509 Cardinal Ave Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $426,760 - $463,000
3
Beds
3
Baths
2,404
Sq Ft
$184/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Wood Flooring
- Double Oven
- Churchill Elementary School Rated A-
- Loft
- Fenced Yard
About This Home
As of June 2018Warm traditional floor plan in this desirable Churchill Club home! Formal living and dining rooms greet your guests for entertaining. Gourmet kitchen featuring a breakfast bar, 42' cabinets, double-oven and cooktop. Extended eating area has plenty of room for your family dinners! Spacious family room featuring hard wood floors. Stylish upgraded brushed nickel lighting package illuminates the home! Three generous bedrooms and a loft perfect for office space! The generous MBR has a walk-in closet and luxury master bath featuring a dual sink vanity, shower with multi sprayer heads, a spa tub, and adorable white plantation shutters on the windows! Enjoy summer on your huge party deck with plenty of built in seating and storage! The partially finished basement has a separate rec room and workshop for your home projects or storage. The sought after Churchill Club community offers onsite grade and junior high schools, clubhouse, pool complex, bball/vball,tennis courts,walking paths and more!
Last Agent to Sell the Property
Ayers Realty Group License #471001732 Listed on: 03/22/2018
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,795
Year Built
- 2005
Lot Details
- Fenced Yard
HOA Fees
- $20 per month
Parking
- Attached Garage
- Garage ceiling height seven feet or more
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Colonial Architecture
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Dining Area
- Loft
- Wood Flooring
Kitchen
- Breakfast Bar
- Double Oven
- Cooktop
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Partial Basement
- Crawl Space
Outdoor Features
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 26, 2020
Sold by
Kupczyk Raymond and Kupczyk Elizabeth
Bought by
Kupczyk Raymond and Kupczyk Elizabeth
Total Days on Market
26
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$249,700
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 22, 2018
Closed on
May 31, 2018
Sold by
Corey C Gallois Revocable Trust
Bought by
Kupczyk Raymond and Shewmake Elizabeth
Seller's Agent
Rich Ayers
Ayers Realty Group
Buyer's Agent
Elyse Moore
Keller Williams Infinity
List Price
$285,000
Sold Price
$275,000
Premium/Discount to List
-$10,000
-3.51%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.96%
Original Mortgage
$247,500
Interest Rate
4.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 22, 2017
Sold by
Gallois Corey C and Steider Gretchen
Bought by
Gallois Corey C
Purchase Details
Closed on
Feb 25, 2005
Sold by
Pinnacle Corp
Bought by
Steider Gretchen and Gallois Corey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,864
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Kupczyk Raymond | -- | Attorney | |
| Kupczyk Raymond | $275,000 | Chicago Title Insurance Comp | |
| Gallois Corey C | -- | Attorney | |
| Steider Gretchen | $285,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Kupczyk Raymond | $248,000 | |
| Closed | Kupczyk Raymond | $249,700 | |
| Closed | Kupczyk Raymond | $247,500 | |
| Previous Owner | Steider Gretchen | $227,864 | |
| Closed | Steider Gretchen | $56,966 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/01/2018 06/01/18 | Sold | $275,000 | -3.5% | $114 / Sq Ft |
| 04/17/2018 04/17/18 | Pending | -- | -- | -- |
| 03/22/2018 03/22/18 | For Sale | $285,000 | -- | $119 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,795 | $112,708 | $22,600 | $90,108 |
| 2022 | $8,795 | $103,402 | $20,734 | $82,668 |
| 2021 | $8,481 | $96,638 | $19,378 | $77,260 |
| 2020 | $8,385 | $94,743 | $18,998 | $75,745 |
| 2019 | $7,857 | $87,857 | $18,998 | $68,859 |
| 2018 | $8,027 | $88,207 | $23,711 | $64,496 |
| 2017 | $7,836 | $82,437 | $22,160 | $60,277 |
| 2016 | $7,503 | $78,140 | $21,005 | $57,135 |
| 2015 | $7,581 | $75,498 | $20,295 | $55,203 |
| 2014 | -- | $71,224 | $19,146 | $52,078 |
| 2013 | -- | $71,618 | $19,252 | $52,366 |
Source: Public Records
Agents Affiliated with this Home
-
Rich Ayers
Seller's Agent in 2018
Rich Ayers
Ayers Realty Group
(630) 430-5927
41 in this area
100 Total Sales
-
Elyse Moore
Buyer's Agent in 2018
Elyse Moore
Keller Williams Infinity
(630) 217-5214
11 in this area
166 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09893274
APN: 03-15-202-003
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