$218,000
SOLD JUL 5, 2019
3 Beds
2.5 Baths
2,506 Sq Ft
0.33 Acres

Recently Sold

$87 Per Sq Ft

16% Below List Price

151 Days on Market

Highlights

  • 105 Feet of Waterfront
  • 0.33 Acre Lot
  • Ranch Style House
  • Primary Bedroom Suite
  • Living Room with Fireplace
  • Wood Flooring

About This Home

As of July 2019

Brick ranch has been lovingly maintained over the years, located on the St. Joseph River, in close proximity to Notre Dame. Main level features 2100+ square feet, 18' x 12' kitchen with eating area, 1/2 bath, 10' x 8' dining room, 25' x 13' living room with wood fireplace, 13' x 12' den/office or possibly a family room. Master bedroom measures 15' x 13' and has private 8' x 4' bath with shower. Bedrooms 2 and 3 are nice sized and measure 14' x 13' and 11' x 14 and are served by the 2nd main level full bath. The full basement is partially finished with a 30' x 12' family room with wood fireplace. Appliances are offered for sale with home, and include Tappan stove cook top, Tappan oven, Whirlpool refrigerator, Emerson microwave, KitchenAide dishwasher, Whirlpool washer, and Estate dryer. During the listing period, seller has chosen an America's Preferred home warranty, with coverage that is transferable to next owner, if negotiated accordingly. House utilizes gas forced air furnace, central air, also features an attic fan, electric HWH and a gas HWH. Basement entrance from main level, also through the 2 car attached garage. Next owner may appreciate the retro look in the main level full bathroom, master bathroom, and kitchen area, or some updates may be desired.

Last Agent to Sell the Property

Matt Miller

Realty Group Resources Listed on: 01/18/2019

Realty Group Resources

Last Buyer's Agent

Rodger Pendl

eXp Realty, LLC

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,054

Year Built

  • Built in 1954

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 105' x 140'
  • 105 Feet of Waterfront
  • River Front
  • Corner Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • Wood Burning Fireplace
  • Pocket Doors
  • Great Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Water Views
  • Attic Fan
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Utility Sink

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Separate Shower

Laundry

  • Laundry Chute
  • Washer and Gas Dryer Hookup

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Fireplace in Basement

Location

  • Suburban Location

Utilities

  • Forced Air Heating and Cooling System
  • High-Efficiency Furnace
  • Heating System Uses Gas
  • Generator Hookup
  • The river is a source of water for the property

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 71-08-02-229-020.000-026

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,054

Year Built

Built in 1954

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1954
  • Age: 65
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 7
  • Total Number of Rooms Below Grade: 1
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: LOT 1 NORTH SHORE TERRACE AND LOT 2
  • Parcel Number ID: 71-08-02-229-020.000-026
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Alarm System-Security, Dryer Hook Up Gas/Elec, Eat-In Kitchen, Garage Door Opener, Generator Ready, Home Warranty Included, Laundry-Chute, Pocket Doors, Utility Sink, Stand Up Shower, Main Level Bedroom Suite, Great Room, Sump Pump, Washer Hook-Up
  • Cross Street: Iroquois
  • Location: City/Town/Suburb, Near College Campus, Near Walking Trail
  • Sp Lp Percent: 94.82
  • Special Features: None

Interior Features

  • Total Sq Ft: 4292
  • Total Finished Sq Ft: 2506
  • Above Grade Finished Sq Ft: 2146
  • Below Grade Finished Sq Ft: 360
  • Below Grade Sq Ft: 1786
  • Price Per Sq Ft: 101.58
  • Basement: Yes
  • Basement Foundation: Full Basement, Partially Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 2
  • Fireplace: Family Rm, Living/Great Rm, Wood Burning, Basement, Two
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet
  • Living Great Room: Dimensions: 25x13, On Level: Main
  • Kitchen: Dimensions: 18x12, On Level: Main
  • Dining Room: Dimensions: 10x8, On Level: Main
  • Family Room: Dimensions: 30x12, On Level: Basement
  • Den: Dimensions: 13x12, On Level: Main
  • Bedroom 1: Dimensions: 15x13, On Level: Main
  • Bedroom 2: Dimensions: 14x13, On Level: Main
  • Bedroom 3: Dimensions: 11x14, On Level: Main
  • Main Level Sq Ft: 2146
  • Number of Main Level Full Bathrooms: 2
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 2146

Exterior Features

  • Exterior: Brick
  • Roof Material: Shingle
  • Outbuilding1: None
  • Water Frontage: 105
  • Water Name: Saint Joseph River

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 20x20
  • Garage Sq Ft: 400
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Attic Fan, Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Public
  • Water Utilities: Public
  • Electric Company: AEP/I&M
  • Gas Company: NIPSCO
  • Water Company: South Bend Municipal Util
  • Hvac: Attic Fan, High Efficiency Furnace
  • Water Type: River

Schools

  • School District: South Bend Community School Corp.
  • Elementary School: Muessel
  • Middle School: Edison
  • High School: Clay

Lot Info

  • Lot Description: Corner, Waterfront, 0-2.9999, Water View, Waterfront-Medium Bank
  • Lot Dimensions: 105' x 140'
  • Estimated Lot Sq Ft: 14700
  • Estimated Lot Size Acres: 0.33

Tax Info

  • Annual Taxes: 2054
  • Total Assessed Value: 166000
  • Exemptions: Supplemental

Multi Family

  • Water Access: Riverfront

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 11, 2021
Sold by
Ruark Katherine Elizabeth
Bought by
Ruark Garrett Alan

Purchase Details

Listed on
Jan 18, 2019
Closed on
Jun 4, 2019
Sold by
Clady Lucy Diane
Bought by
Ruark Garrett Alan and Ruark Katherine Elizabeth
Seller's Agent
Matt Miller
Realty Group Resources
Buyer's Agent
Rodger Pendl
eXp Realty, LLC
List Price
$259,900
Sold Price
$218,000
Premium/Discount to List
-$41,900
-16.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.38%
Original Mortgage
$222,687
Interest Rate
3.9%
Mortgage Type
VA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $254,856 VA
Closed $222,687 VA
Closed $222,687 VA
Previous Owner $10,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 For Sale $389,900 +78.9% $156 / Sq Ft
07/05/2019 07/05/19 Sold $218,000 -5.2% $87 / Sq Ft
04/19/2019 04/19/19 Price Changed $229,900 -1.1% $92 / Sq Ft
04/12/2019 04/12/19 Price Changed $232,500 -3.1% $93 / Sq Ft
03/25/2019 03/25/19 Price Changed $239,900 -4.0% $96 / Sq Ft
02/14/2019 02/14/19 Price Changed $249,900 -3.8% $100 / Sq Ft
01/18/2019 01/18/19 For Sale $259,900 -- $104 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,817 $358,600 $35,300 $323,300
2023 $6,035 $315,700 $36,300 $279,400
2022 $6,035 $251,500 $36,300 $215,200
2021 $2,683 $218,800 $51,600 $167,200
2020 $2,562 $209,200 $49,300 $159,900
2019 $1,934 $189,100 $44,600 $144,500
2018 $2,054 $169,700 $44,000 $125,700
2017 $2,093 $166,000 $44,000 $122,000
2016 $1,656 $130,800 $33,200 $97,600
2014 $1,657 $132,900 $33,200 $99,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201902305

Indiana Regional MLS

APN: 71-08-02-229-020.000-026