$399,000
$76K PRICE DROP

Estimated payment $2,702/month

Total Views 3,511
3 Beds
1.5 Baths
1,256 Sq Ft
$318 Price per Sq Ft

Highlights

  • 40 Feet of Salt Water Canal Waterfront
  • Boat Ramp
  • Coastal Architecture
  • Beach Access
  • Canal View
  • Stone Countertops

About This Home

One or more photo(s) has been virtually staged. Tucked away on a quiet cul-de-sac in the heart of Gulf Harbors, this beautifully updated 3-bedroom, 1.5-bath coastal home offers an incredible opportunity to enjoy true waterfront living. With 1,256 sq ft of light-filled space, this home combines comfort, style, and direct access to Florida’s breathtaking Gulf Coast.

Curb appeal shines with a new roof, fresh exterior and interior paint (2025), and a spacious driveway. Step inside to a bright living room/dining room combo with luxury vinyl plank flooring, double-paned energy-efficient windows, and large French doors that open wide to serene water views.

The fully remodeled kitchen features soft-close shaker cabinets, quartz countertops, subway tile backsplash, and new stainless steel appliances, creating a sleek, coastal-inspired space that’s ideal for cooking and entertaining.

The half bath includes a modern quartz vanity and stackable washer and dryer for convenience. All three bedrooms offer generous closets, and Bedroom 1 provides direct access to the backyard—making indoor-outdoor living seamless.

Step outside and immerse yourself in the Florida waterfront lifestyle. The 20x24 screened-in lanai overlooks 40 feet of water frontage, where you can sip your morning coffee, relax at sunset, or host friends waterside. Enjoy direct Gulf access putting world-class boating and fishing at your fingertips. Take off from your backyard and be cruising to Anclote Key, Honeymoon Island, Caladesi Island, and Ft. DeSoto in minutes.

Gulf Harbors residents can choose to join the optional HOA for just $125/year, while those looking to elevate their coastal experience can opt for a $200/year Gulf Harbors Yacht Club membership. This optional membership unlocks access to a private beach, covered picnic areas, grills, restrooms, showers, parking, two private boat ramps, and a vibrant clubhouse with social events and community gatherings.

Located close to SR-54, dining, shopping, and all the best of the Tampa Bay area—this home offers the perfect mix of privacy, updates, and the unbeatable charm of true waterfront living. For a virtual tour, click the provided link and experience the beauty of the exceptional home.

Listing Agent

Tiia Cartwright

CARTWRIGHT REALTY Brokerage Phone: 813-333-6698 License #3191200 Listed on: 05/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,809

Year Built

  • Built in 1960

Lot Details

  • 5,000 Sq Ft Lot
  • 40 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • Cul-De-Sac
  • East Facing Home
  • Landscaped
  • Property is zoned R4

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Coastal Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,256 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Shutters
  • French Doors
  • Combination Dining and Living Room
  • Canal Views

Kitchen

  • Range
  • Microwave
  • Stone Countertops
  • Disposal

Flooring

  • Concrete
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Beach Access
  • Water access To Gulf or Ocean
  • Fixed Bridges
  • Seawall
  • Boat Ramp
  • Screened Patio
  • Exterior Lighting
  • Rear Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Mittye P. Locke Elementary School
  • Gulf Middle School
  • Gulf High School

Utilities

  • Central Air
  • Heating Available
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • $17 Other Monthly Fees
  • Gulf Harbors Civic Association
  • Flor A Mar Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,809

