512 Cardinal Ave Oswego, IL 60543
North Oswego Neighborhood
4
Beds
3.5
Baths
3,577
Sq Ft
2006
Built
Highlights
- Landscaped Professionally
- Community Lake
- Property is near a park
- Churchill Elementary School Rated A-
- Clubhouse
- Recreation Room
About This Home
As of September 2024Welcome to this spacious and beautifully maintained 4-bedroom, 3.5-bathroom home, located on a desirable corner lot and offering ample living space with modern amenities. With potential for a 5th bedroom on the second floor and an office/bonus room on the first floor, this home provides flexibility for growing families or those needing extra space. Key features include a new roof (2019), elegant wood floors (2010), a cozy gas starter fireplace, an updated water heater (2016), and convenient second-floor laundry. The partially finished basement boasts a built-in bar, perfect for entertaining, and the tandem 3-car garage offers ample space for vehicles and storage. The main floor's versatile layout and the generously sized upstairs bedrooms make this home a perfect blend of comfort and practicality, ready for you to move in and make it your own. Don't miss the opportunity to own this exceptional property!
Last Agent to Sell the Property
Baird & Warner Business Development License #475181892
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,889
Year Built
- Built in 2006
Lot Details
- Lot Dimensions are 85 x 120
- Fenced Yard
- Landscaped Professionally
- Corner Lot
HOA Fees
Parking
- 3 Car Attached Garage
- Garage Transmitter
- Tandem Garage
- Garage Door Opener
- Driveway
- Parking Space is Owned
Home Design
- American Four Square Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,577 Sq Ft Home
- 2-Story Property
- Gas Log Fireplace
- Family Room with Fireplace
- Formal Dining Room
- Recreation Room
- Bonus Room
- Wood Flooring
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Bar
- Double Oven
- Cooktop
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry on upper level
- Sink Near Laundry
- Gas Dryer Hookup
Outdoor Features
- Stamped Concrete Patio
- Porch
Location
- Property is near a park
Schools
- Churchill Elementary School
- Plank Junior High School
- Oswego East High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Water Purifier is Owned
- Water Softener is Owned
- Cable TV Available
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include clubhouse, exercise facilities, pool
- Patty Deering Association, Phone Number (815) 886-0953
- Churchill Club Subdivision, Spectacular Bid Floorplan
- Property managed by Associa Chicagoland
- Community Lake
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 18, 2024
Closed on
Sep 6, 2024
Sold by
Moeller Cheryl and York Cheryl
Bought by
Nelligan Timothy and Thai Jennifer
Seller's Agent
Jessica Jackson
Baird & Warner Business Development
Buyer's Agent
Jeffrey Padesky
Real Broker, LLC
List Price
$505,000
Sold Price
$495,000
Premium/Discount to List
-$10,000
-1.98%
Total Days on Market
12
Views
48
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,744
Avg. Annual Appreciation
5.66%
Purchase Details
Closed on
Nov 16, 2022
Sold by
York Jeffrey
Bought by
York Cheryl
Purchase Details
Closed on
Dec 28, 2004
Sold by
Pinnacle Corp
Bought by
York Jeffrey R and York Cheryl L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
5.82%
Mortgage Type
Purchase Money Mortgage
Map
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Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Stewart Title | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $299,500 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $201,850 | New Conventional | |
| Previous Owner | $211,722 | New Conventional | |
| Previous Owner | $230,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/06/2024 09/06/24 | Sold | $495,000 | -2.0% | $138 / Sq Ft |
| 07/31/2024 07/31/24 | Pending | -- | -- | -- |
| 07/18/2024 07/18/24 | For Sale | $505,000 | -- | $141 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $10,889 | $137,984 | $22,600 | $115,384 |
| 2022 | $10,889 | $126,591 | $20,734 | $105,857 |
| 2021 | $9,943 | $112,271 | $19,378 | $92,893 |
| 2020 | $9,834 | $110,070 | $18,998 | $91,072 |
| 2019 | $10,260 | $112,887 | $18,998 | $93,889 |
| 2018 | $10,910 | $115,144 | $23,711 | $91,433 |
| 2017 | $10,417 | $107,611 | $22,160 | $85,451 |
| 2016 | $9,985 | $102,001 | $21,005 | $80,996 |
| 2015 | $10,096 | $98,552 | $20,295 | $78,257 |
| 2014 | -- | $92,973 | $19,146 | $73,827 |
| 2013 | -- | $93,487 | $19,252 | $74,235 |
Source: Public Records
Source: Midwest Real Estate Data (MRED)
MLS Number: 12108880
APN: 03-15-203-001
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