Seller's Agent in 2019
Dave Richert
eXp Realty - Geneva
(630) 906-7266
101 Total Sales
51 Waterbury Cir Oswego, IL 60543
North Oswego Neighborhood
3
Beds
1
Bath
1,300
Sq Ft
$142/mo
HOA Fee
Highlights
- Landscaped Professionally
- Main Floor Bedroom
- Walk-In Pantry
- Churchill Elementary School Rated A-
- End Unit
- Breakfast Room
About This Home
As of September 2019Wonderful open concept ranch style townhouse! This home features 3 generous sized bedrooms and 1 full bathroom. The main living area has a very open and spacious feel. There are ample cabinets in the kitchen with a breakfast bar and stools for extra seating, all appliances included.]. You will love the huge storage closet, this space could be converted to a bathroom if desired! There is a large 2 car garage. The home is very quiet as it backs up to a fenced area. You will love sitting at your private patio. This would truly be a maintenance free living at a very affordable cost! The home is ready for new owners.
Last Agent to Sell the Property
Kathleen Shields
HomeSmart Realty Group License #475141101 Listed on: 04/06/2016
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,319
Lot Details
- End Unit
- Southern Exposure
- Landscaped Professionally
HOA Fees
- $142 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Breakfast Room
- Storage
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Freezer
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- Main Floor Bedroom
- Bathroom on Main Level
Laundry
- Laundry on main level
- Dryer
- Washer
Home Security
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Community Details
Pet Policy
- Pets Allowed
Security
- Storm Screens
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 1, 2019
Closed on
Aug 13, 2019
Sold by
Wade Jeremy and Wade Stacie
Bought by
Ramirez Eric
Seller's Agent
Dave Richert
eXp Realty - Geneva
Buyer's Agent
Malanie Moreno
Keller Williams Innovate - Aurora
List Price
$159,900
Sold Price
$159,000
Premium/Discount to List
-$900
-0.56%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$111,585
Avg. Annual Appreciation
9.22%
Original Mortgage
$154,230
Outstanding Balance
$137,383
Interest Rate
4.25%
Mortgage Type
New Conventional
Estimated Equity
$131,579
Purchase Details
Listed on
Apr 6, 2016
Closed on
Jun 3, 2016
Sold by
Kent Mallory and Lelah Mallory
Bought by
Wade Jeremy and Wade Stacie
Seller's Agent
Kathleen Shields
HomeSmart Realty Group
Buyer's Agent
Dave Richert
eXp Realty - Geneva
List Price
$139,999
Sold Price
$130,000
Premium/Discount to List
-$9,999
-7.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.29%
Original Mortgage
$127,645
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 30, 2008
Sold by
Rutkowski Beverly F
Bought by
Kent Mallory
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,200
Interest Rate
5.88%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 24, 1999
Sold by
American United Bank & Trust Company
Bought by
Rutkowski Thaddeus and Rutkowski Beverly F
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $159,000 | Fidelity National Title Ins | |
| Warranty Deed | $130,000 | Chicago Title Insurance Co | |
| Warranty Deed | $160,000 | Chicago Title Insurance Co | |
| Deed | $128,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $154,230 | New Conventional | |
| Closed | $6,000 | Stand Alone Second | |
| Previous Owner | $127,645 | FHA | |
| Previous Owner | $142,511 | New Conventional | |
| Previous Owner | $147,200 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/20/2019 09/20/19 | Sold | $159,000 | -0.6% | $122 / Sq Ft |
| 08/08/2019 08/08/19 | Pending | -- | -- | -- |
| 08/01/2019 08/01/19 | For Sale | $159,900 | +23.0% | $123 / Sq Ft |
| 06/04/2016 06/04/16 | Sold | $130,000 | -7.1% | $100 / Sq Ft |
| 04/16/2016 04/16/16 | Pending | -- | -- | -- |
| 04/06/2016 04/06/16 | For Sale | $139,999 | -- | $108 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,319 | $72,095 | $9,460 | $62,635 |
| 2023 | $4,696 | $63,801 | $8,372 | $55,429 |
| 2022 | $4,696 | $58,001 | $7,611 | $50,390 |
| 2021 | $4,558 | $54,718 | $7,180 | $47,538 |
| 2020 | $4,405 | $52,614 | $6,904 | $45,710 |
| 2019 | $4,286 | $50,646 | $6,904 | $43,742 |
| 2018 | $3,487 | $42,205 | $5,753 | $36,452 |
| 2017 | $3,354 | $38,720 | $5,278 | $33,442 |
| 2016 | $3,403 | $38,720 | $5,278 | $33,442 |
| 2015 | $3,256 | $35,852 | $4,887 | $30,965 |
| 2014 | -- | $35,852 | $4,887 | $30,965 |
| 2013 | -- | $37,739 | $5,144 | $32,595 |
Source: Public Records
Agents Affiliated with this Home
-
Dave Richert
-
Malanie Moreno
Buyer's Agent in 2019
Malanie Moreno
Keller Williams Innovate - Aurora
(630) 669-4344
7 in this area
150 Total Sales
-
K
Seller's Agent in 2016
Kathleen Shields
HomeSmart Realty Group
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09186602
APN: 03-02-457-030
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