Year Built

Built in 1960

Lot Details

0

HOA Fees

$10 per month

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Coastal
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1256
  • Lot Size Acres: 0.11
  • New Construction: No
  • Year Built: 1960
  • Building Area Total: 1256
  • Lot Size Sq Ft: 5000
  • Directions to Property: From US-19 take Floramar Terrace West, Left on Shell Stream Blvd, Right on Topsail Trail, Right on Bonito. 5051 Bonito is on the Left.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Lutz
  • Escrow Postal Code: 33558
  • Escrow State: FL
  • Escrow Street Name: Van Dyke Rd
  • Escrow Street Number: 5326
  • List Office Head Office Key Nume: 1056517
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 317.68
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Other Fees Amount: 200
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Water Access,Waterfront
  • Attribution Contact: 813-333-6698
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Stone Counters, Thermostat
  • Appliances Included: Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Window Features: Shutters
  • Street Number Modifier: 5051
  • Living Area Meters: 116.69
  • Room Count: 6

Exterior Features

  • Direction Faces: East
  • Exterior Features: French Doors, Lighting, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Patio, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Beach,Gulf/Ocean
  • Water Extras: Boat Ramp - Private,Bridges - Fixed,Seawall - Concrete
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 40
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 40

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Fee: 125
  • Association Fee Frequency: Annually
  • Association Name: Gulf Harbors Civic Association
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Verify pet restrictions with HOA & County
  • Association Fee Requirement: Optional

Fee Information

  • Total Annual Fees: 325.00
  • Total Monthly Fees: 27.08
  • Other Fees Term: Annual
  • Monthly HOA Amount: 10.42

Schools

  • Elementary School: Mittye P. Locke-PO
  • High School: Gulf High-PO
  • Middle Or Junior School: Gulf Middle-PO

Lot Info

  • Zoning: R4
  • Parcel Number: 16-26-07-005.0-022.00-021.0
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, Flood Insurance Required, FloodZone, In County, Landscaped, Sidewalk, Paved
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 465

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Verify restrictions with HOA and County.

Tax Info

  • Tax Annual Amount: 5809
  • Tax Block: 22
  • Tax Book Number: 7-12
  • Tax Lot: 21

Multi Family

  • Waterfront Features: Canal - Saltwater
  • Approval Process: Verify restrictions with HOA and County.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,809 $360,942 $134,540 $226,402
2023 $5,487 $273,000 $0 $0
2022 $4,301 $281,620 $117,820 $163,800
2021 $3,812 $225,633 $105,650 $119,983
2020 $3,558 $209,931 $105,650 $104,281
2019 $3,393 $197,979 $99,650 $98,329
2018 $3,168 $189,648 $99,650 $89,998
2017 $2,964 $174,333 $95,650 $78,683
2016 $2,642 $148,603 $92,280 $56,323
2015 $2,662 $146,665 $92,280 $54,385
2014 $2,586 $145,204 $92,280 $52,924
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2025 06/26/25 Price Changed $399,000 -12.3% $318 / Sq Ft
06/10/2025 06/10/25 Price Changed $455,000 -4.2% $362 / Sq Ft
05/30/2025 05/30/25 For Sale $475,000 +75.9% $378 / Sq Ft
07/13/2020 07/13/20 Sold $270,000 +3.8% $215 / Sq Ft
06/09/2020 06/09/20 Pending -- -- --
06/07/2020 06/07/20 For Sale $259,999 +73.3% $207 / Sq Ft
06/16/2014 06/16/14 Off Market $150,000 -- --
06/28/2013 06/28/13 Sold $150,000 0.0% $119 / Sq Ft
06/27/2013 06/27/13 Pending -- -- --
06/25/2013 06/25/13 For Sale $150,000 -- $119 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $270,000 Assurity Title Llc
Warranty Deed $150,000 Master Title Service Inc
Warranty Deed $199,000 American Title Services Llc
Warranty Deed $233,000 --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $170,000 New Conventional
Previous Owner $120,000 New Conventional
Previous Owner $186,400 Fannie Mae Freddie Mac
Previous Owner $105,990 New Conventional
Previous Owner $75,000 New Conventional
Previous Owner $49,978 New Conventional
Source: Public Records

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Source: Stellar MLS

MLS Number: TB8387839

Stellar MLS

APN: 07-26-16-0050-02200-0210