5063 Rock Rd Waterloo, IL 62298
Estimated payment $3,131/month
Highlights
- Above Ground Pool
- Home fronts a pond
- Pond
- Rogers Elementary School Rated A-
- 11.76 Acre Lot
- Vaulted Ceiling
About This Home
Acreage, sheds, woods, pond, wildlife, mushrooms... this property is every outdoor lover’s daydream. With the current owner being relocated, their opportunity becomes yours. This 4 bed, 2 bath BERM home sits on nearly 12 acres just beyond the Waterloo city limits and offers an unbeatable blend of privacy, efficiency, and natural beauty. Nestled into the hillside of rural Monroe County, the home is designed for exceptional energy efficiency, using the earth to help regulate temperature. On the coldest days, a wood burning stove inside and a wood furnace outside keep utility costs low, with an almost new HVAC system available when needed.
Step into the formal foyer and you’ll immediately notice the new LVP flooring throughout. The vaulted living room features rustic beams, a fireplace with wood burning insert, and a wall of windows that flood the space with natural light and frame the wooded views. You will be watching that beautiful snow fall dreaming of snow days and play. The remodeled kitchen offers abundant storage, granite countertops, pendant lighting, stainless steel appliances, and a clear sightline straight through the home—perfect for enjoying the scenery while you cook. The split floor plan places the primary suite on one side and three secondary bedrooms with a full remodeled bath on the other. The primary suite includes sliding glass doors to a private patio/yard area, a French door framed walk in closet, and an ensuite with antique double bowl vanity and tub/shower combo. A spacious laundry room with drop zone provides the ideal spot to kick off muddy boots after a day outdoors.
Outside, the property becomes your private playground. Nearly 12 mostly wooded acres offer cleared trails, a small pond with recreational potential, and endless opportunities for exploration by foot or ATV. The detached 3+ car garage is fully equipped and will serve as your detached basement, private cave, party barn and more. Just beyond sits a large entertainment area with built in BBQ grill, paver patio, and access to the above ground pool. Two additional sheds—one previously used as a chicken coop—complete the compound. A deer stand remains for your convenience, whether you prefer hunting or simply photographing the abundant wildlife that passes through. And yes... there are mushrooms, lots of mushrooms! New Heat pump 2024. Hall bath remodel 2025, Flooring 2021, All new windows and doors 2021, new light fixtures 2021, resided grey shed, new roof 2023, Water heater 2021, laundry room reconfiguration 2023. Well water with UV light, private sewer serviced 2024. Agent Owned
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,220
Year Built
- Built in 1988 | Remodeled
Lot Details
- 11.76 Acre Lot
- Home fronts a pond
- Property fronts an easement
Parking
- 3 Car Attached Garage
- 2 Carport Spaces
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Asbestos Shingle Roof
Interior Spaces
- 2,116 Sq Ft Home
- 1-Story Property
- Tray Ceiling
- Vaulted Ceiling
- Pendant Lighting
- Wood Burning Fireplace
- Free Standing Fireplace
- Sliding Doors
- Living Room
- Dining Room
- Storage Room
- Basement
Kitchen
- Range
- Microwave
- Freezer
- Dishwasher
- Disposal
Flooring
- Ceramic Tile
- Luxury Vinyl Plank Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
Outdoor Features
- Above Ground Pool
- Pond
- Shed
- Outdoor Grill
- Playground
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- No Utilities
- Well
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Home warranty included in the sale of the property
- Assessor Parcel Number 10-21-200-008-000
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,220 | $96,200 | $34,091 | $62,109 |
| 2023 | $5,229 | $91,820 | $32,280 | $59,540 |
| 2022 | $5,292 | $91,670 | $32,280 | $59,390 |
| 2021 | $5,559 | $93,870 | $32,280 | $61,590 |
| 2020 | $3,962 | $66,699 | $12,839 | $53,860 |
| 2019 | $3,508 | $58,669 | $12,779 | $45,890 |
| 2018 | $3,635 | $59,111 | $12,701 | $46,410 |
| 2017 | $3,557 | $60,686 | $12,891 | $47,795 |
| 2016 | $0 | $56,094 | $12,634 | $43,460 |
| 2015 | $2,924 | $50,866 | $12,606 | $38,260 |
| 2014 | $2,520 | $51,295 | $12,585 | $38,710 |
| 2012 | -- | $54,010 | $12,570 | $41,440 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/19/2026 01/19/26 | For Sale | $524,900 | +78.5% | $248 / Sq Ft | |
| 08/16/2021 08/16/21 | Sold | $294,000 | 0.0% | $139 / Sq Ft | View Prior Sale |
| 06/30/2021 06/30/21 | Price Changed | $294,000 | +1.4% | $139 / Sq Ft | |
| 06/22/2021 06/22/21 | For Sale | $289,900 | -- | $137 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $294,000 | Benchmark Title | |
| Quit Claim Deed | -- | Setzer Kerri A |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $235,200 | New Conventional |
Source: MARIS MLS
MLS Number: MIS26003347
APN: 10-21-200-008-000
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Ask me questions while you tour the home.