Seller's Agent in 2025
Jomar Gonzalez
LA ROSA REALTY LLC
(407) 837-3386
3 in this area
30 Total Sales
514 Massachusetts Ave Saint Cloud, FL 34769
Downtown Saint Cloud Neighborhood
2
Beds
1
Bath
1,192
Sq Ft
7,492
Sq Ft Lot
Highlights
- Wood Flooring
- No HOA
- Eat-In Kitchen
- Denver School of the Arts Rated A
- Front Porch
- Walk-In Closet
About This Home
As of October 2025Home Sweet Home Starts Here — Snag This St. Cloud Deal at $230K!
This charming 2-bedroom, 1-bath home offers 1,192 sq. ft. of comfortable, bright living space with no HOA fees—perfect for first-time buyers or those looking for affordable homeownership. The partially finished upstairs adds valuable flexible space that can be used as a home office, playroom, studio, or potential third bedroom.
Situated on St. Cloud’s famous parade route, you’ll enjoy front-row access to the city’s beloved community parades, festivals, and celebrations right outside your door. Embrace vibrant downtown living just steps away, with easy access to the historic St. Cloud Civic Center & Theater, popular local coffee shops, craft breweries, unique lounges, boutique shops, art galleries, and seasonal farmers markets.
Outdoor enthusiasts will appreciate the nearby waterfront parks, including Veterans Memorial Park and Recreation Park, perfect for fishing, kayaking, or scenic walks along the lake.
Additional highlights include central air conditioning for year-round comfort, a spacious backyard with alley access, and a detached storage shed. This home is eligible for FHA 203(k) renovation financing, allowing buyers to include updates and improvements in their mortgage. Preferred lender programs may also offer closing cost credits.
Zoned for highly regarded Lakeview Elementary, St. Cloud Middle, and St. Cloud High Schools, this property offers a fantastic combination of affordable living, community lifestyle, and prime location.
Don’t miss this rare opportunity to own a flexible, move-in-ready home in one of St. Cloud’s most desirable neighborhoods. Schedule your private showing today!
Last Agent to Sell the Property
LA ROSA REALTY LLC Brokerage Phone: 321-939-3748 License #3207811 Listed on: 04/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,372
Year Built
- Built in 1910
Lot Details
- 7,492 Sq Ft Lot
- Lot Dimensions are 50x150
- East Facing Home
- Property is zoned SR2
Home Design
- Bungalow
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,192 Sq Ft Home
- 1-Story Property
- Living Room
- Dining Room
- Crawl Space
Kitchen
- Eat-In Kitchen
- Range
Flooring
- Wood
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- Alley Access
- On-Street Parking
Outdoor Features
- Patio
- Exterior Lighting
- Outdoor Storage
- Private Mailbox
- Front Porch
Schools
- Lakeview Elementary School
- St. Cloud Middle School
- St. Cloud High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Thermostat
- Natural Gas Connected
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- St Cloud 2Nd Town Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 7 / 15
- Assessor Parcel Number 01-26-30-0001-0015-0070
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 6, 2025
Closed on
Oct 22, 2025
Sold by
Gutierrez Isidora Angela
Bought by
Massier Bautista Melina
Seller's Agent
Jomar Gonzalez
LA ROSA REALTY LLC
Buyer's Agent
Richard Aybar
KELLER WILLIAMS ADVANTAGE III
List Price
$246,000
Sold Price
$215,000
Premium/Discount to List
-$31,000
-12.6%
Views
220
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.34%
Original Mortgage
$278,343
Outstanding Balance
$278,343
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
-$58,993
Purchase Details
Listed on
Feb 1, 2024
Closed on
Feb 29, 2024
Sold by
Burke Jacqueline Marie
Bought by
Gutierrez Isidora Angela
Seller's Agent
Mitch Susana
REALTY ONE GROUP MAGIC CITY
Buyer's Agent
