Seller's Agent in 2025
Rocio Andrade
A&O Dream Key Real Estate
(224) 387-8476
1 in this area
9 Total Sales
515 Adams St Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated Value: $274,000 - $285,000
4
Beds
2
Baths
--
Sq Ft
1952
Built
Highlights
- Cape Cod Architecture
- Main Floor Bedroom
- Laundry Room
- Recreation Room
- 2 Car Detached Garage
- Ceramic Tile Flooring
About This Home
As of November 2025Charming 4-bedroom, 2-bath home in a desirable Elgin neighborhood. Features include a new roof (3 years old), A/C unit (5 years old), and a brand-new patio. The fully fenced yard and 2-car garage add comfort and convenience. Home may need some updates but offers strong potential with solid bones and key improvements already completed. Great location close to schools, shopping, and major routes-perfect for families or investors!
Last Agent to Sell the Property
A&O Dream Key Real Estate License #475208145 Listed on: 09/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,388
Year Built
- Built in 1952
Lot Details
- Lot Dimensions are 60 x 176
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Parking Available
- Parking Included in Price
Home Design
- Cape Cod Architecture
- Aluminum Siding
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Family Room
- Combination Dining and Living Room
- Recreation Room
- Partially Finished Basement
- Basement Fills Entire Space Under The House
- Range
Flooring
- Laminate
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Central Air
- Heating System Uses Steam
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 2, 2025
Closed on
Nov 10, 2025
Sold by
Martinez Refugio and Martinez Maria
Bought by
Medina Delmi and Rubio Julio C
Seller's Agent
Rocio Andrade
A&O Dream Key Real Estate
Buyer's Agent
Jose Vargas
Gava Realty
List Price
$289,000
Sold Price
$280,000
Premium/Discount to List
-$9,000
-3.11%
Views
287
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,981
Avg. Annual Appreciation
1.23%
Original Mortgage
$274,928
Outstanding Balance
$274,928
Interest Rate
5.99%
Mortgage Type
FHA
Estimated Equity
$6,544
Purchase Details
Listed on
Jul 25, 2014
Closed on
Sep 23, 2014
Sold by
Elliott Crispin P and Elliott Janelle
Bought by
Martinez Refugio and Martinez Maria
Seller's Agent
Renee Anderson
Baird & Warner - Crystal Lake
Buyer's Agent
Margitta Stark
Century 21 Circle - Aurora
List Price
$74,900
Sold Price
$67,500
Premium/Discount to List
-$7,400
-9.88%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.61%
Purchase Details
Closed on
Aug 27, 2012
Sold by
Elliott Crispin P
Bought by
Elliott Janelle and Elliott Crispin P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,500
Interest Rate
3.65%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 24, 2012
Sold by
Flaningam Keith F
Bought by
Elliott Crispin P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,500
Interest Rate
3.65%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 9, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Flaningam Keith F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,250
Interest Rate
3.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 18, 2008
Sold by
Gonzalez Jose M and Gonzalez Joselyn G
Bought by
Deutsche Bank National Trust Co and Ffmlt Trust 2005-Ff8 Mortgage Pass Throu
Purchase Details
Closed on
Dec 16, 2002
Sold by
The Estate Of Percy Burris and Burris Vern
Bought by
Gonzalez Jose M and Gonzalez Joselyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,645
Interest Rate
6.23%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Medina Delmi | $280,000 | Chicago Title | |
| Martinez Refugio | $67,500 | Baird & Warner Title Svcs In | |
| Elliott Janelle | -- | None Available | |
| Elliott Crispin P | $75,500 | First American Title | |
| Flaningam Keith F | $75,000 | First American Title | |
| Deutsche Bank National Trust Co | -- | None Available | |
| Gonzalez Jose M | $146,000 | Ticor Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Medina Delmi | $274,928 | |
| Previous Owner | Elliott Crispin P | $66,500 | |
| Previous Owner | Flaningam Keith F | $56,250 | |
| Previous Owner | Gonzalez Jose M | $143,645 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/12/2025 11/12/25 | Sold | $280,000 | -3.1% | -- | |
| 10/15/2025 10/15/25 | Pending | -- | -- | -- | |
| 09/02/2025 09/02/25 | For Sale | $289,000 | +328.1% | -- | |
| 09/23/2014 09/23/14 | Sold | $67,500 | -9.9% | -- | View Prior Sale |
| 07/28/2014 07/28/14 | Pending | -- | -- | -- | |
| 07/25/2014 07/25/14 | For Sale | $74,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,388 | $75,331 | $17,499 | $57,832 |
| 2023 | $5,120 | $68,056 | $15,809 | $52,247 |
| 2022 | $4,861 | $62,055 | $14,415 | $47,640 |
| 2021 | $4,641 | $58,017 | $13,477 | $44,540 |
| 2020 | $4,504 | $55,386 | $12,866 | $42,520 |
| 2019 | $4,367 | $52,759 | $12,256 | $40,503 |
| 2018 | $4,101 | $47,479 | $11,546 | $35,933 |
| 2017 | $3,999 | $44,885 | $10,915 | $33,970 |
| 2016 | $3,801 | $41,641 | $10,126 | $31,515 |
| 2015 | -- | $38,167 | $9,281 | $28,886 |
| 2014 | -- | $37,695 | $9,166 | $28,529 |
| 2013 | -- | $38,690 | $9,408 | $29,282 |
Source: Public Records
Agents Affiliated with this Home
-
Rocio Andrade
-
Jose Vargas
J
Buyer's Agent in 2025
Jose Vargas
Gava Realty
1 in this area
50 Total Sales
-
Renee Anderson
Seller's Agent in 2014
Renee Anderson
Baird Warner
(847) 722-6852
50 Total Sales
-
M
Buyer's Agent in 2014
Margitta Stark
Century 21 Circle - Aurora
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12460970
APN: 06-23-260-008
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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