509 E 20th St Covington, KY 41014
Wallace Woods NeighborhoodEstimated payment $428/month
Highlights
- Ranch Style House
- No HOA
- Wood Frame Window
- Wood Flooring
- Formal Dining Room
- Living Room
About This Home
Property is offered at public auction with online bidding only, ending January 13, 2026. Selling to the highest bidder at or above $68,200. Property is sold AS-IS, WHERE-IS, with all faults and without warranties, representations, or contingencies of any kind. This classic Wallace Woods residence reflects early 20th-century architectural styling, featuring enduring old-world charm and period design elements that are increasingly difficult to replicate today. The home offers five rooms and two bedrooms, showcasing traditional proportions, original woodwork details, and craftsmanship typical of its era. Architectural highlights include a welcoming façade, tall windows that emphasize natural light, and interior spaces defined by vintage trim, solid wood doors, and original detailing that speak to the home's history. The layout reflects a time when homes were built with purpose, separation of spaces, and attention to detail rather than modern shortcuts. Situated on a 3,400 sq ft lot with alley access, the property enjoys a convenient urban setting near Wallace Woods and surrounding neighborhoods. Alley access provides functional rear access and added flexibility for future use. Buyers are responsible for all due diligence prior to bidding, including zoning, permitted uses, and any intended improvements. Auction terms require a non-refundable deposit immediately following the auction, per published auction terms. A 10 percent Buyer Premium will be added to the high bid to determine the final contract sales price. This property is being sold by the Kentucky Cabinet for Health and Family Services on behalf of Sandra Slayback. The final purchase contract must be submitted to the Kenton County Judge for final approval. Court approval may take approximately 60-120 days.
Home Details
Home Type
- Single Family
Year Built
- Built in 1914
Lot Details
- 3,400 Sq Ft Lot
- Lot Dimensions are 29x100x30x100
Home Design
- Ranch Style House
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
Interior Spaces
- 984 Sq Ft Home
- Chandelier
- Non-Functioning Fireplace
- Wood Frame Window
- Living Room
- Formal Dining Room
- Wood Flooring
- Gas Range
- Unfinished Basement
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Parking
- Driveway
- On-Street Parking
Schools
- Sixth District Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Auction
- Assessor Parcel Number 055-32-22-002.00
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $872 | $114,900 | $5,000 | $109,900 |
| 2024 | $1,511 | $114,900 | $5,000 | $109,900 |
| 2023 | $1,530 | $114,900 | $5,000 | $109,900 |
| 2022 | $1,563 | $114,900 | $5,000 | $109,900 |
| 2021 | $1,047 | $65,000 | $5,000 | $60,000 |
| 2020 | $1,042 | $65,000 | $5,000 | $60,000 |
| 2019 | $1,053 | $65,000 | $5,000 | $60,000 |
| 2018 | $1,074 | $65,000 | $5,000 | $60,000 |
| 2017 | $1,089 | $65,000 | $10,000 | $55,000 |
| 2015 | $1,347 | $65,000 | $10,000 | $55,000 |
| 2014 | $1,281 | $65,000 | $10,000 | $55,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/13/2026 01/13/26 | Pending | -- | -- | -- |
| 12/16/2025 12/16/25 | For Sale | $68,200 | -- | $69 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $63,500 | None Available | |
| Interfamily Deed Transfer | $30,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $50,800 | Purchase Money Mortgage |
Source: Northern Kentucky Multiple Listing Service
MLS Number: 638672
APN: 055-32-22-002.00
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