NOT LISTED FOR SALE

509 W White St Champaign, IL 61820

Estimated Value: $247,000 - $287,721

4 Beds
2 Baths
1,975 Sq Ft
$138/Sq Ft Est. Value

Last Sold September 20, 2021

Last sale price $155,000 $78 Per Sq Ft

Est. 75% increase in value since last sale

Current estimated payment $1,771/month

13 Days on Market

Highlights

  • Wood Flooring
  • Formal Dining Room
  • Bathroom on Main Level
  • Central High School Rated A
  • Dry Bar
  • Forced Air Heating and Cooling System

About This Home

As of September 2021

Move in Ready home blocks from downtown Champaign. The main floor has beautiful hardwood. There is a front living room with large windows for great light, a dining room, an eat-in-kithchen with current appliances, a bonus room which is near the first floor full bathroom. There are 4 bedrooms on the 2nd floor with a full bath. The basement doesn't have evididence of water and includes a dry bar space that could be more livable space if more finished out. Includes a laundry complete with washer and dryer. The back of the home has alley access too. Just blocks from downtown restaurants and shopping. This home has been pre-inspected for convenience with some items being completed.

Last Agent to Sell the Property

Stefanie Pratt

Coldwell Banker R.E. Group License #475123513 Listed on: 08/13/2021

Coldwell Banker R.E. Group

Last Buyer's Agent

Brenda Brown

Coldwell Banker R.E. Group License #475121968

Coldwell Banker R.E. Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,019

Year Built

  • Built in 1878

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 66 x 127.83

Home Design

  • Aluminum Siding

Interior Spaces

  • 1,975 Sq Ft Home
  • 2-Story Property
  • Dry Bar
  • Wood Burning Fireplace
  • Formal Dining Room
  • Wood Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Parking

  • 2 Parking Spaces
  • Driveway
  • Uncovered Parking
  • Parking Space is Owned

Schools

  • Unit 4 Of Choice Elementary School
  • Champaign/Middle Call Unit 4 351
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • J.G. Clark's Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,019

Year Built

Built in 1878

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: J.G. Clark's
  • Year Built: 1878
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: Commuter Bus
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Legal Description: LOT 5 CLARK'S ADD
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Bar-Dry, Hardwood Floors, 1st Floor Full Bath
  • LivingArea: 1975
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 1975
  • Assessed Sq Ft: 1074
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 1975
  • Basement Sq Ft: 950
  • Total Sq Ft: 2925
  • Unfinished Basement Sq Ft: 1000
  • Upper Level Sq Ft: 950
  • Main Level Sq Ft: 1025
  • Lower Level Sq Ft: 0
  • Unfinished Lower Sq Ft: 0
  • Bedroom 2 Flooring: Carpet
  • Dining Room Flooring: Hardwood
  • Kitchen Flooring: Vinyl
  • Kitchen: Eating Area-Table Space
  • Living Room Flooring: Hardwood
  • MRD_MBB: None
  • Master Bedroom Flooring: Carpet
  • Master Bedroom Dimensions: 13X13
  • Bedroom 3 Flooring: Carpet
  • Laundry Flooring: Other
  • Family Room Flooring: Carpet
  • Bedroom 4 Flooring: Carpet

Exterior Features

  • List Price: 169900
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding

Garage/Parking

  • Parking Features: Driveway
  • ParkingTotal: 2
  • Number of Cars: 2
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Unit 4 Of Choice
  • High School: Central High School
  • Middle/Junior School: Champaign/Middle Call Unit 4 351
  • Middle/Junior School District: 4

Lot Info

  • Lot Size Acres: 0.18
  • Lot Dimensions: 66 X 127.83
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 22

Tax Info

  • Tax Annual Amount: 3019.2
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 1, 2025
Sold by
Harrigan Investments Llc
Bought by
Cu Holdings Llc
Current Estimated Value
$271,680

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Outstanding Balance
$216,000
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$54,670

Purchase Details

Closed on
Apr 26, 2024
Sold by
Aaa Chicago Investors
Bought by
Harrigan Investments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
6.87%
Mortgage Type
Construction

Purchase Details

Listed on
Aug 13, 2021
Closed on
Sep 7, 2021
Sold by
Duvall Samuel J and Duvall Lynn A
Bought by
Aaa Chicago Investors
Seller's Agent
Stefanie Pratt
Coldwell Banker R.E. Group
Buyer's Agent
Brenda Brown
Coldwell Banker R.E. Group
List Price
$174,900
Sold Price
$155,000
Premium/Discount to List
-$19,900
-11.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.91%

Purchase Details

Closed on
Sep 29, 2006
Sold by
Kelley Shannon R and Kelley Cornelia E
Bought by
Duvall Samuel J and Duvall Lynn A

Purchase Details

Closed on
Apr 8, 2005
Sold by
Nieto Carlos A and Nieto Marco A
Bought by
Kelley Shannon R and Kelley Cornelia E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
5.89%
Mortgage Type
Construction
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cu Holdings Llc $270,000 None Listed On Document
Harrigan Investments Llc $182,000 None Listed On Document
Aaa Chicago Investors -- None Available
Duvall Samuel J $128,500 Allied Title Services Inc
Kelley Shannon R $85,000 Allied Title Services
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cu Holdings Llc $216,000
Previous Owner Harrigan Investments Llc $182,000
Previous Owner Aaa Chicago Investors $126,750
Previous Owner Duvall Samuel J $88,000
Previous Owner Duvall Samuel J $91,000
Previous Owner Kelley Shannon R $104,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/20/2021 09/20/21 Sold $155,000 -11.4% $78 / Sq Ft
08/27/2021 08/27/21 Pending -- -- --
08/13/2021 08/13/21 For Sale $174,900 -- $89 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,037 $49,160 $18,550 $30,610
2023 $4,037 $44,770 $16,890 $27,880
2022 $3,798 $41,300 $15,580 $25,720
2021 $3,707 $40,490 $15,270 $25,220
2020 $3,019 $38,930 $14,680 $24,250
2019 $2,911 $38,130 $14,380 $23,750
2018 $2,837 $37,530 $14,150 $23,380
2017 $2,719 $36,090 $13,610 $22,480
2016 $2,428 $35,350 $13,330 $22,020
2015 $2,946 $34,720 $13,090 $21,630
2014 $2,416 $34,720 $13,090 $21,630
2013 $2,895 $34,720 $13,090 $21,630
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11184363

Midwest Real Estate Data (MRED)

APN: 42-20-12-378-002