$385,000
SOLD SEP 24, 2025

513 Chisholm Trail Lusby, MD 20657

3 Beds
2.5 Baths
1,528 Sq Ft
0.25 Acres

Recently Sold

$252 Per Sq Ft

2% Above List Price

3 Days on Market

Highlights

  • Deck
  • Central Air
  • Carpet
  • 2 Car Direct Access Garage
  • Ceiling Fan
  • Heat Pump System

About This Home

As of September 2025

Welcome to this charming 3-bedroom, 2.5-bath home nestled in the sought-after beach community of Chesapeake Ranch Estates, offering private access to sandy beaches, a clubhouse, a serene lake, and multiple playgrounds. This bright and airy split-foyer design boasts abundant natural light, an open layout, and stylish updates throughout. The kitchen features granite countertops, stainless steel appliances, and plenty of cabinet space, perfect for cooking and entertaining. Relax in the spacious living areas or retreat to the comfortable bedrooms, including a primary suite with a private bath. Enjoy peace of mind with a newer HVAC system replaced in 2023 and appreciate the fully fenced backyard with charming split-rail fencing—ideal for pets, play, or simply unwinding outdoors. Whether you’re looking for a full-time residence or a weekend getaway, this home offers the perfect blend of comfort, style, and community amenities.

Last Agent to Sell the Property

Charlotte Long

(240) 561-2996 charlottelonghomes@gmail.com EXP Realty, LLC License #655003 Listed on: 08/14/2025

EXP Realty, LLC

Last Buyer's Agent

Heather Cooksey

(240) 427-8283 heatheracooksey@gmail.com RE/MAX One License #0225265567

RE/MAX One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,127

Year Built

  • Built in 1999

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Split Foyer
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Finished Basement

  • Walk-Out Basement
  • Garage Access
  • Basement Windows

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Deck
  • 0.25 Acre Lot

Community Details

  • Property Owners Association Chesapeake Ranch Estat HOA
  • Chesapeake Ranch Estates Subdivision

Listing and Financial Details

  • Tax Lot 15
  • Assessor Parcel Number 0501116274

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,127

Year Built

Built in 1999

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1999
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to this charming 3-bedroom, 2.5-bath home nestled in the sought-after beach community of Chesapeake Ranch Estates, offering private access to sandy beaches, a clubhouse, a serene lake, and multiple playgrounds. This bright and airy split-foyer design boasts abundant natural light, an open layout, and stylish updates throughout. The kitchen features granite countertops, stainless steel appliances, and plenty of cabinet space, perfect for cooking and entertaining. Relax in the spacious living areas or retreat to the comfortable bedrooms, including a primary suite with a private bath. Enjoy peace of mind with a newer HVAC system replaced in 2023 and appreciate the fully fenced backyard with charming split-rail fencing—ideal for pets, play, or simply unwinding outdoors. Whether you’re looking for a full-time residence or a weekend getaway, this home offers the perfect blend of comfort, style, and community amenities.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Carpet, Vinyl
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished, Garage Access, Walkout Level, Windows
  • Total Sq Ft: 1528
  • Living Area Sq Ft: 1528
  • Price Per Sq Ft: 337.50
  • Above Grade Finished Sq Ft: 1120
  • Below Grade Finished Sq Ft: 408
  • Total Below Grade Sq Ft: 408
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 513

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 498.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: PROPERTY OWNERS ASSOCIATION CHESAPEAKE RANCH ESTAT
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2025
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3127.00
  • Assessor Parcel Number: 0501116274
  • Tax Lot: 15
  • Tax Total Finished Sq Ft: 1528
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 09/24/2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2020
Closed on
May 29, 2020
Sold by
Prosperon Real Estate Llc
Bought by
Samilton Amy M and Kane Zachary M
Seller's Agent
Christopher Clemons
CENTURY 21 New Millennium
Buyer's Agent
Charlotte Long
EXP Realty, LLC
List Price
$274,900
Sold Price
$275,000
Premium/Discount to List
$100
0.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.86%
Original Mortgage
$261,250
Outstanding Balance
$232,515
Interest Rate
3.3%
Mortgage Type
New Conventional
Estimated Equity
$139,918

