NOT LISTED FOR SALE

515 Adams St Elgin, IL 60123

Southwest Elgin Neighborhood

Estimated Value: $274,000 - $301,000

4 Beds
2 Baths
-- Sq Ft
1952 Built

Sale Details

Date Sold: November 12, 2025

Last sale price $280,000

Est. 3% increase in value since last sale

Current estimated payment $2,007 / mo

43 Days on Market

Highlights

  • Cape Cod Architecture
  • Main Floor Bedroom
  • Laundry Room
  • Recreation Room
  • 2 Car Detached Garage
  • Ceramic Tile Flooring

About This Home

As of November 2025

Charming 4-bedroom, 2-bath home in a desirable Elgin neighborhood. Features include a new roof (3 years old), A/C unit (5 years old), and a brand-new patio. The fully fenced yard and 2-car garage add comfort and convenience. Home may need some updates but offers strong potential with solid bones and key improvements already completed. Great location close to schools, shopping, and major routes-perfect for families or investors!

Last Agent to Sell the Property

Rocio Andrade

A&O Dream Key Real Estate License #475208145 Listed on: 09/02/2025

Last Buyer's Agent

Jose Vargas

Gava Realty License #475144276

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,388

Year Built

  • Built in 1952

Lot Details

  • Lot Dimensions are 60 x 176
  • Paved or Partially Paved Lot

Parking

  • 2 Car Detached Garage
  • Parking Available
  • Parking Included in Price

Home Design

  • Cape Cod Architecture
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Family Room
  • Combination Dining and Living Room
  • Recreation Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Range

Flooring

  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Central Air
  • Heating System Uses Steam

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,388

Year Built

Built in 1952

Lot Details

0 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cape Cod
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1952
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator, Washer, Dryer
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Interior Amenities: 1st Floor Bedroom
  • Room Type: Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Flooring: Vinyl

Exterior Features

  • Construction Materials: Aluminum Siding, Vinyl Siding
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Yes, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Steam
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 60 X 176
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5388.38
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2025
Closed on
Nov 10, 2025
Sold by
Bought by
Seller's Agent
Rocio Andrade
A&O Dream Key Real Estate
Buyer's Agent
Jose Vargas
Gava Realty
List Price
$289,000
Sold Price
$280,000
Premium/Discount to List
-$9,000
-3.11%
Views
287
Current Estimated Value
$288,538

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,538
Avg. Annual Appreciation
5.05%
Original Mortgage
$274,928
Outstanding Balance
$274,928
Interest Rate
5.99%
Mortgage Type
FHA
Estimated Equity
$13,610

Purchase Details

Listed on
Jul 25, 2014
Closed on
Sep 23, 2014
Sold by
Bought by
Seller's Agent
Renee Anderson
Baird & Warner - Crystal Lake
Buyer's Agent
Margitta Stark
Century 21 Circle - Aurora
List Price
$74,900
Sold Price
$67,500
Premium/Discount to List
-$7,400
-9.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.61%

Purchase Details

Closed on
Aug 27, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,500
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 24, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,500
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 9, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,250
Interest Rate
3.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 18, 2008
Sold by
Bought by

Purchase Details

Closed on
Dec 16, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,645
Interest Rate
6.23%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$280,000 Chicago Title
$67,500 Baird & Warner Title Svcs In
-- None Available
$75,500 First American Title
$75,000 First American Title
-- None Available
$146,000 Ticor Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $274,928
Previous Owner $66,500
Previous Owner $56,250
Previous Owner $143,645
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/12/2025 11/12/25 Sold $280,000 -3.1% --
10/15/2025 10/15/25 Pending -- -- --
09/02/2025 09/02/25 For Sale $289,000 +328.1% --
09/23/2014 09/23/14 Sold $67,500 -9.9% -- View Prior Sale
07/28/2014 07/28/14 Pending -- -- --
07/25/2014 07/25/14 For Sale $74,900 -- --
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,388 $75,331 $17,499 $57,832
2023 $5,120 $68,056 $15,809 $52,247
2022 $4,861 $62,055 $14,415 $47,640
2021 $4,641 $58,017 $13,477 $44,540
2020 $4,504 $55,386 $12,866 $42,520
2019 $4,367 $52,759 $12,256 $40,503
2018 $4,101 $47,479 $11,546 $35,933
2017 $3,999 $44,885 $10,915 $33,970
2016 $3,801 $41,641 $10,126 $31,515
2015 -- $38,167 $9,281 $28,886
2014 -- $37,695 $9,166 $28,529
2013 -- $38,690 $9,408 $29,282
Source: Public Records

Agents Affiliated with this Home

  • Rocio Andrade

    Seller's Agent in 2025

    Rocio Andrade

    A&O Dream Key Real Estate

    (224) 387-8476

    1 in this area

    9 Total Sales

    Rocio Andrade
    Section Image

  • J

    Buyer's Agent in 2025

    Jose Vargas

    Gava Realty

    1 in this area

    47 Total Sales

    Jose Vargas
    Section Image
  • Renee Anderson

    Seller's Agent in 2014

    Renee Anderson

    Baird Warner

    (847) 722-6852

    51 Total Sales

    Renee Anderson
    Section Image

  • M

    Buyer's Agent in 2014

    Margitta Stark

    Century 21 Circle - Aurora

See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12460970

Midwest Real Estate Data (MRED)

APN: 06-23-260-008

Illinois Kane County Elgin 60123 Southwest Elgin

515 Adams St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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