NOT LISTED FOR SALE

509 Spruce Lake Rd Summit, NY 12175

Estimated Value: $152,000 - $224,435

4 Beds
2.5 Baths
2,200 Sq Ft
$89/Sq Ft Est. Value

Last Sold March 19, 2015

Last sale price $90,000 $41 Per Sq Ft

Est. 107% increase in value since last sale

Current estimated payment $1,375/month

150 Days on Market

Highlights

  • Deck
  • No HOA
  • Views
  • Raised Ranch Architecture
  • Eat-In Kitchen
  • Shed

About This Home

As of March 2015

Single family home with in-law apartment. Open floor plan. Lower level has a stone fireplace. Two large decks, country kitchen. Scenic mountain views. Close to State land and two spring fed lakes. Picturesque country setting. Very Good Condition

Last Agent to Sell the Property

Matthew Loder

Country Boy Realty License #10311204132 Listed on: 09/02/2014

Last Buyer's Agent

Matthew Loder

Country Boy Realty License #10311204132 Listed on: 09/02/2014

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,241

Year Built

  • Built in 1964

Lot Details

  • 1.2 Acre Lot
  • Landscaped
  • Level Lot

Parking

  • Off-Street Parking

Home Design

  • Raised Ranch Architecture
  • Slab Foundation
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 2,200 Sq Ft Home
  • Paddle Fans
  • Wood Burning Fireplace
  • Sliding Doors
  • Ceramic Tile Flooring
  • Laundry on main level
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Deck
  • Shed

Utilities

  • Forced Air Heating System
  • Heating System Uses Oil
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 15 / 1
  • Assessor Parcel Number 434800 111.4-1-15

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,241

Year Built

Built in 1964

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1964
  • Directions: State Hwy 10 to Summit, take Charlotte Valley Rd to second right on Spruce Lake Road.
  • Above Grade Finished Sq Ft: 2200.0
  • Architectural Style: Raised Ranch
  • Financial Details General Taxes: 1481.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1760.0
  • School Taxes Description: Actual
  • Lot Size Acres: 1.2
  • New Construction: No
  • Possession Possession Legacy: at closing
  • Sale Detail Seller Contribution: No
  • Appliances Refrigerators: Yes
  • Laundry Features:Main Level: Yes
  • Laundry Features:Upper Level: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Foundation Details:Slab: Yes
  • Architectural Style:Raised Ranch: Yes
  • Laundry Features:Laundry Closet: Yes
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile
  • Basement: Slab
  • Interior Amenities: High Speed Internet, Paddle Fan, Eat-in Kitchen
  • Appliances: Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Fireplace Features: Family Room, Wood Burning
  • Fireplaces: 1
  • Living Area: 2200.0
  • Fireplace: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Slab2: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Attic Features:Eaves: Yes
  • Fireplace Features:Family Room: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck
  • Construction Materials:Vinyl Siding: Yes
  • Door Features:Sliding Doors: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Level: Yes
  • Lot Features:Views: Yes

Garage/Parking

  • Parking Features: Off Street
  • Attached Garage: No
  • Parking Features:Off Street: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Heating: Forced Air, Oil
  • Laundry Features: Laundry Closet, Main Level, Upper Level
  • Water Source: See Remarks
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Forced Air: Yes
  • Heating:Oil: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Cobleskill-Richmondville

Lot Info

  • Lot Features: Level, Views, Other, Landscaped
  • Parcel #: 434800 111.4-1-15
  • Lot Size Sq Ft: 52272.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3241.0
  • Tax Block: 1
  • Tax Lot: 15
  • Tax Tract: 111.4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2014
Closed on
Mar 19, 2015
Sold by
Bruno Vincent
Bought by
Crofts William
Seller's Agent
Matthew Loder
Country Boy Realty
Buyer's Agent
Matthew Loder
Country Boy Realty
List Price
$119,900
Sold Price
$90,000
Premium/Discount to List
-$29,900
-24.94%
Current Estimated Value
$186,261

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$96,261
Avg. Annual Appreciation
6.88%
Original Mortgage
$88,369
Outstanding Balance
$68,518
Interest Rate
3.62%
Mortgage Type
FHA
Estimated Equity
$111,435

Purchase Details

Closed on
Nov 1, 2004
Sold by
Bruno Vincent
Bought by
Bruno Vincent

Purchase Details

Closed on
Sep 9, 2004
Sold by
Bruno Vincent
Bought by
Bruno Vincent

Purchase Details

Closed on
Oct 23, 2002
Sold by
Rose Giordano
Bought by
Vincent Bruno
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Crofts William $85,000 Michael West
Bruno Vincent -- Daniel Ross
Bruno Vincent -- Daniel Ross
Vincent Bruno -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Crofts William $88,369
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/19/2015 03/19/15 Sold $90,000 -24.9% $41 / Sq Ft
01/30/2015 01/30/15 Pending -- -- --
09/02/2014 09/02/14 For Sale $119,900 -- $55 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,255 $64,500 $10,200 $54,300
2023 $4,187 $64,500 $10,200 $54,300
2022 $4,194 $64,500 $10,200 $54,300
2021 $3,996 $64,500 $10,200 $54,300
2020 $4,067 $64,500 $10,200 $54,300
2019 $3,676 $64,500 $10,200 $54,300
2018 $3,676 $58,100 $10,200 $47,900
2017 $3,432 $58,100 $10,200 $47,900
2016 $3,384 $58,100 $10,200 $47,900
2015 -- $58,100 $10,200 $47,900
2014 -- $58,100 $10,200 $47,900
Source: Public Records

Agents Affiliated with this Home

  • Matthew Loder

    Seller's Agent in 2015

    Matthew Loder

    Country Boy Realty

    (518) 378-1235

    43 in this area

    569 Total Sales

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Map

Source: Global MLS

MLS Number: 201418605

Global MLS

APN: 434800-111-004-0001-015-000-0000

New York Schoharie County Summit 12149

509 Spruce Lake Rd, Summit, NY

This home is located at 509 Spruce Lake Rd, Summit, NY 12175 since 02 September 2014 and is currently estimated at $195,609, approximately $88 per square foot. This property was built in 1964. 509 Spruce Lake Rd is a home located in Schoharie County with nearby schools including George D Ryder Elementary School, Joseph B Radez Elementary School, and Cobleskill Richmondville High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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