Valley Cove subdivision, located in Owens Cross Roads!! This 3 bedroom, 2 bath home offers a spacious layout with new LVP in all bedrooms, no carpet. With custom kitchen cabinetry, two gas fireplaces, and JennAir appliances. Loaded with abundant natural light. New roof and HVAC updated 2019. The Updated master suite features a large walk-in closet, freestanding soaking tub, tiled walk in shower, new granite. Enjoy fresh paint, updated lighting, extensive crown molding, and a privacy-fenced backyard with an extended patio and sprinkler system.Washer and dryer remain! This one has it all! Come Visit!
Last Agent to Sell the Property
Re/Max Distinctive License #132999 Listed on: 07/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,105
Year Built
- Built in 2007
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 61 x 145 x 61 x 145
HOA Fees
- $33 Monthly HOA Fees
Home Design
- Brick Exterior Construction
- Slab Foundation
Interior Spaces
- 2,781 Sq Ft Home
- Property has 1 Level
- 2 Fireplaces
- Gas Log Fireplace
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Parking
- 2 Car Garage
- Front Facing Garage
Schools
- Hampton Cove Elementary School
- Huntsville High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Propane
Listing and Financial Details
- Tax Lot 41
Community Details
Overview
- Elevate Management Solutions Association
- Valley Cove Subdivision
Amenities
- Common Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 9, 2025
Closed on
Aug 22, 2025
Sold by
Lanphere Family Living Trust and Lanphere Craig A
Bought by
Mccloskey Roberta A and Nelson Mark J
Seller's Agent
Stacy Lowrey
Re/Max Distinctive
Buyer's Agent
Carrie Branscum
KW Huntsville Keller Williams
List Price
$419,000
Sold Price
$421,000
Premium/Discount to List
$2,000
0.48%
Views
34
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-30.25%
Original Mortgage
$336,800
Outstanding Balance
$336,800
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$78,177
Purchase Details
Closed on
Jan 26, 2024
Sold by
Lanphere Craig A and Lanphere Renee Rich
Bought by
Lanphere Family Living Trust and Lanphere
Purchase Details
Closed on
May 30, 2018
Sold by
Lanphere Amber D
Bought by
Lanphere Craig A
Purchase Details
Closed on
Oct 26, 2007
Sold by
Alabama Heritage Homes Inc
Bought by
Lanphere Craig A and Lanphere Margaret S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,880
Interest Rate
6.26%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 22, 2006
Sold by
Lanphere Craig A and Lanphere Margaret S
Bought by
Lanphere Graig A
Similar Homes in Owens Cross Roads, AL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Deed | -- | None Listed On Document | |
| Quit Claim Deed | $255,500 | None Available | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $218,400 | New Conventional | |
| Previous Owner | $203,880 | New Conventional | |
| Previous Owner | $67,960 | Stand Alone Second |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Sold | $421,000 | +0.5% | $151 / Sq Ft |
| 07/09/2025 07/09/25 | For Sale | $419,000 | -- | $151 / Sq Ft |
Source: ValleyMLS.com
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,105 | $37,120 | $5,500 | $31,620 |
| 2023 | $2,105 | $36,200 | $5,500 | $30,700 |
| 2022 | $1,909 | $33,740 | $5,500 | $28,240 |
| 2021 | $1,577 | $28,020 | $4,500 | $23,520 |
| 2020 | $1,501 | $26,690 | $4,500 | $22,190 |
| 2019 | $1,448 | $25,800 | $4,500 | $21,300 |
| 2018 | $1,432 | $25,520 | $0 | $0 |
| 2017 | $1,432 | $25,520 | $0 | $0 |
| 2016 | $1,432 | $25,520 | $0 | $0 |
| 2015 | $1,432 | $25,520 | $0 | $0 |
| 2014 | $1,497 | $26,640 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Stacy Lowrey
Seller's Agent in 2025
Stacy Lowrey
RE/MAX
(646) 526-2248
7 in this area
20 Total Sales
-
Sandra Lowrey
Seller Co-Listing Agent in 2025
Sandra Lowrey
RE/MAX
(256) 882-2223
23 in this area
206 Total Sales
-
Carrie Branscum
Buyer's Agent in 2025
Carrie Branscum
KW Huntsville Keller Williams
(405) 657-7826
11 in this area
52 Total Sales
Map
Source: ValleyMLS.com
MLS Number: 21893641
APN: 18-07-36-0-000-080.033
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Copyright 2025 Valley MLS
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