NOT LISTED FOR SALE

505 E 45th St Covington, KY 41015

Latonia-Rosedale Neighborhood

Estimated Value: $127,000 - $149,000

2 Beds
1 Bath
740 Sq Ft
$191/Sq Ft Est. Value

Last Sold November 30, 2021

Last sale price $112,000 $151 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $863/month

Highlights

  • Traditional Architecture
  • Formal Dining Room
  • Central Air
  • No HOA
  • 1-Story Property
  • 4-minute walk to Eva G. Farris Complex

About This Home

As of November 2021

Nicely updated home in the heart of Latonia. Brand New Roof, flooring & paint. Much bigger than it looks with a full basement for ample storage. With a fully fenced in yard & adorable front porch. Eligible for Covington Grant to Purchase the property for $0 down! Priced to sell, this one won't last.

Last Agent to Sell the Property

Cory Behm

RE/MAX Alliance Realty Listed on: 10/28/2021

Last Buyer's Agent

Cory Behm

Transaction Alliance LLC License #261522

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1919

Lot Details

  • Lot Dimensions are 30 x 86

Parking

  • No Garage

Home Design

  • Traditional Architecture
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Non-Functioning Fireplace
  • Family Room
  • Formal Dining Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Latonia Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 056-44-00-001.16

Home Details

Home Type

Single Family

Year Built

Built in 1919

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Year Built: 1919
  • Lot Size: 30 X 86
  • Directions: 44th St to Right on Vermont to Right on Baltimore to 45th St
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Latonia Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 30 X 86
  • Remarks Misc:Agent Only Remarks: Flood Ins is required (quote obtained for $574/year). Shed does not convey. Alley between homes is technically owned by city but this house & the house across have been using for parking for years.
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 056-44-00-001.16
  • Foundation:Block4: Yes
  • Special Features: None

Interior Features

  • Basement: None
  • Heating: Natural Gas
  • Levels: One
  • Property Type: Residential
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Inoperable
  • Fireplace: No
  • Fireplace Features:Inoperable: Yes
  • Basement:None10: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: No Garage
  • Parking Features:No Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Latonia Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2021
Closed on
Nov 30, 2021
Sold by
Smith Bailey S
Bought by
Lewis Abigail
Seller's Agent
Cory Behm
RE/MAX Alliance Realty
Buyer's Agent
Cory Behm
Transaction Alliance LLC
List Price
$109,000
Sold Price
$112,000
Premium/Discount to List
$3,000
2.75%
Current Estimated Value
$141,349

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,349
Avg. Annual Appreciation
5.80%
Original Mortgage
$108,640
Outstanding Balance
$99,274
Interest Rate
3.09%
Mortgage Type
New Conventional
Estimated Equity
$42,075

Purchase Details

Closed on
Jun 23, 2020
Sold by
Smith Dale W
Bought by
Smith Bailey S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,605
Interest Rate
3.1%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 30, 2010
Sold by
Russell Amanda D
Bought by
Smith Dale W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$31,697
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 30, 2006
Sold by
King Leon
Bought by
Russell Amanda D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
6.06%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 4, 2006
Sold by
Gillespie Tammy and Chitwood Tammy S
Bought by
King Leon

Purchase Details

Closed on
May 31, 2005
Sold by
Chitwood Richard A
Bought by
Chitwood Tammy S

Purchase Details

Closed on
May 15, 2001
Sold by
Harwood Samuel P
Bought by
Chitwood Richard and Chitwood Tammy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,400
Interest Rate
6.95%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lewis Abigail $112,000 360 American Title Svcs Llc
Lewis Abigail $112,000 360 American Title
Smith Bailey S $77,000 360 American Title Svcs Llc
Smith Dale W $35,000 Springdale Title Llc
Russell Amanda D $68,000 None Available
King Leon $35,351 None Available
Chitwood Tammy S -- --
Chitwood Richard $37,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lewis Abigail $108,640
Closed Lewis Abigail $108,640
Previous Owner Smith Bailey S $75,605
Previous Owner Smith Dale W $31,697
Previous Owner Russell Amanda D $68,000
Previous Owner Chitwood Richard $54,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/30/2021 11/30/21 Sold $112,000 +2.8% $151 / Sq Ft
10/28/2021 10/28/21 Pending -- -- --
10/28/2021 10/28/21 For Sale $109,000 -- $147 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,484 $112,000 $10,000 $102,000
2024 $1,473 $112,000 $10,000 $102,000
2023 $1,492 $112,000 $10,000 $102,000
2022 $1,525 $112,000 $10,000 $102,000
2021 $1,226 $77,000 $5,000 $72,000
2020 $1,086 $68,000 $5,000 $63,000
2019 $1,098 $68,000 $5,000 $63,000
2018 $1,120 $68,000 $5,000 $63,000
2017 $1,136 $68,000 $10,000 $58,000
2015 $1,484 $68,000 $10,000 $58,000
2014 $1,469 $68,000 $10,000 $58,000
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2021

    Cory Behm

    RE/MAX

See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 554360

Northern Kentucky Multiple Listing Service

APN: 056-44-00-001.16

Kentucky Kenton County Covington 41015 Latonia-Rosedale

505 E 45th St, Covington, KY

Not Listed for Sale

Detached

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