Purchase Details

Listed on
Nov 14, 2019
Closed on
Feb 11, 2020
Sold by
Secretary Of Veterans Affairs
Bought by
Prosperon Real Estate Llc
Seller's Agent
Bill Harris
Coldwell Banker Jay Lilly Real Estate
Buyer's Agent
Christopher Clemons
CENTURY 21 New Millennium
List Price
$158,500
Sold Price
$168,000
Premium/Discount to List
$9,500
5.99%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
447.03%
Original Mortgage
$16,000
Interest Rate
3.6%
Mortgage Type
Commercial

Purchase Details

Closed on
Nov 21, 2019
Sold by
Harper Melanie and Harper Kevin
Bought by
Phh Mortgage Corporation and Secretary Of Veteran Affairs

Purchase Details

Closed on
Jul 10, 2007
Sold by
Ore C and Ore James Jospeh
Bought by
Candore James Jospeh and Candore Kimberly Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,710
Interest Rate
6.48%
Mortgage Type
VA

Purchase Details

Closed on
Jun 29, 2007
Sold by
Ore C and Ore James Jospeh
Bought by
Candore James Jospeh and Candore Kimberly Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,710
Interest Rate
6.48%
Mortgage Type
VA

Purchase Details

Closed on
Dec 8, 1999
Sold by
Home Builders Inc
Bought by
Candore James Jospeh and Candore Kimberly Ann

Purchase Details

Closed on
Aug 12, 1999
Sold by
Rooney Thomas C and Rooney June T
Bought by
Home Builders Inc
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $275,000 Bay County Settlements Inc
Special Warranty Deed $168,000 None Available
Warranty Deed $179,026 None Available
Deed $260,000 --
Deed $260,000 --
Deed $122,240 --
Deed $12,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $261,250 New Conventional
Previous Owner $168,000 Commercial
Previous Owner $268,710 VA
Previous Owner $268,710 VA
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/24/2025 09/24/25 Sold $385,000 +1.9% $252 / Sq Ft
08/17/2025 08/17/25 Pending -- -- --
08/14/2025 08/14/25 For Sale $378,000 +37.5% $247 / Sq Ft
05/29/2020 05/29/20 Sold $275,000 0.0% $180 / Sq Ft
04/25/2020 04/25/20 Pending -- -- --
04/23/2020 04/23/20 For Sale $274,900 +63.6% $180 / Sq Ft
02/14/2020 02/14/20 Sold $168,000 +6.0% $110 / Sq Ft
11/26/2019 11/26/19 Pending -- -- --
11/14/2019 11/14/19 For Sale $158,500 0.0% $104 / Sq Ft
06/30/2017 06/30/17 Rented $1,600 +6.7% --
06/29/2017 06/29/17 Under Contract -- -- --
04/06/2017 04/06/17 For Rent $1,500 0.0% --
07/14/2014 07/14/14 Rented $1,500 -9.1% --
07/13/2014 07/13/14 Under Contract -- -- --
05/20/2014 05/20/14 For Rent $1,650 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,149 $277,700 $0 $0
2024 $3,149 $251,800 $0 $0
2023 $2,501 $225,900 $55,200 $170,700
2022 $2,702 $219,100 $0 $0
2021 $5,405 $212,300 $0 $0
2020 $1,468 $205,500 $55,200 $150,300
2019 $2,051 $195,533 $0 $0
2018 $1,947 $185,567 $0 $0
2017 $2,241 $175,600 $0 $0
2016 -- $175,600 $0 $0
2015 $2,549 $175,600 $0 $0
2014 $2,549 $177,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2022660

Bright MLS

APN: 01-116274