$585,000
SOLD MAY 1, 2025

514 Schmidt Rd Middle River, MD 21220

4 Beds
2.5 Baths
2,344 Sq Ft
3,111 Sq Ft Lot

Recently Sold

$250 Per Sq Ft

2% Below List Price

47 Days on Market

Highlights

  • Water Views
  • Beach
  • Coastal Architecture
  • Boat Dock
  • Gated Community
  • 1 Fireplace

About This Home

As of May 2025

The waterfront lifestyle is ready for you! Your dream home awaits in the gated 11-home waterfront community of Waters Edge at Seneca Creek! Originally built in 2020 by Caruso Homes, this exquisite DETACHED home is one property back from the waterfront and offers both water and woodsy views. Additionally, there is a $1,000/year boat slip with boat lift available if desired. The main level offers is open concept with LVP flooring throughout, an oversized kitchen island, 2 dining areas, electric fireplace, powder room, and a home office (or 4th bedroom). Kitchen amenities include upgraded counters, backsplash, gas stove & large pantry. Roomy composite deck in the rear of the home with serene woodsy views. Fantastic primary suite also in the rear of the home with a walk-in closet, sitting area, dual sinks, and roomy walk-in shower, all with tasteful finishes. 2 additional and spacious rooms in the front of the home, plus a hall bathroom with dual sinks and a tub. Easy access to laundry room on bedroom level. Garage of your dreams, spanning the majority of the home's footprint... large enough to fit 3 cars AND have a workshop, store water equipment, etc. Carefree living with condo association covering lawn care and maintenance of the community's private dock and beach area.

Last Agent to Sell the Property

Ashton Drummond

(443) 604-1546 ashton@drummondre.com Cummings & Co. Realtors Listed on: 01/29/2025

Cummings & Co. Realtors

Last Buyer's Agent

Julia H. Neal

(410) 491-7141 Info@HomeswithJulia.com Cummings & Co. Realtors License #658912

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,143

Year Built

  • Built in 2021

Lot Details

  • 3,111 Sq Ft Lot

HOA Fees

  • $398 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Coastal Architecture
  • Stone Siding
  • Concrete Perimeter Foundation
  • HardiePlank Type

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Water Views

Bedrooms and Bathrooms

  • 4 Bedrooms

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 04152500015867

Community Details

Overview

  • Association fees include common area maintenance, lawn care front, lawn care rear, lawn care side, lawn maintenance, pier/dock maintenance, reserve funds, security gate, snow removal
  • Waters Edge Subdivision

Recreation

  • Boat Dock
  • Pier or Dock
  • Beach

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,143

Year Built

Built in 2021

Lot Details

0

HOA Fees

$398 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Upper 1, Upper 2
  • Year Built: 2021
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Basement: No
  • Total Sq Ft: 3488
  • Living Area Sq Ft: 2344
  • Price Per Sq Ft: 251.71
  • Above Grade Finished Sq Ft: 2344
  • Above Grade Unfinished Sq Ft: 1144
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 2.00

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type, Stone
  • View: Water
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener, Oversized
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: 90% Forced Air, Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 398.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: WATERS EDGE
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Gated Community, Pier/Dock, Beach
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Lawn Maintenance, Pier/Dock Maintenance, Reserve Funds, Security Gate, Snow Removal
  • HOA Name: WATERS EDGE
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.07
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3111.00
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 8143.00
  • Assessor Parcel Number: 04152500015867
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2025
Closed on
May 1, 2025
Sold by
Brodie Anne Marie
Bought by
Stack Holdings Llc
Seller's Agent
Ashton Drummond
Cummings & Co. Realtors
Buyer's Agent
Julia H. Neal
Cummings & Co. Realtors
List Price
$595,000
Sold Price
$585,000
Premium/Discount to List
-$10,000
-1.68%
Views
262
Current Estimated Value
$628,254

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,254
Avg. Annual Appreciation
11.06%

Purchase Details

Closed on
Jul 19, 2024
Sold by
Caruso Builder Seneca Creek Llc
Bought by
Waters Edge At Seneca Creek Condominium Assoc

Purchase Details

Closed on
Feb 14, 2024
Sold by
Brodie Anne Marie and Brodie Anne Maria
Bought by
Brodie Anne Marie

Purchase Details

Listed on
Jan 4, 2021
Closed on
Dec 18, 2020
Sold by
Caruso Builder Seneca Creek Llc
Bought by
Brodie David Bonsall and Brodie Anne Maria
Seller's Agent
datacorrect BrightMLS
Non Subscribing Office
Buyer's Agent
Ashton Drummond
Cummings & Co. Realtors
List Price
$571,788
Sold Price
$571,877
Premium/Discount to List
$89
0.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.88%
Original Mortgage
$510,400
Interest Rate
2.8%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $585,000 None Listed On Document
Deed $585,000 None Listed On Document
Deed -- None Listed On Document
Deed -- None Listed On Document
Deed -- None Listed On Document
Deed $571,877 Residential T&E Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $510,400 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2025 05/01/25 Sold $585,000 -0.8% $250 / Sq Ft
03/17/2025 03/17/25 Pending -- -- --
03/10/2025 03/10/25 Price Changed $590,000 -0.8% $252 / Sq Ft
01/29/2025 01/29/25 For Sale $595,000 +4.1% $254 / Sq Ft
01/04/2021 01/04/21 For Sale $571,788 0.0% --
12/18/2020 12/18/20 Sold $571,877 -- -- View Prior Sale
09/10/2020 09/10/20 Pending -- -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,970 $694,600 -- --
2024 $8,970 $671,900 -- --
2023 $8,694 $649,200 $240,100 $409,100
2022 $7,954 $596,500 $0 $0
2021 $3,655 $543,800 $0 $0
2020 $1,267 $104,500 $104,500 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2117522

Bright MLS

APN: 15-2500015867