$524,900

5063 Rock Rd Waterloo, IL 62298

Estimated payment $3,131/month

Total Views 5,708
4 Beds
2 Baths
2,116 Sq Ft
$248 Price per Sq Ft

Highlights

  • Above Ground Pool
  • Home fronts a pond
  • Pond
  • Rogers Elementary School Rated A-
  • 11.76 Acre Lot
  • Vaulted Ceiling

About This Home

Acreage, sheds, woods, pond, wildlife, mushrooms... this property is every outdoor lover’s daydream. With the current owner being relocated, their opportunity becomes yours. This 4 bed, 2 bath BERM home sits on nearly 12 acres just beyond the Waterloo city limits and offers an unbeatable blend of privacy, efficiency, and natural beauty. Nestled into the hillside of rural Monroe County, the home is designed for exceptional energy efficiency, using the earth to help regulate temperature. On the coldest days, a wood burning stove inside and a wood furnace outside keep utility costs low, with an almost new HVAC system available when needed.
Step into the formal foyer and you’ll immediately notice the new LVP flooring throughout. The vaulted living room features rustic beams, a fireplace with wood burning insert, and a wall of windows that flood the space with natural light and frame the wooded views. You will be watching that beautiful snow fall dreaming of snow days and play. The remodeled kitchen offers abundant storage, granite countertops, pendant lighting, stainless steel appliances, and a clear sightline straight through the home—perfect for enjoying the scenery while you cook. The split floor plan places the primary suite on one side and three secondary bedrooms with a full remodeled bath on the other. The primary suite includes sliding glass doors to a private patio/yard area, a French door framed walk in closet, and an ensuite with antique double bowl vanity and tub/shower combo. A spacious laundry room with drop zone provides the ideal spot to kick off muddy boots after a day outdoors.
Outside, the property becomes your private playground. Nearly 12 mostly wooded acres offer cleared trails, a small pond with recreational potential, and endless opportunities for exploration by foot or ATV. The detached 3+ car garage is fully equipped and will serve as your detached basement, private cave, party barn and more. Just beyond sits a large entertainment area with built in BBQ grill, paver patio, and access to the above ground pool. Two additional sheds—one previously used as a chicken coop—complete the compound. A deer stand remains for your convenience, whether you prefer hunting or simply photographing the abundant wildlife that passes through. And yes... there are mushrooms, lots of mushrooms! New Heat pump 2024. Hall bath remodel 2025, Flooring 2021, All new windows and doors 2021, new light fixtures 2021, resided grey shed, new roof 2023, Water heater 2021, laundry room reconfiguration 2023. Well water with UV light, private sewer serviced 2024. Agent Owned

Listing Agent

Tammy Hines

Tammy Mitchell Hines & Co. License #471000040 Listed on: 01/19/2026

Tammy Mitchell Hines & Co.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,220

Year Built

  • Built in 1988 | Remodeled

Lot Details

  • 11.76 Acre Lot
  • Home fronts a pond
  • Property fronts an easement

Parking

  • 3 Car Attached Garage
  • 2 Carport Spaces

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asbestos Shingle Roof

Interior Spaces

  • 2,116 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Pendant Lighting
  • Wood Burning Fireplace
  • Free Standing Fireplace
  • Sliding Doors
  • Living Room
  • Dining Room
  • Storage Room
  • Basement

Kitchen

  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Above Ground Pool
  • Pond
  • Shed
  • Outdoor Grill
  • Playground

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • No Utilities
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 10-21-200-008-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,220

Year Built

Built in 1988 | Remodeled

Lot Details

11.76 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 1988
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Adjoins Wooded Area, Pond on Lot
  • Lot Size Acres: 11.76
  • Road Frontage Type: Easement
  • Road Surface Type: Gravel
  • Co List Office Phone: 618-281-3959
  • MLS Status: Active
  • Subdivision Name: Not in a Subdivision
  • Above Grade Finished Sq Ft: 2116
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • Reso Fireplace Features: Free Standing, Wood Burning
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyCondition: Updated/Remodeled
  • Financial Info Electric: Ameren
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_PoolYN: 1
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_AuctionYN: 0
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Interior Amenities: Tray Ceiling(s), Vaulted Ceiling(s)
  • Appliances: Dishwasher, Disposal, Freezer, Microwave, Range, Refrigerator
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: Sliding Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Luxury Vinyl
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Roof: Asbestos Shingle
  • Pool Features: Above Ground
  • Pool Private: Yes
  • Waterfront Features: Pond
  • Waterfront: No
  • Disclosures: See Seller's Disclosure
  • Home Warranty: Yes
  • Construction Type: Brick
  • Exterior Features: Outdoor Grill, Playground
  • Other Structures: Shed(s)

Garage/Parking

  • Carport Spaces: 2
  • Garage Spaces: 3
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Total Parking Spaces: 5

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: None
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: acreage
  • Lot Size Sq Ft: 512265.6
  • Parcel Number: 10-21-200-008-000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5220

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,220 $96,200 $34,091 $62,109
2023 $5,229 $91,820 $32,280 $59,540
2022 $5,292 $91,670 $32,280 $59,390
2021 $5,559 $93,870 $32,280 $61,590
2020 $3,962 $66,699 $12,839 $53,860
2019 $3,508 $58,669 $12,779 $45,890
2018 $3,635 $59,111 $12,701 $46,410
2017 $3,557 $60,686 $12,891 $47,795
2016 $0 $56,094 $12,634 $43,460
2015 $2,924 $50,866 $12,606 $38,260
2014 $2,520 $51,295 $12,585 $38,710
2012 -- $54,010 $12,570 $41,440
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/19/2026 01/19/26 For Sale $524,900 +78.5% $248 / Sq Ft
08/16/2021 08/16/21 Sold $294,000 0.0% $139 / Sq Ft View Prior Sale
06/30/2021 06/30/21 Price Changed $294,000 +1.4% $139 / Sq Ft
06/22/2021 06/22/21 For Sale $289,900 -- $137 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $294,000 Benchmark Title
Quit Claim Deed -- Setzer Kerri A
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $235,200 New Conventional
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26003347

MARIS MLS

APN: 10-21-200-008-000

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