NOT LISTED FOR SALE

505 Stuart Ridge None Cramerton, NC 28032

Estimated Value: $898,000 - $976,000

4 Beds
3.5 Baths
4,110 Sq Ft
$230/Sq Ft Est. Value

Last Sold December 18, 2023

Last sale price $897,500 $218 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $6,170/month

24 Days on Market

Highlights

  • Golf Course Community
  • Deck
  • Vaulted Ceiling
  • Cramerton Middle School Rated A-
  • Wooded Lot
  • Wood Flooring

About This Home

As of December 2023

This gorgeous home was built as a builders personal home with impressive upgrades & quality features! Brick & stone exterior, Mahogany garage doors, 50 year architectural roof, hand scraped oak & imported stone flooring, custom cabinetry & much more. The main level features a study/office with 2 story ceiling, great room with fireplace & coffered ceiling, large dining room, kitchen w/eat in breakfast area & AGA stove, drop zone/mud room, Primary bedroom & an additional spacious bedroom with en-suite bath that could be a 2nd Primary or guest quarters! The Primary suite has a barrel vault ceiling, claw foot tub, walk in shower & custom closet system. The upper level offers 2 spacious bedrooms, large den/bonus room plus another finished area that could be media room or addt bedroom (walk in attic space could be easily converted to bathroom & closet for this room) All of this in a beautiful gated community with golf, tennis, pool & private restaurant available just mins to Charlotte.

Last Agent to Sell the Property

Gina Flowers

Allen Tate Gastonia Brokerage Email: ginamflowers@hotmail.com License #136627 Listed on: 10/07/2023

Allen Tate Gastonia

Last Buyer's Agent

Catherine Taylor

Allen Tate Lake Norman License #243034

Allen Tate Lake Norman

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,242

Year Built

  • Built in 2005

Lot Details

  • Corner Lot
  • Wooded Lot
  • Property is zoned R1

HOA Fees

  • $125 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Circular Driveway
  • 1 Open Parking Space

Home Design

  • Brick Exterior Construction
  • Stone Siding

Interior Spaces

  • 2-Story Property
  • Central Vacuum
  • Vaulted Ceiling
  • Mud Room
  • Entrance Foyer
  • Great Room with Fireplace
  • Screened Porch
  • Crawl Space
  • Home Security System
  • Laundry Room

Kitchen

  • Double Convection Oven
  • Electric Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet

Outdoor Features

  • Deck

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 196192

Community Details

Overview

  • Property Matters Association, Phone Number (704) 861-0833
  • Cramer Mountain Subdivision
  • Mandatory home owners association

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,242

Year Built

Built in 2005

Lot Details

0

HOA Fees

$125 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2005
  • Restrictions: Architectural Review,Square Feet
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 218.37
  • Geocode Confidence: High
  • Attribution Contact: ginamflowers@hotmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile, Vinyl
  • Interior Amenities: Attic Walk In, Central Vacuum, Drop Zone, Entrance Foyer, Kitchen Island, Pantry, Split Bedroom, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2545
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1565
  • Appliances: Convection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
  • Above Grade Finished Sq Ft: 4110
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Great Room
  • Living Area: 4110
  • Bedroom Main: 2
  • Room Count: 16

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Construction Type: Brick Partial, Stone
  • Patio And Porch Features: Deck, Front Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking Spaces: 1
  • Open Parking: Yes
  • Parking Features: Circular Driveway, Attached Garage, Garage Faces Side

Utilities

  • Heating: Central, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Mud Room, Main Level
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Dual
  • Utilities: Cable Available, Gas, Underground Power Lines
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Gated, Golf, Outdoor Pool, Playground, Tennis Court(s)
  • Association Fee: 752
  • Association Fee Frequency: Semi-Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Property Matters
  • Phone: 704-861-0833
  • ResoAssociationFeeFrequency: SemiAnnually

Association/Amenities

  • Association Annual Expense: 1504.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Corner Lot, Wooded
  • Lot Size Area: 0.95
  • Lot Size Units: Acres
  • Parcel Number: 196192
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R1

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2023
Closed on
Dec 18, 2023
Sold by
Grogan Ira Thomas and Grogan Paula W
Bought by
Sinderman Heinz P and Sinderman Nancy H
Seller's Agent
Gina Flowers
Allen Tate Gastonia
Buyer's Agent
Catherine Taylor
Allen Tate Lake Norman
List Price
$897,500
Sold Price
$897,500
Views
131
Current Estimated Value
$944,215

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,715
Avg. Annual Appreciation
0.15%

Purchase Details

Closed on
Dec 17, 2018
Sold by
Stowe John C and Stowe Donna
Bought by
Grogan Ira Thomas and Grogan Paula W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$508,500
Interest Rate
7.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 20, 2017
Sold by
Mercer Jonathan A and Mercer Brandy B
Bought by
Stowe John C and Stowe Donna E

Purchase Details

Closed on
Oct 17, 2005
Sold by
Mercer Jonathan A
Bought by
Mercer Jonathan A and Mercer Brandy B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.66%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sinderman Heinz P $897,500 None Listed On Document
Grogan Ira Thomas $565,000 None Available
Stowe John C $507,500 None Available
Mercer Jonathan A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Grogan Ira Thomas $508,500
Previous Owner Mercer Jonathan A $100,000
Previous Owner Mercer Jonathan Andrew $400,000
Previous Owner Mercer Jonathan A $300,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/18/2023 12/18/23 Sold $897,500 0.0% $218 / Sq Ft
10/07/2023 10/07/23 For Sale $897,500 -- $218 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,242 $893,770 $91,650 $802,120
2023 $8,837 $837,620 $91,650 $745,970
2022 $7,767 $604,420 $62,400 $542,020
2021 $7,888 $604,420 $62,400 $542,020
2019 $7,948 $604,420 $62,400 $542,020
2018 $5,392 $400,924 $30,000 $370,924
2017 $5,392 $400,924 $30,000 $370,924
2016 $5,392 $400,924 $0 $0
2014 $5,729 $425,951 $45,000 $380,951
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4075104

Canopy MLS (Canopy Realtor® Association)

APN: 196192