Last list price
509 Lake Dr O Fallon, MO 63366
5
Beds
3
Baths
3,155
Sq Ft
0.46
Acres
Highlights
- Water Views
- Second Garage
- Pond
- Home Theater
- Back to Public Ground
- Recreation Room
About This Home
As of April 2025Updated 5-bedroom ranch situated on almost 1/2 acre backing to the subdivision lake! New flooring greets you upon entering & flows into the great room w/ vaulted ceilings & wood burning fireplace. Kitchen boasts 42" cherry cabinets, newer appliances, granite countertops & breakfast room w/ sliding door to 16 x 25 composite deck. Primary bedroom suite is complete w/ newer carpet & luxurious bath w/ double sink, jacuzzi tub & tiled shower. Split bedroom floorplan boasts 2 more bedrooms on the main floor, hall bath & laundry room. Finished walk out LL offers an in-law's quarters w/ a large living room, kitchen, media room, full bath & 2 bedrooms. This home also features a huge oversized 22 x 40 detached garage w/200 AMP service! Above the garage is 600 square feet of finished space-great to use as an office, man cave, etc! New siding, roof, gutters, flooring & the list goes on! Great location, minutes to the elem. school, I-70 & shopping! Hurry,this is the one you've been waiting for!!!
Last Agent to Sell the Property
Keller Williams Chesterfield License #2009010568 Listed on: 02/22/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,007
Year Built
- 2008
Lot Details
- 0.46 Acre Lot
- Back to Public Ground
- Fenced
- Backs to Trees or Woods
Parking
- 6 Car Attached Garage
- Second Garage
- Workshop in Garage
- Garage Door Opener
- Driveway
- Additional Parking
Home Design
- Traditional Architecture
- Brick or Stone Veneer
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Historic or Period Millwork
- Vaulted Ceiling
- Wood Burning Fireplace
- Tilt-In Windows
- Bay Window
- Sliding Doors
- Panel Doors
- Great Room
- Breakfast Room
- Home Theater
- Home Office
- Recreation Room
- Water Views
Kitchen
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
- 3 Full Bathrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Bedroom in Basement
Outdoor Features
- Pond
- Separate Outdoor Workshop
- Outdoor Storage
Schools
- Mount Hope Elem. Elementary School
- Ft. Zumwalt North Middle School
- Ft. Zumwalt North High School
Utilities
- Humidifier
- Forced Air Heating System
- Heat Pump System
- Water Softener
Community Details
- Recreational Area
Listing and Financial Details
- Assessor Parcel Number 2-0043-4329-00-0086.0000000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 22, 2025
Closed on
Apr 7, 2025
Sold by
Schmelz Brent T
Bought by
Kramer Eric Jay and Kramer Annette Mae
Seller's Agent
Melissa Goddard
Keller Williams Chesterfield
Buyer's Agent
Hayley Tomazic
Keller Williams Realty STL
List Price
$475,000
Sold Price
$480,000
Premium/Discount to List
$5,000
1.05%
Total Days on Market
44
Views
59
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-16.51%
Original Mortgage
$456,000
Outstanding Balance
$456,000
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$12,025
Purchase Details
Closed on
Jul 11, 2019
Sold by
Schmelz Brent T and Schmelz Nicole E
Bought by
Schmelz Brent T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,765
Interest Rate
3.82%
Mortgage Type
Commercial
Purchase Details
Listed on
Apr 6, 2017
Closed on
May 25, 2017
Sold by
Mergenthaler Lisa A and Mergenthaler Joshua
Bought by
Schmelz Brent T and Schmelz Nicole E
Seller's Agent
Lisa Rademacher
American Realty Group
Buyer's Agent
Melissa Goddard
Keller Williams Chesterfield
List Price
$314,900
Sold Price
$295,000
Premium/Discount to List
-$19,900
-6.32%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.92%
Original Mortgage
$280,250
Interest Rate
3.97%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 22, 2013
Sold by
Mitchell Douglas K
Bought by
First Community Credit Union
Purchase Details
Closed on
Jul 2, 2013
Sold by
Schneider Brad B
Bought by
Mergenthaler Lisa A and Mergenthaler Joshua
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,500
Interest Rate
3.63%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 29, 2008
Sold by
Schneider Bradley
Bought by
Mitchell Douglas K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$43,000
Interest Rate
6.66%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 18, 2008
Sold by
Steiniger Michael and Steiniger Rebecca
Bought by
Schneider Brad B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$43,000
Interest Rate
6.66%
Mortgage Type
Purchase Money Mortgage
Similar Homes in the area
-
$481,000
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- 2.5 Baths
- 2,810 Sq Ft
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Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $295,000 | None Available | |
| Trustee Deed | $185,000 | None Available | |
| Warranty Deed | $210,000 | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | Integrity Land Title Co Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $456,000 | New Conventional | |
| Previous Owner | $335,368 | FHA | |
| Previous Owner | $277,765 | Commercial | |
| Previous Owner | $280,250 | New Conventional | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $200,687 | New Conventional | |
| Previous Owner | $199,500 | New Conventional | |
| Previous Owner | $221,000 | Unknown | |
| Previous Owner | $43,000 | Purchase Money Mortgage | |
| Previous Owner | $199,441 | Construction |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/08/2025 04/08/25 | Sold | -- | -- | -- |
| 02/22/2025 02/22/25 | For Sale | $475,000 | +50.8% | $151 / Sq Ft |
| 02/13/2025 02/13/25 | Off Market | -- | -- | -- |
| 05/25/2017 05/25/17 | Sold | -- | -- | -- |
| 05/18/2017 05/18/17 | Pending | -- | -- | -- |
| 04/06/2017 04/06/17 | For Sale | $314,900 | -- | $100 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,005 | $59,281 | $0 | $0 |
| 2022 | $4,548 | $48,229 | $0 | $0 |
| 2021 | $4,546 | $48,229 | $0 | $0 |
| 2020 | $4,422 | $44,809 | $0 | $0 |
| 2019 | $4,412 | $44,809 | $0 | $0 |
| 2018 | $4,336 | $41,790 | $0 | $0 |
| 2017 | $4,058 | $38,040 | $0 | $0 |
| 2016 | $3,917 | $35,981 | $0 | $0 |
| 2015 | $3,731 | $35,981 | $0 | $0 |
| 2014 | $3,567 | $32,657 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Goddard
Seller's Agent in 2025
Melissa Goddard
Keller Williams Chesterfield
(636) 439-0917
1 in this area
38 Total Sales
-
Hayley Tomazic
Buyer's Agent in 2025
Hayley Tomazic
Keller Williams Realty STL
(314) 229-2009
1 in this area
212 Total Sales
-
Lisa Rademacher
L
Seller's Agent in 2017
Lisa Rademacher
American Realty Group
(314) 575-7382
1 in this area
54 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25007952
APN: 2-0043-4329-00-0086.0000000
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