514 Massachusetts Ave Saint Cloud, FL 34769
Downtown Saint Cloud NeighborhoodEstimated payment $1,507/month
Highlights
- Wood Flooring
- Front Porch
- Walk-In Closet
- No HOA
- Eat-In Kitchen
- Patio
About This Home
Under contract-accepting backup offers. Home Sweet Home Starts Here — Snag This St. Cloud Deal at $230K!
This charming 2-bedroom, 1-bath home offers 1,192 sq. ft. of comfortable, bright living space with no HOA fees—perfect for first-time buyers or those looking for affordable homeownership. The partially finished upstairs adds valuable flexible space that can be used as a home office, playroom, studio, or potential third bedroom.
Situated on St. Cloud’s famous parade route, you’ll enjoy front-row access to the city’s beloved community parades, festivals, and celebrations right outside your door. Embrace vibrant downtown living just steps away, with easy access to the historic St. Cloud Civic Center & Theater, popular local coffee shops, craft breweries, unique lounges, boutique shops, art galleries, and seasonal farmers markets.
Outdoor enthusiasts will appreciate the nearby waterfront parks, including Veterans Memorial Park and Recreation Park, perfect for fishing, kayaking, or scenic walks along the lake.
Additional highlights include central air conditioning for year-round comfort, a spacious backyard with alley access, and a detached storage shed. This home is eligible for FHA 203(k) renovation financing, allowing buyers to include updates and improvements in their mortgage. Preferred lender programs may also offer closing cost credits.
Zoned for highly regarded Lakeview Elementary, St. Cloud Middle, and St. Cloud High Schools, this property offers a fantastic combination of affordable living, community lifestyle, and prime location.
Don’t miss this rare opportunity to own a flexible, move-in-ready home in one of St. Cloud’s most desirable neighborhoods. Schedule your private showing today!
Listing Agent
LA ROSA REALTY LLC Brokerage Phone: 321-939-3748 License #3207811 Listed on: 04/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,372
Year Built
- Built in 1910
Lot Details
- 7,492 Sq Ft Lot
- Lot Dimensions are 50x150
- East Facing Home
- Property is zoned SR2
Home Design
- Bungalow
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,192 Sq Ft Home
- 1-Story Property
- Living Room
- Dining Room
- Crawl Space
Kitchen
- Eat-In Kitchen
- Range
Flooring
- Wood
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- Alley Access
- On-Street Parking
Outdoor Features
- Patio
- Exterior Lighting
- Outdoor Storage
- Private Mailbox
- Front Porch
Schools
- Lakeview Elementary School
- St. Cloud Middle School
- St. Cloud High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Thermostat
- Natural Gas Connected
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- St Cloud 2Nd Town Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 7 / 15
- Assessor Parcel Number 01-26-30-0001-0015-0070
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,116 | $188,700 | $46,800 | $141,900 |
| 2023 | $2,116 | $159,650 | $0 | $0 |
| 2022 | $2,034 | $155,000 | $35,100 | $119,900 |
| 2021 | $1,737 | $123,400 | $34,600 | $88,800 |
| 2020 | $1,411 | $81,600 | $30,700 | $50,900 |
| 2019 | $1,285 | $71,600 | $26,200 | $45,400 |
| 2018 | $1,171 | $63,600 | $22,500 | $41,100 |
| 2017 | $1,066 | $54,800 | $17,200 | $37,600 |
| 2016 | $985 | $50,400 | $15,000 | $35,400 |
| 2015 | $917 | $46,200 | $15,000 | $31,200 |
| 2014 | $834 | $41,400 | $12,900 | $28,500 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/23/2025 08/23/25 | Pending | -- | -- | -- |
| 07/30/2025 07/30/25 | Price Changed | $230,000 | -6.5% | $193 / Sq Ft |
| 06/17/2025 06/17/25 | For Sale | $246,000 | 0.0% | $206 / Sq Ft |
| 06/11/2025 06/11/25 | Off Market | $246,000 | -- | -- |
| 05/29/2025 05/29/25 | Price Changed | $246,000 | -7.2% | $206 / Sq Ft |
| 04/14/2025 04/14/25 | Price Changed | $265,000 | -5.4% | $222 / Sq Ft |
| 04/06/2025 04/06/25 | For Sale | $280,000 | +14.3% | $235 / Sq Ft |
| 02/29/2024 02/29/24 | Sold | $245,000 | +2.1% | $206 / Sq Ft |
| 02/05/2024 02/05/24 | Pending | -- | -- | -- |
| 02/01/2024 02/01/24 | For Sale | $240,000 | +33.3% | $201 / Sq Ft |
| 01/19/2021 01/19/21 | Sold | $180,000 | +0.1% | $151 / Sq Ft |
| 11/25/2020 11/25/20 | Pending | -- | -- | -- |
| 11/02/2020 11/02/20 | Price Changed | $179,900 | -4.1% | $151 / Sq Ft |
| 10/14/2020 10/14/20 | Price Changed | $187,500 | -3.8% | $157 / Sq Ft |
| 09/30/2020 09/30/20 | For Sale | $195,000 | 0.0% | $164 / Sq Ft |
| 09/18/2020 09/18/20 | Pending | -- | -- | -- |
| 08/28/2020 08/28/20 | For Sale | $195,000 | -- | $164 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $245,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $245,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $180,000 | Oliver Title Law | |
| Warranty Deed | $61,900 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $191,000 | New Conventional | |
| Closed | $191,000 | New Conventional | |
| Previous Owner | $12,032 | FHA | |
| Previous Owner | $176,739 | FHA |
Source: Stellar MLS
MLS Number: S5124192
APN: 01-26-30-0001-0015-0070
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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