Lisa Wolf
Keller Williams North Shore West
(224) 332-2538
1,082 Total Sales
8 in Southwest Saint Charles
$282K - $500K Price Range
511 S 7th St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $838,639 - $881,000
4
Beds
2.5
Baths
2,760
Sq Ft
$310/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Vaulted Ceiling
- Main Floor Bedroom
- Davis Primary School Rated A-
- Wood Flooring
- 3-minute walk to Kehoe Park
About This Home
As of October 2025This beautifully designed home combines the ease of first-floor living with timeless craftsmanship and modern luxury-just steps from the charm of downtown St. Charles. Nestled back from 7th Street, the property offers a peaceful, private setting, yet keeps you close to shops, dining, and the riverfront. Enjoy morning coffee on the brick patio overlooking professionally landscaped gardens, or relax on the spacious covered front porch with a rich wood ceiling. Inside, the open floor plan is filled with architectural details that set this home apart-coffered ceilings, transom windows, detailed millwork, pocket doors, and elegant crown molding. The heart of the home features a soaring 12-foot stone fireplace with gas logs, expansive windows that flood the space with natural light, and gleaming hardwood floors throughout. The oversized eat-in kitchen is an entertainer's dream, boasting high-end KitchenAid stainless steel appliances, cherry cabinetry, granite countertops, a true walk-in pantry, and a butler's pantry/coffee bar. With 9- and 12-foot ceilings, this open layout is designed for both comfortable living and effortless entertaining. The deep-pour 9-foot basement offers endless possibilities-already roughed for plumbing, equipped with egress windows, a radon mitigation system, a tankless water heater, a sump pump with battery backup, and a dedicated basement air system. Built in 2008 with thoughtful updates, this home is the perfect blend of convenience, luxury, and location-ideal for those who want to simplify life without sacrificing style.
Last Agent to Sell the Property
Coldwell Banker Realty License #475158346 Listed on: 09/04/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,194
Year Built
- Built in 2008
Lot Details
- 0.29
Parking
- 2 Car Detached Garage
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
- Cedar
Interior Spaces
- 2,760 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Coffered Ceiling
- Vaulted Ceiling
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Den
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- 9+ Foot Basement Ceiling Height
- Block Basement Construction
- Stubbed For A Bathroom
- Basement Window Egress
Utilities
- Central Air
- Heating System Uses Natural Gas
- Water Softener
Additional Features
- Patio
- 12,632 Sq Ft Lot
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 4, 2025
Closed on
Oct 2, 2025
Sold by
Bought by
Seller's Agent
Grant Montgomery
Coldwell Banker Realty
Buyer's Agent
Cory Jones
eXp Realty - St. Charles
List Price
$750,000
Sold Price
$800,000
Premium/Discount to List
$50,000
6.67%
Views
46
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,410
Avg. Annual Appreciation
7.95%
Original Mortgage
$640,000
Outstanding Balance
$634,799
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$219,611
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Southwest Saint Charles, IL
-
Lisa Wolf
-
Jane Boeckelmann
Jane Boeckelmann
Suburban Life Realty, Ltd
(708) 554-4875
77 Total Sales
1 in Southwest Saint Charles
$300,000 Price
-
Joyce Fedele
Joyce Fedele
@properties Christie's International Real Estate
(331) 258-1469
25 Total Sales
3 in Southwest Saint Charles
$431K - $599K Price Range
-
Dalia Metzger
Dalia Metzger
@properties Christie's International Real Estate
(630) 556-8762
102 Total Sales
1 in Southwest Saint Charles
$427,100 Price
-
Mark Plunkett
Mark Plunkett
@properties Christies International Real Estate
(630) 491-5305
68 Total Sales
1 in Southwest Saint Charles
$445,000 Price
-
Liz Wiersum
Liz Wiersum
Executive Realty Group LLC
(331) 226-1877
25 Total Sales
1 in Southwest Saint Charles
$405,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $800,000 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $640,000 | ||
| Previous Owner | $300,000 | ||
| Previous Owner | $150,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/09/2025 10/09/25 | Sold | $800,000 | +6.7% | $290 / Sq Ft |
| 09/07/2025 09/07/25 | Pending | -- | -- | -- |
| 09/04/2025 09/04/25 | For Sale | $750,000 | 0.0% | $272 / Sq Ft |
| 09/04/2025 09/04/25 | Price Changed | $750,000 | -- | $272 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,625 | $210,270 | $48,500 | $161,770 |
| 2024 | $13,625 | $193,744 | $44,688 | $149,056 |
| 2023 | $12,598 | $173,403 | $39,996 | $133,407 |
| 2022 | $12,075 | $160,548 | $44,271 | $116,277 |
| 2021 | $11,584 | $153,034 | $42,199 | $110,835 |
| 2020 | $11,612 | $152,095 | $41,412 | $110,683 |
| 2019 | $11,397 | $149,083 | $40,592 | $108,491 |
| 2018 | $11,823 | $153,538 | $38,687 | $114,851 |
| 2017 | $11,503 | $148,288 | $37,364 | $110,924 |
| 2016 | $11,942 | $141,716 | $36,052 | $105,664 |
| 2015 | -- | $140,810 | $35,663 | $105,147 |
| 2014 | -- | $139,452 | $35,663 | $103,789 |
| 2013 | -- | $143,397 | $36,356 | $107,041 |
Source: Public Records
Agents Affiliated with this Home
-
Grant Montgomery
G
Seller's Agent in 2025
Grant Montgomery
Coldwell Banker Realty
(630) 377-1771
2 in this area
65 Total Sales
-
Cory Jones
Buyer's Agent in 2025
Cory Jones
eXp Realty - St. Charles
(630) 400-9009
41 in this area
317 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12435065
APN: 09-33-277-058
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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