Jomar Gonzalez
LA ROSA REALTY LLC
List Price
$240,000
Sold Price
$245,000
Premium/Discount to List
$5,000
2.08%
Views
42
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.61%
Original Mortgage
$191,000
Interest Rate
6.6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 28, 2020
Closed on
Jan 14, 2021
Sold by
Layton William and Layton Kathryn
Bought by
Brinchek Jacqueline Marie
Seller's Agent
Robert Allen
LA ROSA REALTY LLC
Buyer's Agent
Mitch Susana
REALTY ONE GROUP MAGIC CITY
List Price
$195,000
Sold Price
$180,000
Premium/Discount to List
-$15,000
-7.69%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.42%
Original Mortgage
$176,739
Interest Rate
2.71%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 19, 2003
Sold by
Shuttera Starlene M and Truax Starlene M
Bought by
Layton William and Layton Kathryn
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $215,000 | Generation Title | |
| Warranty Deed | $245,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $245,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $180,000 | Oliver Title Law | |
| Warranty Deed | $61,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $278,343 | New Conventional | |
| Previous Owner | $191,000 | New Conventional | |
| Previous Owner | $176,739 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/22/2025 10/22/25 | Sold | $215,000 | -6.5% | $180 / Sq Ft | |
| 08/23/2025 08/23/25 | Pending | -- | -- | -- | |
| 07/30/2025 07/30/25 | Price Changed | $230,000 | -6.5% | $193 / Sq Ft | |
| 06/17/2025 06/17/25 | For Sale | $246,000 | +14.4% | $206 / Sq Ft | |
| 06/11/2025 06/11/25 | Off Market | $215,000 | -- | -- | |
| 05/29/2025 05/29/25 | Price Changed | $246,000 | -7.2% | $206 / Sq Ft | |
| 04/14/2025 04/14/25 | Price Changed | $265,000 | -5.4% | $222 / Sq Ft | |
| 04/06/2025 04/06/25 | For Sale | $280,000 | +14.3% | $235 / Sq Ft | |
| 02/29/2024 02/29/24 | Sold | $245,000 | +2.1% | $206 / Sq Ft | View Prior Sale |
| 02/05/2024 02/05/24 | Pending | -- | -- | -- | |
| 02/01/2024 02/01/24 | For Sale | $240,000 | +33.3% | $201 / Sq Ft | |
| 01/19/2021 01/19/21 | Sold | $180,000 | +0.1% | $151 / Sq Ft | View Prior Sale |
| 11/25/2020 11/25/20 | Pending | -- | -- | -- | |
| 11/02/2020 11/02/20 | Price Changed | $179,900 | -4.1% | $151 / Sq Ft | |
| 10/14/2020 10/14/20 | Price Changed | $187,500 | -3.8% | $157 / Sq Ft | |
| 09/30/2020 09/30/20 | For Sale | $195,000 | 0.0% | $164 / Sq Ft | |
| 09/18/2020 09/18/20 | Pending | -- | -- | -- | |
| 08/28/2020 08/28/20 | For Sale | $195,000 | -- | $164 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,372 | $191,600 | $46,800 | $144,800 |
| 2024 | $2,116 | $188,700 | $46,800 | $141,900 |
| 2023 | $2,116 | $159,650 | $0 | $0 |
| 2022 | $2,034 | $155,000 | $35,100 | $119,900 |
| 2021 | $1,737 | $123,400 | $34,600 | $88,800 |
| 2020 | $1,411 | $81,600 | $30,700 | $50,900 |
| 2019 | $1,285 | $71,600 | $26,200 | $45,400 |
| 2018 | $1,171 | $63,600 | $22,500 | $41,100 |
| 2017 | $1,066 | $54,800 | $17,200 | $37,600 |
| 2016 | $985 | $50,400 | $15,000 | $35,400 |
| 2015 | $917 | $46,200 | $15,000 | $31,200 |
| 2014 | $834 | $41,400 | $12,900 | $28,500 |
Source: Public Records
Agents Affiliated with this Home
-
Jomar Gonzalez
-
Richard Aybar
Buyer's Agent in 2025
Richard Aybar
KELLER WILLIAMS ADVANTAGE III
(407) 601-8109
3 in this area
326 Total Sales
-
Mitch Susana
Seller's Agent in 2024
Mitch Susana
REALTY ONE GROUP MAGIC CITY
(407) 781-6586
5 in this area
54 Total Sales
-
Robert Allen
R
Seller's Agent in 2021
Robert Allen
LA ROSA REALTY LLC
(497) 491-0663
1 in this area
15 Total Sales
Map
Source: Stellar MLS
MLS Number: S5124192
APN: 01-26-30-0001-0015-0070
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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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